{"id":1289,"date":"2020-08-06T00:38:59","date_gmt":"2020-08-05T20:38:59","guid":{"rendered":"https:\/\/moneymall.ae\/credit-blog\/?p=1289"},"modified":"2020-08-06T00:41:53","modified_gmt":"2020-08-05T20:41:53","slug":"prepaid-cards-or-credit-cards","status":"publish","type":"post","link":"https:\/\/moneymall.ae\/credit-blog\/prepaid-cards-or-credit-cards\/","title":{"rendered":"Prepaid card or Credit card? Which one is worth it?"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">With Prepaid Cards, Debit Cards, Credit Cards and all other different types of cards available for you, it is natural to feel puzzled while making your choice. Knowing the differences between various cards can help you in making your decision. <\/span><\/p>\n<h1><span class=\"ez-toc-section\" id=\"Let_us_find_out_the_differences_between_prepaid_cards_and_credit_cards_as_well_as_the_pros_and_cons_of_each_and_compare_and_contrast_the_two\"><\/span><span style=\"font-weight: 400;\">Let us find out the differences between prepaid cards and credit cards as well as the pros and cons of each, and compare and contrast the two. <\/span><span class=\"ez-toc-section-end\"><\/span><\/h1>\n<p><span style=\"font-weight: 400;\">Continue reading to find out which one could be the best bet for you\u2026<\/span><\/p>\n<p><a href=\"https:\/\/moneymall.ae\/credit-blog\/prepaid-cards-or-credit-cards\/prepaid-cards-vs-credit-cards-2\/\" rel=\"attachment wp-att-1325\"><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_79 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-6a234cc794a1e\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-6a234cc794a1e\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-1'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/moneymall.ae\/credit-blog\/prepaid-cards-or-credit-cards\/#Let_us_find_out_the_differences_between_prepaid_cards_and_credit_cards_as_well_as_the_pros_and_cons_of_each_and_compare_and_contrast_the_two\" >Let us find out the differences between prepaid cards and credit cards as well as the pros and cons of each, and compare and contrast the two.<\/a><ul class='ez-toc-list-level-2' ><li class='ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/moneymall.ae\/credit-blog\/prepaid-cards-or-credit-cards\/#Prepaid_cards\" >Prepaid cards<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/moneymall.ae\/credit-blog\/prepaid-cards-or-credit-cards\/#Why_should_you_get_a_prepaid_card\" >Why should you get a prepaid card?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/moneymall.ae\/credit-blog\/prepaid-cards-or-credit-cards\/#Prevent_overspending\" >Prevent overspending<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/moneymall.ae\/credit-blog\/prepaid-cards-or-credit-cards\/#No_Credit_Score_check_required\" >No Credit Score check required<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/moneymall.ae\/credit-blog\/prepaid-cards-or-credit-cards\/#Limit_losses\" >Limit losses<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/moneymall.ae\/credit-blog\/prepaid-cards-or-credit-cards\/#Why_you_might_not_want_to_get_a_prepaid_card\" >Why you might not want to get a prepaid card?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/moneymall.ae\/credit-blog\/prepaid-cards-or-credit-cards\/#Credit_cards\" >Credit cards<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/moneymall.ae\/credit-blog\/prepaid-cards-or-credit-cards\/#Why_should_you_get_a_credit_card\" >Why should you get a credit card?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/moneymall.ae\/credit-blog\/prepaid-cards-or-credit-cards\/#Pay_over_time\" >Pay over time<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/moneymall.ae\/credit-blog\/prepaid-cards-or-credit-cards\/#Rewards_and_gift_cards\" >Rewards and gift cards<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/moneymall.ae\/credit-blog\/prepaid-cards-or-credit-cards\/#Low_introductory_rates\" >Low introductory rates<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/moneymall.ae\/credit-blog\/prepaid-cards-or-credit-cards\/#Why_you_might_not_want_to_get_a_credit_card\" >Why you might not want to get a credit card?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/moneymall.ae\/credit-blog\/prepaid-cards-or-credit-cards\/#Our_Take%E2%80%A6\" >Our Take&#8230;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/moneymall.ae\/credit-blog\/prepaid-cards-or-credit-cards\/#Which_one_is_worth_it_and_Why\" >Which one is worth it and Why?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<img loading=\"lazy\" decoding=\"async\" class=\" wp-image-1325 alignleft\" src=\"https:\/\/moneymall.ae\/credit-blog\/wp-content\/uploads\/2020\/08\/prepaid-cards-vs-credit-cards.jpg\" alt=\"prepaid cards vs credit cards\" width=\"543\" height=\"352\" \/><\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Prepaid_cards\"><\/span><b>Prepaid cards<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">A prepaid card lets you load a cash balance ahead of time and use it anywhere your card network is accepted. In that sense, it\u2019s very much like a debit card, but without the bank account attached. Issuers may charge setup, reloading, and purchase fees in addition to a fixed monthly fee. It is a good idea to understand exactly what those charges are before buying a card.