{"id":1111,"date":"2020-07-23T17:37:31","date_gmt":"2020-07-23T13:37:31","guid":{"rendered":"https:\/\/moneymall.ae\/credit-blog\/?p=1111"},"modified":"2020-07-23T17:41:46","modified_gmt":"2020-07-23T13:41:46","slug":"savings-account-in-uae-bank-charges","status":"publish","type":"post","link":"https:\/\/moneymall.ae\/credit-blog\/savings-account-in-uae-bank-charges\/","title":{"rendered":"Do you hold a Savings Account in UAE? Know Your Bank Charges."},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Opening a savings account, for most people, is a no-brainer. And with processes easing, and going digital, people usually only consider the interest rate being offered, for choosing a savings account. However, it is also important to know about the various charges and fees the banks may charge because in most cases, a little bit of awareness can help you avoid these charges. While the kind of charges and amounts may vary from bank to bank, you must be aware of the most common ones. <\/span><\/p>\n<h1><span class=\"ez-toc-section\" id=\"the_most_common_Savings_account_charges_by_banks_in_UAE_are\"><\/span><span style=\"font-weight: 400;\">the most common Savings account charges by banks in UAE are;<\/span><span class=\"ez-toc-section-end\"><\/span><\/h1>\n<figure id=\"attachment_1118\" aria-describedby=\"caption-attachment-1118\" style=\"width: 397px\" class=\"wp-caption alignleft\"><a href=\"https:\/\/moneymall.ae\/credit-blog\/savings-account-in-uae-bank-charges\/saving-accounts-bank-charges-in-uae\/\" rel=\"attachment wp-att-1118\"><img loading=\"lazy\" decoding=\"async\" class=\" wp-image-1118\" src=\"https:\/\/moneymall.ae\/credit-blog\/wp-content\/uploads\/2020\/07\/Saving-Accounts-Bank-Charges-in-UAE.jpg\" alt=\"Saving Accounts Bank Charges in UAE\" width=\"397\" height=\"400\" \/><\/a><figcaption id=\"caption-attachment-1118\" class=\"wp-caption-text\">Savings Accounts Bank Charges in UAE<\/figcaption><\/figure>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_79 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-6a23373bced28\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-6a23373bced28\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-1'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/moneymall.ae\/credit-blog\/savings-account-in-uae-bank-charges\/#the_most_common_Savings_account_charges_by_banks_in_UAE_are\">the most common Savings account charges by banks in UAE are;<\/a><ul class='ez-toc-list-level-2' ><li class='ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/moneymall.ae\/credit-blog\/savings-account-in-uae-bank-charges\/#Minimum_Balance_Charges\">Minimum Balance Charges<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/moneymall.ae\/credit-blog\/savings-account-in-uae-bank-charges\/#ATM_withdrawal_charges\">ATM withdrawal charges<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/moneymall.ae\/credit-blog\/savings-account-in-uae-bank-charges\/#Account_closure_charges\">Account closure charges<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/moneymall.ae\/credit-blog\/savings-account-in-uae-bank-charges\/#Account_statement_fees\">Account statement fees<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/moneymall.ae\/credit-blog\/savings-account-in-uae-bank-charges\/#Charges_for_cash_withdrawal_through_credit_card\">Charges for cash withdrawal through credit card<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/moneymall.ae\/credit-blog\/savings-account-in-uae-bank-charges\/#Foreign_exchange_fees\">Foreign exchange fees<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/moneymall.ae\/credit-blog\/savings-account-in-uae-bank-charges\/#Remittance_charges\">Remittance charges<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/moneymall.ae\/credit-blog\/savings-account-in-uae-bank-charges\/#Standing_instructions_fees\">Standing instructions fees<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/moneymall.ae\/credit-blog\/savings-account-in-uae-bank-charges\/#Why_is_it_important_to_read_the_fine_print\">Why is it important to read the fine print?