{"id":1216,"date":"2020-12-15T11:50:00","date_gmt":"2020-12-15T07:50:00","guid":{"rendered":"https:\/\/moneymall.ae\/credit-blog\/?p=1216"},"modified":"2020-12-15T11:51:03","modified_gmt":"2020-12-15T07:51:03","slug":"personal-loan-emirates-nbd","status":"publish","type":"post","link":"https:\/\/moneymall.ae\/credit-blog\/personal-loan-emirates-nbd\/","title":{"rendered":"Personal Loan Emirates NBD vs Dubai Islamic Bank"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Personal loan Emirates NBD &amp; Dubai Islamic Bank are two of the <a href=\"https:\/\/moneymall.ae\/#RequestAccess\"><strong>best personal loans in UAE <\/strong><\/a>\u00a0from Dubai based banks.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Hence, it is often a rather difficult decision when it comes to choosing between the two for yourself. Do not worry, we have got you covered. In this article, we have evaluated the key features of each of the two personal loans and compared their interest rates, minimum salary requirements and a few other criteria to help you with your decision. Read on&#8230;<\/span><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_79 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-6a2deeccd31a0\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-6a2deeccd31a0\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/moneymall.ae\/credit-blog\/personal-loan-emirates-nbd\/#Personal_Loan_Emirates_NBD\" >Personal Loan Emirates NBD<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/moneymall.ae\/credit-blog\/personal-loan-emirates-nbd\/#What_is_the_interest_rate_for_Emirates_NBD_Personal_Loan\" >What is the interest rate for Emirates NBD Personal Loan?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/moneymall.ae\/credit-blog\/personal-loan-emirates-nbd\/#What_is_the_minimum_salary_required_for_Emirates_NBD_Personal_Loan\" >What is the minimum salary required for Emirates NBD Personal Loan?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/moneymall.ae\/credit-blog\/personal-loan-emirates-nbd\/#Is_salary_transfer_mandatory_for_Emirates_NBD_Personal_Loan\" >Is salary transfer mandatory for Emirates NBD Personal Loan?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/moneymall.ae\/credit-blog\/personal-loan-emirates-nbd\/#What_are_the_added_benefits_of_Emirates_NBD_Personal_Loan\" >What are the added benefits of Emirates NBD Personal Loan?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/moneymall.ae\/credit-blog\/personal-loan-emirates-nbd\/#What_are_the_documents_required_for_Emirates_NBD_Personal_Loan\" >What are the documents required for Emirates NBD Personal Loan?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/moneymall.ae\/credit-blog\/personal-loan-emirates-nbd\/#What_are_the_basic_requirements_to_get_Personal_Loan_Emirates_NBD\" >What are the basic requirements to get Personal Loan Emirates NBD?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/moneymall.ae\/credit-blog\/personal-loan-emirates-nbd\/#What_New_Emirates_NBD_Flexi_Loans_with_variable_interest_rates\" >What New: Emirates NBD Flexi Loans with variable interest rates.<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/moneymall.ae\/credit-blog\/personal-loan-emirates-nbd\/#Why_is_it_preferable_to_opt_for_Flexi_loans_with_variable_pricing\" >Why is it preferable to opt for Flexi loans with variable pricing?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/moneymall.ae\/credit-blog\/personal-loan-emirates-nbd\/#What_is_the_interest_rate_on_Emirates_NBD_Personal_Loan_today\" >What is the interest rate on Emirates NBD Personal Loan today?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/moneymall.ae\/credit-blog\/personal-loan-emirates-nbd\/#Special_offer_on_Emirates_NBD_Personal_Loan\" >Special offer on Emirates NBD Personal Loan<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/moneymall.ae\/credit-blog\/personal-loan-emirates-nbd\/#What_is_the_maximum_repayment_tenor_for_the_Personal_Loans_Emirates_NBD\" >What is the maximum repayment tenor for the Personal Loans Emirates NBD?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/moneymall.ae\/credit-blog\/personal-loan-emirates-nbd\/#If_my_company_is_listed_with_Emitates_NBD_but_my_salary_is_transferred_to_another_bank_can_I_still_avail_the_Personal_Loan_Emirates_NBD\" >If my company is listed with Emitates NBD but my salary is transferred to another bank, can I still avail the Personal Loan Emirates NBD?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/moneymall.ae\/credit-blog\/personal-loan-emirates-nbd\/#Dubai_Islamic_Bank_Personal_Loan\" >Dubai Islamic Bank Personal Loan<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/moneymall.ae\/credit-blog\/personal-loan-emirates-nbd\/#What_is_the_interest_rate_for_Dubai_Islamic_Bank_Personal_Loan\" >What is the interest rate for Dubai Islamic Bank Personal Loan?