<\/span><\/p>\n<figure id=\"attachment_1323\" aria-describedby=\"caption-attachment-1323\" style=\"width: 360px\" class=\"wp-caption alignleft\"><a href=\"https:\/\/moneymall.ae\/credit-blog\/prepaid-cards-or-credit-cards\/prepaid-card\/\" rel=\"attachment wp-att-1323\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-1323\" src=\"https:\/\/moneymall.ae\/credit-blog\/wp-content\/uploads\/2020\/08\/prepaid-card.jpg\" alt=\"prepaid card\" width=\"360\" height=\"360\" \/><\/a><figcaption id=\"caption-attachment-1323\" class=\"wp-caption-text\">prepaid card<\/figcaption><\/figure>\n<h2><\/h2>\n<h2><\/h2>\n<h2 style=\"text-align: left;\"><span class=\"ez-toc-section\" id=\"Why_should_you_get_a_prepaid_card\"><\/span><b>Why should you get a prepaid card?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">While they work in many ways like a typical debit or credit card, prepaid versions offer various advantages over these other forms of payment, such as:<\/span><\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>\n<h3><span class=\"ez-toc-section\" id=\"Prevent_overspending\"><\/span><b>Prevent overspending<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>&#8211; <b><span style=\"font-weight: 400;\">Prepaid cards can be a great way to stay out of debt since you can\u2019t spend more than the amount you already deposited.<\/span><\/b><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li>\n<h3><span class=\"ez-toc-section\" id=\"No_Credit_Score_check_required\"><\/span>No <a href=\"https:\/\/moneymall.ae\/credit-score\/\">Credit Score check<\/a> required<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/li>\n<\/ul>\n<p>&#8211; <span style=\"font-weight: 400;\">Since you\u2019re only spending the money you deposit, there\u2019s no credit check required to get a prepaid card.<\/span><\/p>\n<ul>\n<li>\n<h3><span class=\"ez-toc-section\" id=\"Limit_losses\"><\/span>Limit losses<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/li>\n<\/ul>\n<p>-You can\u2019t lose more than the balance on your prepaid card, even if you become the victim of fraudsters.<\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Why_you_might_not_want_to_get_a_prepaid_card\"><\/span><b>Why you might not want to get a prepaid card?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Though they offer some compelling benefits to unbanked and budget-conscious consumers, prepaid cards come with heavy fees. While the individual charges are modest, they\u2019re seemingly everywhere. Depending on the card you choose, you may face an activation fee, monthly fees, transaction fees, and reloading fees. Some even assess inactivity fees if you don\u2019t use your card for an extended period of time. You might want to do some digging and read the disclosures to figure out what the fee schedule looks like before you get a prepaid card for yourself.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Credit_cards\"><\/span><b>Credit cards<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Credit cards can be used to make purchases you don&#8217;t have the cash for, or to purchase something from a remote seller without having to wait for a physical check to be delivered. If you are trying to decide whether or not you should get a credit card, consider the pros and cons and decide whether you truly need a credit card.<\/span><\/p>\n<figure id=\"attachment_1324\" aria-describedby=\"caption-attachment-1324\" style=\"width: 478px\" class=\"wp-caption alignleft\"><a href=\"https:\/\/moneymall.ae\/credit-blog\/prepaid-cards-or-credit-cards\/credit-cards-vs-prepaid-cards\/\" rel=\"attachment wp-att-1324\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-1324 \" title=\"Credit-Cards-vs Prepaid Cards\" src=\"https:\/\/moneymall.ae\/credit-blog\/wp-content\/uploads\/2020\/08\/Credit-Cards-vs-Prepaid-Cards.png\" alt=\"Credit-Cards-vs Prepaid Cards\" width=\"478\" height=\"295\" \/><\/a><figcaption id=\"caption-attachment-1324\" class=\"wp-caption-text\">Credit-Cards-vs Prepaid Cards<\/figcaption><\/figure>\n<h2><span class=\"ez-toc-section\" id=\"Why_should_you_get_a_credit_card\"><\/span><b>Why should you get a <a href=\"https:\/\/moneymall.ae\/best-credit-card-in-uae\">credit card<\/a>?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Credit cards have become an essential life tool in UAE, because of numerous advantages such as:<\/span><\/p>\n<ul>\n<li>\n<h3><span class=\"ez-toc-section\" id=\"Pay_over_time\"><\/span><b>Pay over time <\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/li>\n<\/ul>\n<p><b>&#8211; <span style=\"font-weight: 400;\">You have the ability to pay off your balance over a period of time.<\/span><\/b><\/p>\n<ul>\n<li>\n<h2><span class=\"ez-toc-section\" id=\"Rewards_and_gift_cards\"><\/span>Rewards and gift cards<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<\/li>\n<\/ul>\n<p>&#8211; <span style=\"font-weight: 400;\">Some cards give you the ability to earn rewards that can be used for cash, gift cards, or other merchandise. The more you use your credit card, the more rewards you earn.\u00a0<\/span><\/p>\n<ul>\n<li>\n<h3><span class=\"ez-toc-section\" id=\"Low_introductory_rates\"><\/span>Low introductory rates<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/li>\n<\/ul>\n<p>&#8211; <span style=\"font-weight: 400;\">Many credit cards come with 0% interest on purchases and balance transfers for an introductory period of at least six months.