{"id":1122,"date":"2020-07-24T20:46:48","date_gmt":"2020-07-24T16:46:48","guid":{"rendered":"https:\/\/moneymall.ae\/credit-blog\/?p=1122"},"modified":"2020-07-25T09:20:05","modified_gmt":"2020-07-25T05:20:05","slug":"top-5-uae-personal-loan","status":"publish","type":"post","link":"https:\/\/moneymall.ae\/credit-blog\/top-5-uae-personal-loan\/","title":{"rendered":"Top 5 UAE Personal Loan Providers of 2020"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Personal loans are one of the most popular modes of financing in UAE. A UAE personal loan, in basic terms, is an unsecured loan that does not require any guarantor or collateral to avail it. It comes in handy when the borrower has personal needs that are urgent or immediate in nature. Continue reading to know the 5 best banks for a personal loan in 2020<\/span><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_79 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-6a23431be6f2b\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-6a23431be6f2b\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-1'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/moneymall.ae\/credit-blog\/top-5-uae-personal-loan\/#Which_are_Top_5_UAE_personal_loan_providers_of_2020\">Which are Top 5 UAE personal loan providers of 2020?<\/a><ul class='ez-toc-list-level-2' ><li class='ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/moneymall.ae\/credit-blog\/top-5-uae-personal-loan\/#ADCB_Personal_Loan\">ADCB Personal Loan<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/moneymall.ae\/credit-blog\/top-5-uae-personal-loan\/#What_is_the_interest_rate_for_ADCB_Personal_Loan\">What is the interest rate for ADCB Personal Loan?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/moneymall.ae\/credit-blog\/top-5-uae-personal-loan\/#What_is_the_minimum_salary_required_for_ADCB_Personal_Loan\">What is the minimum salary required for ADCB Personal Loan?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/moneymall.ae\/credit-blog\/top-5-uae-personal-loan\/#Is_salary_transfer_mandatory_for_ADCB_Personal_Loan\">Is salary transfer mandatory for ADCB Personal Loan?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/moneymall.ae\/credit-blog\/top-5-uae-personal-loan\/#Other_benefits_of_ADCB_personal_loan_are\">Other benefits of ADCB personal loan are:<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/moneymall.ae\/credit-blog\/top-5-uae-personal-loan\/#RAKBANK_Personal_Loan\">RAKBANK Personal Loan<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/moneymall.ae\/credit-blog\/top-5-uae-personal-loan\/#What_is_the_interest_rate_for_RAKBANK_Personal_Loan\">What is the interest rate for RAKBANK Personal Loan?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/moneymall.ae\/credit-blog\/top-5-uae-personal-loan\/#What_is_the_minimum_salary_required_for_RAKBANK_Personal_Loan\">What is the minimum salary required for RAKBANK Personal Loan?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/moneymall.ae\/credit-blog\/top-5-uae-personal-loan\/#Is_salary_transfer_mandatory_for_RAKBANK_Personal_Loan\">Is salary transfer mandatory for RAKBANK Personal Loan?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/moneymall.ae\/credit-blog\/top-5-uae-personal-loan\/#Dubai_Islamic_Bank_Personal_Finance\">Dubai Islamic Bank Personal Finance<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/moneymall.ae\/credit-blog\/top-5-uae-personal-loan\/#What_is_the_interest_rate_for_Dubai_Islamic_Bank_Personal_Loan\">What is the interest rate for Dubai Islamic Bank Personal Loan?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/moneymall.ae\/credit-blog\/top-5-uae-personal-loan\/#What_is_the_minimum_salary_required_for_Dubai_Islamic_Bank_Personal_Finance\">What is the minimum salary required for Dubai Islamic Bank Personal Finance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/moneymall.ae\/credit-blog\/top-5-uae-personal-loan\/#Is_salary_transfer_mandatory_for_Dubai_Islamic_Bank_Personal_Finance\">Is salary transfer mandatory for Dubai Islamic Bank Personal Finance?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/moneymall.ae\/credit-blog\/top-5-uae-personal-loan\/#ADIB_Personal_Finance\">ADIB Personal Finance<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/moneymall.ae\/credit-blog\/top-5-uae-personal-loan\/#What_is_the_interest_rate_for_ADIB_Personal_Finance\">What is the interest rate for ADIB Personal Finance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/moneymall.ae\/credit-blog\/top-5-uae-personal-loan\/#What_is_the_minimum_salary_required_for_ADIB_Personal_Finance\">What is the minimum salary required for ADIB Personal Finance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/moneymall.ae\/credit-blog\/top-5-uae-personal-loan\/#Is_salary_transfer_mandatory_for_ADIB_Personal_Finance\">Is salary transfer mandatory for ADIB Personal Finance?