This festival season, Banks have come up with credit cards that especially cater to those who have extravagant shopping needs! Increasing income levels, changing lifestyle habits and needs have spawned the culture of credit cards in UAE. So, in this article,

We have brought to you the top 3 shopping credit cards in UAE.

Shopping credit cards

Continue reading…

Nowadays, you’ve got a wide variety of shopping cards to choose from, given the level of competition amongst credit card issuers. There are numerous advantages to owning a credit card today. It helps you with building a positive credit history provided that you pay your bills on time, every month. It gives you the advantage of convenient payment options and access to a world of discounts and rewards amongst other things.

In today’s day and age, credit cards are a necessity for most Dubai residents. Not only do credit cards make shopping and other online transactions convenient, but they can also save you a considerable amount of money through cashbacks, dining discounts, shopping discounts, etc. Each credit card comes with certain perks and rewards and you should choose your credit card depending on your own lifestyle and how you plan to use the credit card. For example, certain credit cards help travelers accumulate miles, while others offer cashbacks and rewards to shoppers. So, here are the three best shopping credit cards in UAE:

Citi Rewards Credit Card

Citi rewards credit card

The rewards credit card offered by Citibank is one of the best credit cards available in the UAE that helps in making your shopping more rewarding. Apart from the shopping benefits, this Citibank card allows its cardmember to enjoy a wide range of travel and lifestyle benefits.

Given below are the shopping benefits of this credit card:

• 5 Thank You Points on every $1 spent on international transactions.
• 1 Thank You Point on every $1 spent on local transactions.
• 50 complimentary VoucherSkout credits offering you 50 percent off on total bills at more than 500 outlets. (worth 250 dirhams).

Additional features & benefits offered by this card:

• Zero annual fees levied on this card for the 1st year. From 2nd year onwards, the card’s annual fee is free upon meeting the minimum requirement.
• Free access to more than 1000 airport lounges around the globe.
• Buy 1 get 1 free movie tickets at VOX Cinemas every month.

RAKBANK Titanium Credit Card

Rak Bank Platinum Credit Card

The RAKBANK Titanium Credit Card offers a wide range of benefits and privileges that are unmatched by any other credit card. From shopping benefits and dining benefits to lifestyle benefits, this card comes with exciting perks which is why it can fit into everyone’s lifestyle easily.

Given below are the shopping benefits of this credit card:

• 5 percent cash back on all supermarkets & dining spends across the world. The maximum monthly cashback capped at 150 dirhams.
• 2 percent cashback on local and international retail purchase transactions, online transactions, & international cash advances.
• Amazing discount on shopping and dining.
• Exclusive offers on jewelry, furnishing, electronics, dining, holidays, and much more.

Additional benefits and features offered by this credit card:

• A maximum of 50 percent on movie spendings around the globe.
• Zero annual fees and complimentary supplementary cards.
• Complimentary purchase protection
• Unlimited free access to more than 10 VIP airport lounges in various cities.
• Online shopping perks through MasterCard For You App.

Emirates NBD Webshopper Credit Card

Emirates NBD Webshopper Credit Card

This Emirates NBD credit card is one of the best credit cards in Dubai that is specifically designed for online purchases. It ensures maximum security, and thus helps you to shop online with absolute peace of mind. Other than that, you can enjoy several other banking services in order to fulfill your shopping and lifestyle needs.

Given below are the shopping benefits of this credit card:

• You can earn Plus Points whenever you make online transactions using this card that can be further redeemed as cashback or for frequent flyer miles.
• You can earn 1 Plus Point on every 200 dirhams spent.

Additional features and benefits offered by this card:

• Zero percent interest in participating vendors.
• Low rate of interest for all purchases
• Easy installment plan
• Complimentary round the clock roadside assistance
• Online accessibility

Spending money on credit cards is usually considered to be a bad habit, but once you have read about the deals and lucrative offers on these credit cards mentioned above, that notion is bound to change! So, what are you waiting for? Choose a credit card that suits your needs and complements your lifestyle. Go and shop with your credit card and reap the benefits.