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/moneymall.ae\/credit-blog\/savings-account-in-uae-bank-charges\/#List_of_Bank_Charges_on_Saving_Accounts_in_UAE\">List of Bank Charges on Saving Accounts in UAE<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/moneymall.ae\/credit-blog\/savings-account-in-uae-bank-charges\/#No\">No<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/moneymall.ae\/credit-blog\/savings-account-in-uae-bank-charges\/#UAE_Bank_name\">UAE Bank name<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/moneymall.ae\/credit-blog\/savings-account-in-uae-bank-charges\/#Link_to_Bank_Charges\">Link to Bank Charges<\/a><\/li><\/ul><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n\n<h2><\/h2>\n<h2><span class=\"ez-toc-section\" id=\"Minimum_Balance_Charges\"><\/span><b>Minimum Balance Charges<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Let us start with the most obvious one. Needless to say, most banks in UAE charge a monthly fee for the non-maintenance of a savings account. Savings accounts usually carry a minimum balance requirement. If you cannot maintain that, then there may be charges levied to your account. Banks usually charge a monthly fee of AED 25 to AED 200 if the account holder fails to maintain the minimum balance as suggested. These can be different with each bank, so make sure that you check the minimum balance required.<\/span><b>\u00a0<\/b><\/p>\n<h2><span class=\"ez-toc-section\" id=\"ATM_withdrawal_charges\"><\/span><b>ATM withdrawal charges<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Avoid making ATM cash withdrawals from banks other than your own to avoid additional costs. Banks charge a standard fee for cash withdrawals from ATMs owned by other banks inside and outside the UAE. For example, when using another bank\u2019s ATM in the UAE, you will be charged AED 2 for cash withdrawals and AED 1 on balance inquiries. You will be charged AED 6 on cash withdrawals and AED 3 on balance inquiries for using another bank ATM\u2019s in GCC countries. The fee for withdrawing cash from any other international ATM is AED 20 along with a 2 per cent processing fee.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Account_closure_charges\"><\/span><b>Account closure charges<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Most banks charge their customers a fee to discourage them from closing an account before a certain period. In UAE, many banks charge around AED 100, if you choose to close your account within the first six months or a year.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Account_statement_fees\"><\/span><b>Account statement fees<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">A bank account statement is necessary to have a clear picture of the transactions that are performed on the account. However, most banks in UAE charge around AED 25 &#8211; AED 30 per month statement to provide the statement.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Charges_for_cash_withdrawal_through_credit_card\"><\/span><b>Charges for cash withdrawal through credit card<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">The cash advance feature allows you to withdraw cash using your credit card through ATMs or over the counter at a bank. Generally, it is not a good idea to use your credit card to withdraw cash as most providers impose a hefty cash advance fee of up to 3 percent. There is no interest-free period and interest starts accruing from the date of the transaction and can be higher than the standard interest rate on your card.