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/moneymall.ae\/credit-blog\/top-5-uae-personal-loan\/#Citibank_UAE_Personal_Loan\">Citibank UAE Personal Loan<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/moneymall.ae\/credit-blog\/top-5-uae-personal-loan\/#What_is_the_interest_rate_for_Citibank_Personal_Loan\">What is the interest rate for Citibank Personal Loan?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/moneymall.ae\/credit-blog\/top-5-uae-personal-loan\/#What_is_the_minimum_salary_required_for_Citibank_Personal_Loan\">What is the minimum salary required for Citibank Personal Loan?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/moneymall.ae\/credit-blog\/top-5-uae-personal-loan\/#Is_salary_transfer_mandatory_for_Citibank_UAE_Personal_Loan\">Is salary transfer mandatory for Citibank\u00a0 UAE Personal Loan?<\/a><\/li><\/ul><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n\n<p>&nbsp;<\/p>\n<figure id=\"attachment_1138\" aria-describedby=\"caption-attachment-1138\" style=\"width: 671px\" class=\"wp-caption alignleft\"><a href=\"https:\/\/moneymall.ae\/credit-blog\/top-5-uae-personal-loan\/dollar-5155435_1280\/\" rel=\"attachment wp-att-1138\"><img loading=\"lazy\" decoding=\"async\" class=\" wp-image-1138\" src=\"https:\/\/moneymall.ae\/credit-blog\/wp-content\/uploads\/2020\/07\/dollar-5155435_1280.png\" alt=\"UAE Personal Loan\" width=\"671\" height=\"403\" \/><\/a><figcaption id=\"caption-attachment-1138\" class=\"wp-caption-text\">UAE Personal Loan<\/figcaption><\/figure>\n<ul>\n<li>\n<h1><span class=\"ez-toc-section\" id=\"Which_are_Top_5_UAE_personal_loan_providers_of_2020\"><\/span><strong>Which are Top 5 UAE personal loan providers of 2020?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h1>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Although there are quite a few financial options for people in UAE, p<\/span><span style=\"font-weight: 400;\">ersonal finance has become one of the most preferred short-term credits. P<\/span><span style=\"font-weight: 400;\">ersonal loans are something that we all require at some point in our lives, whether it is for a renovation, a vacation, or any other purpose. With a number of both internationally recognized as well as domestic banks operating in UAE, it is extremely important to opt for a lender that is trustworthy and offers you a great borrowing experience.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The following banks not only provide loans at minimal interest rates but also come with several additional benefits. Thus, you can opt for any of them according to your own personal needs. Choose from the suggested options and compare them against one another to choose the one that works the best for your requirements. Here are the top 5 personal loan providers in UAE:<\/span><\/p>\n<ul>\n<li>\n<h2><span class=\"ez-toc-section\" id=\"ADCB_Personal_Loan\"><\/span><b>ADCB Personal Loan<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<figure id=\"attachment_792\" aria-describedby=\"caption-attachment-792\" style=\"width: 260px\" class=\"wp-caption alignleft\"><a href=\"https:\/\/moneymall.ae\/credit-blog\/top-10-personal-loans-in-uae\/adcb-1\/\" rel=\"attachment wp-att-792\"><img loading=\"lazy\" decoding=\"async\" class=\" wp-image-792\" src=\"https:\/\/moneymall.ae\/credit-blog\/wp-content\/uploads\/2020\/07\/adcb-1.png\" alt=\"ADCB Personal Loan\" width=\"260\" height=\"138\" \/><\/a><figcaption id=\"caption-attachment-792\" class=\"wp-caption-text\">ADCB Personal Loan<\/figcaption><\/figure><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">The ADCB personal loan is one of the most rewarding loans in UAE owing to benefits such as membership in the ADCB rewards program. It is available for both UAE Nationals and Emirates.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_interest_rate_for_ADCB_Personal_Loan\"><\/span><b>What is the interest rate for ADCB Personal Loan?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">The flat interest rate for ADCB Personal Loan is 4.75% while the reducing interest rate is 8.86%.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_minimum_salary_required_for_ADCB_Personal_Loan\"><\/span><b>What is the minimum salary required for ADCB Personal Loan?