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Why_you_might_not_want_to_get_a_credit_card\"><\/span><b>Why you might not want to get a credit card?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><b><br \/>\n<\/b><span style=\"font-weight: 400;\">With all the benefits that come along with using them, there are some drawbacks to using credit cards that may dissuade you from using them. Depending on your credit card rate and how you use it, credit cards can cost you hundreds of dollars over the course of a year. You&#8217;ll be charged fees for making a late payment. Fees add up quickly, and they are added to your balance. This means that interest is then charged upon your fees as well. Moreover, you create more debt each time you use your credit card. You can keep the debt from growing by paying off your balance each month, but if you only make minimum payments and keep making purchases, your debt will quickly grow. Credit card debt is a vicious cycle to get into and tough to get out of.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Our_Take%E2%80%A6\"><\/span><strong>Our Take&#8230;<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h2><span class=\"ez-toc-section\" id=\"Which_one_is_worth_it_and_Why\"><\/span><b>Which one is worth it and Why?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">If you are looking to control your spending and stay out of credit card debt, prepaid cards might just be the answer. There are myriad options on the market, so look for ones that are easy to use and reload without paying a fortune in fees. Credit cards, on the other hand, can help you build a good credit score that you can use to qualify for loans that you might need. However, keep the following points in mind before you come to a decision.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Credit cards provide you with what you can call an \u2018interest-free\u2019 loan offer, provided that you play your monthly credit card bill on time. Prepaid cards, on the other hand, allow you to pay with money that has been preloaded on the card.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Prepaid cards work on a \u2018Pay Now, Use Later\u2019 basis whereas credit cards follow the motto \u2018Use Now, Pay Later\u2019.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Credit cards are to be issued by bank organizations only. Prepaid cards have an added advantage in this case as they can be issued by both a bank or a non-bank institution.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Apart from the fact that both prepaid cards as well as credit cards can be used to pay your bills without using cash, they are also similar in their appearance. Both types of cards have a card network logo on them (such as Visa, American Express, Mastercard, Discover, etc.).<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Keep in mind that if your prepaid card provider also provides credit on your prepaid card, it will need to follow the rules set for credit cards as well.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Prepaid cards can only be used if you have money deposited on the card previously, but credit cards do not come with any limitation of the kind.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">If you face trouble managing your expenditure, you might not want to go with credit cards. However, if you have the self-discipline to make monthly payments, you might as well reap the benefits of using a credit card, such as cash backs.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">If you want to avoid the risk of over-drafting and are looking for a card to make everyday payments, prepaid cards are the way to go.\u00a0<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>With Prepaid Cards, Debit Cards, Credit Cards and all other different types of cards available for you, it is natural [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1325,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[2],"tags":[374,376,377,375],"class_list":["post-1289","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","tag-prepaid-card","tag-prepaid-card-enquiry-system","tag-prepaid-card-fab-bank","tag-prepaid-cards"],"_links":{"self":[{"href":"https:\/\/moneymall.ae\/credit-blog\/wp-json\/wp\/v2\/posts\/1289","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/moneymall.ae\/credit-blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/moneymall.ae\/credit-blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/moneymall.ae\/credit-blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/moneymall.ae\/credit-blog\/wp-json\/wp\/v2\/comments?post=1289"}],"version-history":[{"count":6,"href":"https:\/\/moneymall.ae\/credit-blog\/wp-json\/wp\/v2\/posts\/1289\/revisions"}],"predecessor-version":[{"id":1328,"href":"https:\/\/moneymall.ae\/credit-blog\/wp-json\/wp\/v2\/posts\/1289\/revisions\/1328"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/moneymall.ae\/credit-blog\/wp-json\/wp\/v2\/media\/1325"}],"wp:attachment":[{"href":"https:\/\/moneymall.ae\/credit-blog\/wp-json\/wp\/v2\/media?parent=1289"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/moneymall.ae\/credit-blog\/wp-json\/wp\/v2\/categories?post=1289"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/moneymall.ae\/credit-blog\/wp-json\/wp\/v2\/tags?post=1289"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}