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Foreign_exchange_fees\"><\/span><b>Foreign exchange fees<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">These are charged on your credit card purchases abroad or in a different currency. They usually range from 1 percent to 3 percent of the transaction amount. You will also be charged a conversion fee by Visa or MasterCard. If you are a frequent traveller, and are looking for a travel credit card, check this fee before applying.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Remittance_charges\"><\/span><b>Remittance charges<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">UAE expatriates who frequently make international fund transfers, either for meeting financial commitments back home or investment purposes, can rack up thousands of dirhams in charges a year, according to some financial experts. Standard service fees alone can vary, depending on where the money is being forwarded to. Funds moved to Asian countries, for example, can range between AED 7 and AED 22 per transaction.\u00a0<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Standing_instructions_fees\"><\/span><b>Standing instructions fees<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">If you have set a regular standing instruction or order for payments towards utility bills, loan instalments or rent, make sure to check the costs associated with setting it up. Most banks in the UAE charge around Dh50 for setting up a standing instruction. Make sure you maintain sufficient funds in your account for the date when the standing instruction transaction is due. If your transaction gets declined due to insufficient funds, you will be charged about Dh25 per failed transaction.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Why_is_it_important_to_read_the_fine_print\"><\/span><b>Why is it important to read the fine print?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">When you open an account, ask for full details about the account and read them. More than a few people sign forms for accounts and plans without checking what they are committing to. Some banks may have a requirement for a minimum balance in their savings account. The failure to have that amount can incur fees or a reduced interest rate. So check the terms, read the fine print and see if there is a minimum balance requirement or any limits on moving money in or out of your savings account, whether through the branch, an ATM or by electronic transfer. Sit with the banking officer and ask for all the details.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"List_of_Bank_Charges_on_Saving_Accounts_in_UAE\"><\/span>List of Bank Charges on Saving Accounts in UAE<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table width=\"715\">\n<tbody>\n<tr>\n<td width=\"72\">\n<h3><span class=\"ez-toc-section\" id=\"No\"><\/span>No<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/td>\n<td width=\"309\">\n<h3><span class=\"ez-toc-section\" id=\"UAE_Bank_name\"><\/span>UAE Bank name<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/td>\n<td width=\"334\">\n<h3><span class=\"ez-toc-section\" id=\"Link_to_Bank_Charges\"><\/span>Link to Bank Charges<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/td>\n<\/tr>\n<tr>\n<td style=\"font-weight: 400;\">1<\/td>\n<td style=\"font-weight: 400;\">Abu Dhabi Commercial Bank<\/td>\n<td style=\"font-weight: 400;\"><a href=\"https:\/\/www.adcb.com\/en\/Images\/1-fees-dl-english-brand-v18-030520_tcm41-231844.pdf\" target=\"_blank\" rel=\"noopener\">ADCB