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">The minimum salary required for ADCB Personal Loan is AED 5,000.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_salary_transfer_mandatory_for_ADCB_Personal_Loan\"><\/span><b>Is salary transfer mandatory for ADCB Personal Loan?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Yes, a salary transfer is mandatory for ADCB Personal Loan.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Other_benefits_of_ADCB_personal_loan_are\"><\/span><strong>Other benefits of ADCB personal loan are:<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Long repayment period<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Free credit life insurance<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Free ADCB credit card<\/span><\/li>\n<\/ul>\n[epcl_button label=&#8221;Apply for a Personal Loan&#8221; url=&#8221;https:\/\/moneymall.ae\/apply-now\/&#8221; type=&#8221;flat&#8221; color=&#8221;light-blue&#8221; size=&#8221;regular&#8221; icon=&#8221;fa-lock&#8221; target=&#8221;_self&#8221; rel=&#8221;dofollow&#8221;][\/epcl_button]\n<ul>\n<li>\n<h2><span class=\"ez-toc-section\" id=\"RAKBANK_Personal_Loan\"><\/span><b>RAKBANK Personal Loan <a href=\"https:\/\/moneymall.ae\/credit-blog\/top-10-personal-loans-in-uae\/rakbank-personal-loan\/\" rel=\"attachment wp-att-783\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-783 alignleft\" src=\"https:\/\/moneymall.ae\/credit-blog\/wp-content\/uploads\/2020\/07\/RAKBANK-personal-loan.gif\" alt=\"RAK BANK personal loan\" width=\"248\" height=\"103\" \/><\/a><\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">RAKBANK Personal Loan allows applicants in UAE to apply for a loan that is up to 20 times their salary.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_interest_rate_for_RAKBANK_Personal_Loan\"><\/span><b>What is the interest rate for RAKBANK Personal Loan?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">The flat interest rate for RAKBANK Personal Loan is 3.30% while the reducing interest rate is 5.99%.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_minimum_salary_required_for_RAKBANK_Personal_Loan\"><\/span><b>What is the minimum salary required for RAKBANK Personal Loan?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">The minimum salary required for RAKBANK Personal Loan is AED 5,000.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_salary_transfer_mandatory_for_RAKBANK_Personal_Loan\"><\/span><b>Is salary transfer mandatory for RAKBANK Personal Loan?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Yes, a salary transfer is mandatory for RAKBANK Personal Loan.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Other benefits of RAKBANK personal loan are:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Top up loan available after 1 year<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Free RAKBANK Debit Card and personalized chequebook<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Free RAKBANK Credit Card with no annual fee and low-interest rates<\/span><\/li>\n<\/ul>\n[epcl_button label=&#8221;Apply for a Personal Loan&#8221; url=&#8221;https:\/\/moneymall.ae\/apply-now\/&#8221; type=&#8221;flat&#8221; color=&#8221;light-blue&#8221; size=&#8221;regular&#8221; icon=&#8221;fa-lock&#8221; target=&#8221;_self&#8221; rel=&#8221;dofollow&#8221;][\/epcl_button]\n<ul>\n<li>\n<h2><span class=\"ez-toc-section\" id=\"Dubai_Islamic_Bank_Personal_Finance\"><\/span><a href=\"https:\/\/moneymall.ae\/dubai-islamic-bank-personal-loan\/\"><b>Dubai Islamic Bank Personal Finance<\/b><\/a><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<figure id=\"attachment_781\" aria-describedby=\"caption-attachment-781\" style=\"width: 319px\" class=\"wp-caption alignleft\"><a href=\"https:\/\/moneymall.ae\/credit-blog\/top-10-personal-loans-in-uae\/dib\/\" rel=\"attachment wp-att-781\"><img loading=\"lazy\" decoding=\"async\" class=\" wp-image-781\" src=\"https:\/\/moneymall.ae\/credit-blog\/wp-content\/uploads\/2020\/07\/DIB.png\" alt=\"DIB Personal Loan Islamic Finance\" width=\"319\" height=\"76\" \/><\/a><figcaption id=\"caption-attachment-781\" class=\"wp-caption-text\">DIB Personal Loan Islamic Finance<\/figcaption><\/figure><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Dubai Islamic Bank Personal Loan is one of the highly acclaimed products in UAE.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_interest_rate_for_Dubai_Islamic_Bank_Personal_Loan\"><\/span><b>What is the interest rate for Dubai Islamic Bank Personal Loan?