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/moneymall.ae\/credit-blog\/personal-loan-emirates-nbd\/#What_is_the_minimum_salary_required_for_Dubai_Islamic_Bank_Personal_Loan\" >What is the minimum salary required for Dubai Islamic Bank Personal Loan?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/moneymall.ae\/credit-blog\/personal-loan-emirates-nbd\/#Is_salary_transfer_mandatory_for_Dubai_Islamic_Bank_Personal_Loan\" >Is salary transfer mandatory for Dubai Islamic Bank Personal Loan?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/moneymall.ae\/credit-blog\/personal-loan-emirates-nbd\/#What_are_the_added_benefits_of_Dubai_Islamic_Bank_Personal_Loan\" >What are the added benefits of Dubai Islamic Bank Personal Loan?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/moneymall.ae\/credit-blog\/personal-loan-emirates-nbd\/#What_are_the_documents_required_for_Dubai_Islamic_Bank_Personal_Loan\" >What are the documents required for Dubai Islamic Bank Personal Loan?<\/a><\/li><\/ul><\/nav><\/div>\n\n<p>&nbsp;<\/p>\n<p style=\"text-align: center;\"><em><strong>Read More:-\u00a0\u00a0<a href=\"https:\/\/moneymall.ae\/credit-blog\/use-a-personal-loan-to-improve-life\/\">How to Use a Personal Loan to Improve Your Life ?<\/a><\/strong><\/em><\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Personal_Loan_Emirates_NBD\"><\/span><b>Personal Loan <\/b><b>Emirates NBD<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<figure id=\"attachment_788\" aria-describedby=\"caption-attachment-788\" style=\"width: 222px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" class=\" wp-image-788\" src=\"https:\/\/moneymall.ae\/credit-blog\/wp-content\/uploads\/2020\/07\/expo2020-logo-v2-emiratesnbd.png\" alt=\"Emirates NBD\" width=\"222\" height=\"153\" \/><figcaption id=\"caption-attachment-788\" class=\"wp-caption-text\">Personal Loan Emirates NBD<\/figcaption><\/figure>\n<p><span style=\"font-weight: 400;\">The minimum salary requirements of Emirates NBD Personal Loans make this personal finance solution extremely attractive to applicants from all economic segments.<\/span><\/p>\n<ul>\n<li>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_interest_rate_for_Emirates_NBD_Personal_Loan\"><\/span><b>What is the interest rate for Emirates NBD Personal Loan?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">The flat interest rate for Emirates NBD Personal Loan is 7.90% while the reducing interest rate is 14.99%. The salary transfer personal loans for <strong>Expatriates in Emirates NBD<\/strong> are offered at a flat rate of 2.9% and reducing rate of 5.49%. Yes, you read that right.\u00a0<\/span><\/p>\n<ul>\n<li>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_minimum_salary_required_for_Emirates_NBD_Personal_Loan\"><\/span><b>What is the minimum salary required for Emirates NBD Personal Loan?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">The minimum salary required for Emirates NBD Personal Loan is AED 5,000.<\/span><\/p>\n<ul>\n<li>\n<h3><span class=\"ez-toc-section\" id=\"Is_salary_transfer_mandatory_for_Emirates_NBD_Personal_Loan\"><\/span><b>Is salary transfer mandatory for Emirates NBD Personal Loan?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">No, a salary transfer is not mandatory for Emirates NBD Personal Loan.<\/span><\/p>\n<ul>\n<li>\n<h3><span class=\"ez-toc-section\" id=\"What_are_the_added_benefits_of_Emirates_NBD_Personal_Loan\"><\/span><b>What are the added benefits of Emirates NBD Personal Loan?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">\u00a0Additional benefits of Emirates NBD Personal Loan include:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">The maximum loan amount can be extended up to AED 2,000,000 for Expatriates<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">You are offered a free bank account with no minimum balance requirement along with this personal loan<\/span><\/li>\n<li>\n<h3><span class=\"ez-toc-section\" id=\"What_are_the_documents_required_for_Emirates_NBD_Personal_Loan\"><\/span><b>What are the documents required for Emirates NBD Personal Loan?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">The borrower will need to submit the following documents to procure Emirates NBD Personal Loan:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Emirates ID<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Passport Copy (with UAE Residence Visa for Expats)<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Bank statement of last 3 months of the Salary Credit Account.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Salary Certificate<\/span><\/li>\n<li>Loan\/ Card Statements or Liability letter<\/li>\n<li>Salary Transfer Letter on Approval<\/li>\n<\/ul>\n<h3 class=\"co8aDb XcVN5d\" role=\"heading\" aria-level=\"3\"><span class=\"ez-toc-section\" id=\"What_are_the_basic_requirements_to_get_Personal_Loan_Emirates_NBD\"><\/span><b>What are the basic requirements to get Personal Loan Emirates NBD?