Bank Charges<\/a><\/td>\n<\/tr>\n<tr>\n<td style=\"font-weight: 400;\">2<\/td>\n<td style=\"font-weight: 400;\">Abu Dhabi Islamic Bank<\/td>\n<td style=\"font-weight: 400;\"><a href=\"https:\/\/www.adib.ae\/en\/SiteAssets\/Personal\/Banking-Services-and-Tariff-Boad.pdf\" target=\"_blank\" rel=\"noopener\">ADIB Charges<\/a><\/td>\n<\/tr>\n<tr>\n<td style=\"font-weight: 400;\">3<\/td>\n<td style=\"font-weight: 400;\">Arab Bank plc<\/td>\n<td style=\"font-weight: 400;\"><a href=\"https:\/\/www.arabbank.ae\/docs\/default-source\/default-document-library\/uae_retailaaf54dae60c367ec9513ff5c007b40dd.pdf\" target=\"_blank\" rel=\"noopener\">Arab Bank Charges<\/a><\/td>\n<\/tr>\n<tr>\n<td style=\"font-weight: 400;\">4<\/td>\n<td style=\"font-weight: 400;\">Bank of Baroda<\/td>\n<td style=\"font-weight: 400;\"><a href=\"https:\/\/www.bankofbarodauae.ae\/uploadfolder\/SERVICE_CHRG_WEF_01-05-2019.pdf\" target=\"_blank\" rel=\"noopener\">Bank of Baroda Charges<\/a><\/td>\n<\/tr>\n<tr>\n<td style=\"font-weight: 400;\">5<\/td>\n<td style=\"font-weight: 400;\">Bank of Sharjah<\/td>\n<td style=\"font-weight: 400;\"><a href=\"https:\/\/www.bankofsharjah.com\/en\/rates\/rates-fees-charges\" target=\"_blank\" rel=\"noopener\">Bank of Sharjah Charges<\/a><\/td>\n<\/tr>\n<tr>\n<td style=\"font-weight: 400;\">6<\/td>\n<td style=\"font-weight: 400;\">Citibank N.A.<\/td>\n<td style=\"font-weight: 400;\"><a href=\"https:\/\/www.citibank.ae\/uae\/consumer\/info\/pdf\/fin_charges.pdf\" target=\"_blank\" rel=\"noopener\">Citi UAE Charges<\/a><\/td>\n<\/tr>\n<tr>\n<td style=\"font-weight: 400;\">7<\/td>\n<td style=\"font-weight: 400;\">Commercial Bank International<\/td>\n<td style=\"font-weight: 400;\"><a href=\"https:\/\/www.cbiuae.com\/media\/12073\/new-soc-effective-23rd-july-2018.pdf\" target=\"_blank\" rel=\"noopener\">CBI Charges<\/a><\/td>\n<\/tr>\n<tr>\n<td style=\"font-weight: 400;\">8<\/td>\n<td style=\"font-weight: 400;\">Commercial Bank of Dubai<\/td>\n<td style=\"font-weight: 400;\"><a href=\"https:\/\/www.cbd.ae\/general\/fees-charges\" target=\"_blank\" rel=\"noopener\">CBD Charges<\/a><\/td>\n<\/tr>\n<tr>\n<td style=\"font-weight: 400;\">9<\/td>\n<td style=\"font-weight: 400;\">Dubai Islamic Bank<\/td>\n<td style=\"font-weight: 400;\"><a href=\"https:\/\/www.dib.ae\/docs\/default-source\/schedule-of-charges\/dib-mass-schedule-of-charges-en-ar.pdf\" target=\"_blank\" rel=\"noopener\">DIB Charges<\/a><\/td>\n<\/tr>\n<tr>\n<td style=\"font-weight: 400;\">10<\/td>\n<td style=\"font-weight: 400;\">Emirates Islamic<\/td>\n<td style=\"font-weight: 400;\"><a href=\"https:\/\/www.emiratesislamic.ae\/eng\/soc\/accounts\/\" target=\"_blank\" rel=\"noopener\">EIB Bank Charges<\/a><\/td>\n<\/tr>\n<tr>\n<td style=\"font-weight: 400;\">11<\/td>\n<td style=\"font-weight: 400;\">First Abu Dhabi Bank<\/td>\n<td style=\"font-weight: 400;\"><a href=\"https:\/\/www.bankfab.com\/en-ae\/personal\/fees-and-charges\" target=\"_blank\" rel=\"noopener\">FAB\u00a0 Charges<\/a><\/td>\n<\/tr>\n<tr>\n<td style=\"font-weight: 400;\">12<\/td>\n<td style=\"font-weight: 400;\">Al Hilal Bank<\/td>\n<td style=\"font-weight: 400;\"><a href=\"https:\/\/www.alhilalbank.ae\/en\/Images\/Accounts_tcm50-247051.pdf\" target=\"_blank\" rel=\"noopener\">Al Hilal Bank Charges<\/a><\/td>\n<\/tr>\n<tr>\n<td style=\"font-weight: 400;\">13<\/td>\n<td style=\"font-weight: 400;\">HSBC Bank Middle East<\/td>\n<td style=\"font-weight: 400;\"><a href=\"https:\/\/cdn.hsbc.ae\/content\/dam\/hsbc\/ae\/docs\/en\/conventional-schedule-of-tariffs.pdf\" target=\"_blank\" rel=\"noopener\">HSBC ME Charges<\/a><\/td>\n<\/tr>\n<tr>\n<td style=\"font-weight: 400;\">14<\/td>\n<td