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">The flat interest rate for Dubai Islamic Bank Personal Loan is 4.90% while the reducing interest rate is 8.99%.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_minimum_salary_required_for_Dubai_Islamic_Bank_Personal_Finance\"><\/span><b>What is the minimum salary required for Dubai Islamic Bank Personal Finance?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">The minimum salary required for Dubai Islamic Bank Personal Finance is AED 3,000 if you hold a salary account with dib<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_salary_transfer_mandatory_for_Dubai_Islamic_Bank_Personal_Finance\"><\/span><b>Is salary transfer mandatory for Dubai Islamic Bank Personal Finance?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Yes, a salary transfer is mandatory for Dubai Islamic Bank Personal Finance.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Other benefits of Dubai Islamic Bank personal Finance are:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Maximum loan amount of AED 4,000,000 for UAE Nationals and AED 2,000,000 for Expatriates<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Long tenor period of 48 months<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Low minimum salary requirement<\/span><\/li>\n<\/ul>\n[epcl_button label=&#8221;Apply for a Personal Loan&#8221; url=&#8221;https:\/\/moneymall.ae\/apply-now\/&#8221; type=&#8221;flat&#8221; color=&#8221;light-blue&#8221; size=&#8221;regular&#8221; icon=&#8221;fa-lock&#8221; target=&#8221;_self&#8221; rel=&#8221;dofollow&#8221;][\/epcl_button]\n<ul>\n<li>\n<h2><span class=\"ez-toc-section\" id=\"ADIB_Personal_Finance\"><\/span><b>ADIB Personal Finance<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<figure id=\"attachment_793\" aria-describedby=\"caption-attachment-793\" style=\"width: 237px\" class=\"wp-caption alignleft\"><a href=\"https:\/\/moneymall.ae\/credit-blog\/top-10-personal-loans-in-uae\/adib-uae-1\/\" rel=\"attachment wp-att-793\"><img loading=\"lazy\" decoding=\"async\" class=\" wp-image-793\" src=\"https:\/\/moneymall.ae\/credit-blog\/wp-content\/uploads\/2020\/07\/adib-uae-1.png\" alt=\"ADIB Personal Loan\" width=\"237\" height=\"88\" \/><\/a><figcaption id=\"caption-attachment-793\" class=\"wp-caption-text\"><a href=\"http:\/\/adib.ae\" target=\"_blank\" rel=\"noopener\">ADIB<\/a> Personal Loan<\/figcaption><\/figure><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Serving both UAE Nationals as well as expatriates with minimal salary requirements, ADIB Personal Loan is another renowned product.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_interest_rate_for_ADIB_Personal_Finance\"><\/span><b>What is the interest rate for ADIB Personal Finance?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">The flat interest rate for ADIB Personal Loan for UAE Nationals is 4.72% while the reducing interest rate is 7.75%. On the other hand, for expatriates, the flat interest rate is 4.82% while the reducing interest rate is 8.74%.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_minimum_salary_required_for_ADIB_Personal_Finance\"><\/span><b>What is the minimum salary required for ADIB Personal Finance?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">The minimum salary required for ADIB Personal Finance is AED 8,000.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_salary_transfer_mandatory_for_ADIB_Personal_Finance\"><\/span><b>Is salary transfer mandatory for ADIB Personal Finance?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Yes, a salary transfer is mandatory for ADIB Personal Loan.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Other features for its borrowers of ADIB personal loan are:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Free pre-approved ADIB VISA Cashback Card<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">First instalment holiday period of up to 90 days<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Two free instalment postponements every year<\/span><\/li>\n<\/ul>\n[epcl_button label=&#8221;Apply for a Personal Loan&#8221; url=&#8221;https:\/\/moneymall.ae\/apply-now\/&#8221; type=&#8221;flat&#8221; color=&#8221;light-blue&#8221; size=&#8221;regular&#8221; icon=&#8221;fa-lock&#8221; target=&#8221;_self&#8221; rel=&#8221;dofollow&#8221;][\/epcl_button]\n<ul>\n<li>\n<h2><span class=\"ez-toc-section\" id=\"Citibank_UAE_Personal_Loan\"><\/span><b><a href=\"http:\/\/moneymall.ae\/personal-loan-without-salary-transfer\">Citibank UAE Personal Loan<\/a> <a href=\"https:\/\/moneymall.ae\/credit-blog\/top-5-uae-personal-loan\/citi-credit-card-logo\/\" rel=\"attachment wp-att-1137\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-1137 alignleft\" src=\"https:\/\/moneymall.ae\/credit-blog\/wp-content\/uploads\/2020\/07\/Citi-Credit-Card-logo.png\" alt=\"\" width=\"183\" height=\"183\" \/><\/a><\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">When it comes to personal finance in UAE, Citibank has decades worth of experience.