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"RqBzHd\">\n<ol class=\"X5LH0c\">\n<li class=\"TrT0Xe\">Your salary should be transferred to\u00a0<b>Emirates NBD bank, It can be done post-approval also<\/b>.<\/li>\n<li class=\"TrT0Xe\">Your employer must be on the\u00a0<b>Emirates NBD&#8217;s<\/b>\u00a0Approved List of Employers.<\/li>\n<li class=\"TrT0Xe\">Basic literacy and a\u00a0<b>UAE<\/b>\u00a0Residency Status.<\/li>\n<li class=\"TrT0Xe\">Your age must be a minimum of 21years.<\/li>\n<\/ol>\n<\/div>\n<h3><span class=\"ez-toc-section\" id=\"What_New_Emirates_NBD_Flexi_Loans_with_variable_interest_rates\"><\/span><span style=\"text-decoration: underline;\">What New<\/span>: Emirates NBD Flexi Loans with variable interest rates.<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The flexible-interest loan that adjusts to your changing world, Unlike ordinary personal loans with fixed interest rates,<\/p>\n<p>a FlexiLoan from Emirates NBD comes with a flexible interest rate that adjusts every one or six months to the <a href=\"https:\/\/moneymall.ae\/credit-blog\/3-month-eibor-todays-rates\/\">UAE\u2019s EIBOR<\/a>. This makes the loan pricing more transparent for borrowers<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Why_is_it_preferable_to_opt_for_Flexi_loans_with_variable_pricing\"><\/span><b>Why is it preferable to opt for Flexi loans with variable pricing?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Variable-rate pricing is lower compared to the fixed rate. Since this is charged on the reducing balance, you pay less amount of interest for the first 6 months, when your principal loan amount is high, thus saving more.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_interest_rate_on_Emirates_NBD_Personal_Loan_today\"><\/span>What is the interest rate on Emirates NBD Personal Loan today?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Emirates NBD Personal Loan Interest Rates starts from <strong>2.79% Flat**<\/strong> (5.24% reducing)\u00a0 \u00a0( as on 15.12.20)<\/p>\n<p>In Flexi Personal Loans, The interest rate varies every 6 months as it is linked to 6 months EIBOR plus fixed margin.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Special_offer_on_Emirates_NBD_Personal_Loan\"><\/span>Special offer on Emirates NBD Personal Loan<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p class=\"fs-l mo-fs-m tc-color-2 mo-tc-color-1\">The festive season is around the corner and here is something to make your celebrations bigger and more memorable. Apply for a Personal loan Emirates NBD today at low-interest rates and get the chance to win <strong>noon vouchers<\/strong>\u00a0up to\u00a0<span class=\"no-wrap\">AED 5,000. *\u00a0<\/span><\/p>\n<div class=\"pure-g site\">\n<div class=\"pure-u-1\">\n<div class=\"pt-30 pb-30\">\n<h3 class=\"fs-xxl mo-fs-xl tc-color-2 mt-10 mb-0\"><span class=\"ez-toc-section\" id=\"What_is_the_maximum_repayment_tenor_for_the_Personal_Loans_Emirates_NBD\"><\/span><strong>What is the maximum repayment tenor for the Personal Loans Emirates NBD?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/div>\n<\/div>\n<\/div>\n<p>The maximum loan tenor for Emirates NBD Personal Loan for Expats is 48 months<\/p>\n<p>&nbsp;<\/p>\n<div class=\"pure-g site\">\n<div class=\"pure-u-1\">\n<div class=\"pt-30 pb-30\">\n<h3 class=\"fs-xxl mo-fs-xl tc-color-2 mt-10 mb-0\"><span class=\"ez-toc-section\" id=\"If_my_company_is_listed_with_Emitates_NBD_but_my_salary_is_transferred_to_another_bank_can_I_still_avail_the_Personal_Loan_Emirates_NBD\"><\/span><strong>If my company is listed with Emitates NBD but my salary is transferred to another bank, can I still avail the Personal Loan Emirates NBD?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/div>\n<\/div>\n<\/div>\n<p>If your salary is not transferred to Emirates NBD, you still have the provision of availing our Personal Loan by applying for a Non-Salary Assignment Loan<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Dubai_Islamic_Bank_Personal_Loan\"><\/span><a href=\"https:\/\/moneymall.ae\/dubai-islamic-bank-dib-islamic-personal-loans-in-dubai\/\"><b>Dubai Islamic Bank Personal Loan<\/b><\/a><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Dubai Islamic Bank Personal Loan is one of the <strong>highly acclaimed products in UAE<\/strong>. Apart from Sharia-compliant personal finance, the Dubai Islamic Bank also offers various other <strong>personal loan products in UAE<\/strong> at the most competitive profit rates.\u00a0<\/span><\/p>\n<ul>\n<li>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_interest_rate_for_Dubai_Islamic_Bank_Personal_Loan\"><\/span><b>What is the interest rate for Dubai Islamic Bank Personal Loan?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">The interest rates range from 11% to 20%. The flat interest rate for Dubai Islamic Bank Personal Loan is 4.90% while the reducing interest rate is 8.99%.