style=\"font-weight: 400;\">Mashreq<\/td>\n<td style=\"font-weight: 400;\"><a href=\"https:\/\/www.mashreqbank.com\/uae\/en\/personal\/service-charges\" target=\"_blank\" rel=\"noopener\">Mashreq bank Charges<\/a><\/td>\n<\/tr>\n<tr>\n<td style=\"font-weight: 400;\">15<\/td>\n<td style=\"font-weight: 400;\">Emirates NBD<\/td>\n<td style=\"font-weight: 400;\"><a href=\"http:\/\/www.emiratesnbd.com\/en\/personal-banking\/schedule-of-fees-and-charges\/\" target=\"_blank\" rel=\"noopener\">Emirates NBD Bank Charges<\/a><\/td>\n<\/tr>\n<tr>\n<td style=\"font-weight: 400;\">16<\/td>\n<td style=\"font-weight: 400;\">National Bank of Fujairah<\/td>\n<td style=\"font-weight: 400;\"><a href=\"https:\/\/nbf.ae\/media\/1431\/schedule-of-charges-personal-banking.pdf\" target=\"_blank\" rel=\"noopener\">NBF Charges<\/a><\/td>\n<\/tr>\n<tr>\n<td style=\"font-weight: 400;\">17<\/td>\n<td style=\"font-weight: 400;\">National Bank of Umm Al-Qaiwain<\/td>\n<td style=\"font-weight: 400;\"><a href=\"https:\/\/nbq.ae\/docs\/default-source\/downloads\/fees-and-charges\/fee-and-charge-poster-19-12-2019.pdf\" target=\"_blank\" rel=\"noopener\">NBQ Charges<\/a><\/td>\n<\/tr>\n<tr>\n<td style=\"font-weight: 400;\">18<\/td>\n<td style=\"font-weight: 400;\">RAK Bank<\/td>\n<td style=\"font-weight: 400;\"><a href=\"https:\/\/rakbank.ae\/wps\/wcm\/connect\/1d123b1a-eada-4954-808b-c92313f54c95\/%28A%29+J00356+S%26P+Changes+-+VAT_Account+Services+Personal+%26+Remittances-01-en.pdf?MOD=AJPERES&amp;CVID=m-ZyuNC\" target=\"_blank\" rel=\"noopener\">RAK Bank Charges\u00a0<\/a><\/td>\n<\/tr>\n<tr>\n<td style=\"font-weight: 400;\">19<\/td>\n<td style=\"font-weight: 400;\">Sharjah Islamic Bank<\/td>\n<td style=\"font-weight: 400;\"><a href=\"https:\/\/www.sib.ae\/files\/Tariff%20Board%2014%20August%202018%20VAT%20-%202019.pdf\" target=\"_blank\" rel=\"noopener\">Sharjah Islamic Bank Charges<\/a><\/td>\n<\/tr>\n<tr>\n<td style=\"font-weight: 400;\">20<\/td>\n<td style=\"font-weight: 400;\">Standard Chartered Bank<\/td>\n<td style=\"font-weight: 400;\"><a href=\"https:\/\/av.sc.com\/ae\/content\/docs\/ae-sp-price-guide-conventional-english-v3.pdf\" target=\"_blank\" rel=\"noopener\">SCB UAE Charges<\/a><\/td>\n<\/tr>\n<tr>\n<td style=\"font-weight: 400;\">21<\/td>\n<td style=\"font-weight: 400;\">United Arab Bank<\/td>\n<td style=\"font-weight: 400;\"><a href=\"https:\/\/www.uab.ae\/-\/media\/PDF\/Personal-Banking\/Schedule-of-Charges\/October-2019\/UAB-SOC-EN-October-2019.pdf?la=en&amp;hash=067E0FB591DD7A45B6A99200F860A0D0\" target=\"_blank\" rel=\"noopener\">UAB Charges<\/a><\/td>\n<\/tr>\n<tr>\n<td style=\"font-weight: 400;\">22<\/td>\n<td style=\"font-weight: 400;\">Ajman Bank<\/td>\n<td style=\"font-weight: 400;\"><a href=\"https:\/\/www.ajmanbank.ae\/site\/files\/2015%20Tariff%20of%20Charges.pdf\" target=\"_blank\" rel=\"noopener\">Ajman Bank Charges<\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">The charges mentioned above may vary across banks and types of accounts. So, before you choose a savings account, carefully examine the schedule of applicable charges that will help you keep your savings intact. In the case of an existing savings account, you can check the charges on the website of the bank. Most importantly, stay aware and avoid paying additional charges unless necessary. Open a savings account only after good study on it. Always ensure that along with the benefits and rewards, you are also aware of every single kind of charges and fees, and all attached terms and conditions before opening an account.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Opening a savings account, for most people, is a no-brainer. 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