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_interest_rate_for_Citibank_Personal_Loan\"><\/span><b>What is the interest rate for Citibank Personal Loan?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">The interest rate for Citibank Personal Loan is reducing. It is 8% &#8211; 15% with a salary transfer and 14% &#8211; 30% without one.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_minimum_salary_required_for_Citibank_Personal_Loan\"><\/span><b>What is the minimum salary required for Citibank Personal Loan?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">The minimum salary required for Citibank Personal Loan is AED 8,000.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_salary_transfer_mandatory_for_Citibank_UAE_Personal_Loan\"><\/span><b>Is salary transfer mandatory for Citibank\u00a0 UAE Personal Loan?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">No, a salary transfer is not mandatory for Citibank Personal Loan.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u00a0Other features are as follows:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Loan amounts of up to 20 times of your salary<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Monthly instalments starting from as low as AED 220<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Tenors ranging from 6 months and going all the way up to 48 months<\/span><\/li>\n<\/ul>\n[epcl_button label=&#8221;Apply for a Personal Loan&#8221; url=&#8221;https:\/\/moneymall.ae\/apply-now\/&#8221; type=&#8221;flat&#8221; color=&#8221;light-blue&#8221; size=&#8221;regular&#8221; icon=&#8221;fa-lock&#8221; target=&#8221;_self&#8221; rel=&#8221;dofollow&#8221;][\/epcl_button]\n<p><span style=\"font-weight: 400;\">This completes our list of the 5 best UAE personal loan providers, If you are looking to opt for a personal loan anytime soon, you are advised to keep in mind that the interest rates of any bank are subject to change with time. The interest rates, as well as the minimum salary required, are fairly low for all of the banks that we have recommended above. Please note that we have referred to monthly salaries throughout the article. Keep in mind that it is essential that you compare the interest rate of a particular bank with its processing fee as well as other features offered by the bank. Weigh them all together to come to a decision to opt for a personal loan that suits your needs.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Personal loans are one of the most popular modes of financing in UAE. A UAE personal loan, in basic terms, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1123,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[3],"tags":[353,355,354,356],"class_list":["post-1122","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-personal-loans","tag-best-personal-loan-providers","tag-best-personal-loan-providers-banks","tag-personal-loan-providers","tag-personal-loan-providers-banks"],"_links":{"self":[{"href":"https:\/\/moneymall.ae\/credit-blog\/wp-json\/wp\/v2\/posts\/1122","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/moneymall.ae\/credit-blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/moneymall.ae\/credit-blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/moneymall.ae\/credit-blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/moneymall.ae\/credit-blog\/wp-json\/wp\/v2\/comments?post=1122"}],"version-history":[{"count":12,"href":"https:\/\/moneymall.ae\/credit-blog\/wp-json\/wp\/v2\/posts\/1122\/revisions"}],"predecessor-version":[{"id":1166,"href":"https:\/\/moneymall.ae\/credit-blog\/wp-json\/wp\/v2\/posts\/1122\/revisions\/1166"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/moneymall.ae\/credit-blog\/wp-json\/wp\/v2\/media\/1123"}],"wp:attachment":[{"href":"https:\/\/moneymall.ae\/credit-blog\/wp-json\/wp\/v2\/media?parent=1122"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/moneymall.ae\/credit-blog\/wp-json\/wp\/v2\/categories?post=1122"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/moneymall.ae\/credit-blog\/wp-json\/wp\/v2\/tags?post=1122"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}