<\/span><\/p>\n<ul>\n<li>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_minimum_salary_required_for_Dubai_Islamic_Bank_Personal_Loan\"><\/span><b>What is the minimum salary required for Dubai Islamic Bank Personal Loan?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">The minimum salary required for Dubai Islamic Bank Personal Loan is AED 3,000.<\/span><\/p>\n<ul>\n<li>\n<h3><span class=\"ez-toc-section\" id=\"Is_salary_transfer_mandatory_for_Dubai_Islamic_Bank_Personal_Loan\"><\/span><b>Is salary transfer mandatory for Dubai Islamic Bank Personal Loan?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Yes, a salary transfer is mandatory for Dubai Islamic Bank Personal Loan.<\/span><\/p>\n<p style=\"text-align: center;\"><em><strong>Read More:-\u00a0<a href=\"https:\/\/moneymall.ae\/credit-blog\/top-5-uae-personal-loan\/\">Top 5 UAE Personal Loan Providers of 2020<\/a><\/strong><\/em><\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_are_the_added_benefits_of_Dubai_Islamic_Bank_Personal_Loan\"><\/span><b>What are the added benefits of Dubai Islamic Bank Personal Loan?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Benefits of the personal loan offered by Dubai Islamic Bank are:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">The maximum loan amount is of <strong>AED 4,000,000<\/strong> for UAE Nationals and <strong>AED 2,000,000<\/strong> for Expatriates<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">This personal loan comes with a long tenor period of 48 months<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">This personal loan has a very <strong>low minimum salary requirement<\/strong><\/span><\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"What_are_the_documents_required_for_Dubai_Islamic_Bank_Personal_Loan\"><\/span><b>What are the documents required for Dubai Islamic Bank Personal Loan?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Given below is the list of required documentation to avail a personal loan by Dubai Islamic Bank:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Passport Copy (with <strong>UAE Residence Visa for Expats<\/strong>)<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Copy of Emirates ID<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Salary Certificate and Transfer letter from the employer<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Account Statement of last 3 months in case of salary transfer to another bank\u00a0<\/span><\/li>\n<\/ul>\n<p style=\"text-align: center;\"><em><strong>Read More:-\u00a0<a href=\"https:\/\/moneymall.ae\/credit-blog\/debt-consolidation-with-a-personal-loan-pros-and-cons\/\">Debt Consolidation With A Personal Loan: Pros and Cons<\/a><\/strong><\/em><\/p>\n<p><span style=\"font-weight: 400;\">With such a wide range of banks and financial institutions offering personal loans in UAE, it is important to make an informed decision when you are in need of a personal loan. Both Dubai Islamic Bank and Emirates NBD offer personal loans at competitive interest rates and high loan amounts. Weigh their features against each other to know which one of them might be apt for you. We hope that this article was of help to you in this regard. Good luck!<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Personal loan Emirates NBD &amp; Dubai Islamic Bank are two of the best personal loans in UAE \u00a0from Dubai based [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":1217,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[3],"tags":[366,207,143,367],"class_list":["post-1216","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-personal-loans","tag-best-personal-loans-in-uae","tag-dubai-islamic-bank-personal-loan","tag-emirates-nbd-personal-loan","tag-personal-loan-products-in-uae"],"_links":{"self":[{"href":"https:\/\/moneymall.ae\/credit-blog\/wp-json\/wp\/v2\/posts\/1216","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/moneymall.ae\/credit-blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/moneymall.ae\/credit-blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/moneymall.ae\/credit-blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/moneymall.ae\/credit-blog\/wp-json\/wp\/v2\/comments?post=1216"}],"version-history":[{"count":7,"href":"https:\/\/moneymall.ae\/credit-blog\/wp-json\/wp\/v2\/posts\/1216\/revisions"}],"predecessor-version":[{"id":1988,"href":"https:\/\/moneymall.ae\/credit-blog\/wp-json\/wp\/v2\/posts\/1216\/revisions\/1988"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/moneymall.ae\/credit-blog\/wp-json\/wp\/v2\/media\/1217"}],"wp:attachment":[{"href":"https:\/\/moneymall.ae\/credit-blog\/wp-json\/wp\/v2\/media?parent=1216"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/moneymall.ae\/credit-blog\/wp-json\/wp\/v2\/categories?post=1216"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/moneymall.ae\/credit-blog\/wp-json\/wp\/v2\/tags?post=1216"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}