{"id":459,"date":"2020-06-19T21:09:57","date_gmt":"2020-06-19T17:09:57","guid":{"rendered":"https:\/\/moneymall.ae\/credit-blog\/?p=459"},"modified":"2020-06-23T22:12:07","modified_gmt":"2020-06-23T18:12:07","slug":"metal-credit-cards-in-world","status":"publish","type":"post","link":"https:\/\/moneymall.ae\/credit-blog\/metal-credit-cards-in-world\/","title":{"rendered":"All About Metal Credit Cards in World And The Banks That Offer Them"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">There is a newcomer in the credit card industry and they are the metal cards, so let\u2019s find out all about <a href=\"https:\/\/moneymall.ae\/credit-blog\/11-best-metal-credit-cards-in-uae\/\"><strong>metal credit cards<\/strong><\/a> and the banks that offer them. Besides, d<\/span><span style=\"font-weight: 400;\">igital money made possible by the use of credit cards and debit cards is known as \u201cplastic money\u201d. But what if the plastic cards are made out of metal? Is that better or worse? Find out here.<\/span><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_79 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-6a233718db810\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-6a233718db810\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/moneymall.ae\/credit-blog\/metal-credit-cards-in-world\/#The_history_behind_metal_credit_cards\" >The history behind metal credit cards<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/moneymall.ae\/credit-blog\/metal-credit-cards-in-world\/#The_current_developments_around_metal_credit_cards\" >The current developments around metal credit cards<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/moneymall.ae\/credit-blog\/metal-credit-cards-in-world\/#Best_metal_credit_cards_to_have_Globally\" >Best metal credit cards to have Globally<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/moneymall.ae\/credit-blog\/metal-credit-cards-in-world\/#Our_overview_of_metal_credit_cards\" >Our overview of metal credit cards<\/a><\/li><\/ul><\/nav><\/div>\n\n<p style=\"text-align: center;\"><strong><em>Read More:-\u00a0<a href=\"https:\/\/moneymall.ae\/credit-blog\/how-many-credit-cards-can-a-person-hold-in-uae\/\">How Many Credit Cards Can a Person Hold In UAE?<\/a><\/em><\/strong><\/p>\n<h2><span class=\"ez-toc-section\" id=\"The_history_behind_metal_credit_cards\"><\/span><b>The history behind metal credit cards<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Metal credit cards trace their roots to the 1920s when department store shoppers could run tabs using metal charge plates or coins. Banks began to issue the plastic cards most people know in the 1950s. The first modern metal card was 1999&#8217;s titanium Centurion Card from American Express, aka the Black Card.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Other exclusive credit cards, such as the Dubai First Royale Mastercard and the J.P. Morgan Reserve Card, also have attention-grabbing metal designs. The Royale card is even trimmed in real gold and has a diamond in the center.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In recent years, interest in <strong>metal credit cards<\/strong> has grown, and more than <strong>20 metal cards are available to the public<\/strong>. Cards can be made of brass, copper, brushed stainless steel, titanium, gold, or palladium. Some are even designed with a mix of plastic and metal.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"The_current_developments_around_metal_credit_cards\"><\/span><b>The current developments around metal credit cards<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">In the last few years, we have had more and more card issuers who have started making cards out of metal. These cards work just like regular plastic cards but are made of tougher materials. Banks and credit card companies have been ramping up the production of these cards. This is mainly because these metal cards are heavier to hold and use, making them more suitable for daily, rough use. These cards also hold the admirations of the new generation because, in some circles, they are also seen as something of a status symbol. Mostly, these cards are made for customers who have to be valued.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">But metal credit cards aren\u2019t just for their attractive looks and feel. Most of the time, these cards are given to customers who have excellent credit scores, credit histories, and payment patterns. They are also given to customers who have high incomes, high credit utilization histories, and are highly rated in terms of the payments they make and the rewards they redeem. It is a symbol of luxury for the cardholder and a matter of immense respect from the bank or <a href=\"https:\/\/moneymall.ae\/\"><strong>credit card company<\/strong><\/a> the individual has procured the card from.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">However, there is absolutely no difference in the working of a metal credit card. They work under the same principles as that of a plastic one. However, owing to the higher status of the usual metal cardholders, the amount and quality of rewards that are offered on the card may vary drastically.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you think you have what it takes to get yourself a metal credit card, make sure you check out these deals.<\/span><\/p>\n<p style=\"text-align: center;\"><strong><em>Read More:-\u00a0<a href=\"https:\/\/moneymall.ae\/credit-blog\/11-best-metal-credit-cards-in-uae\/\">5 Best Metal Credit Cards in UAE<\/a><\/em><\/strong><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Best_metal_credit_cards_to_have_Globally\"><\/span><b>Best metal credit cards to have Globally<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><b>Amazon Prime Rewards Visa Signature Card: <\/b>C<span style=\"font-weight: 400;\">omes with no annual fee, and a 5% cashback on Amazon purchases<\/span><\/li>\n<li><b>American Express Gold Card: <span style=\"font-weight: 400;\">Used by frequent travelers and people who like to spend a lot of money on dining and restaurants.<\/span><\/b><\/li>\n<\/ul>\n<ul>\n<li>The Platinum Card from American Express: <span style=\"font-weight: 400;\">High-end charge card designed for frequent travelers. Benefits like airport lounge access, Uber credits, and other travel-related rewards<\/span><\/li>\n<\/ul>\n<ul>\n<li>Apple Card: <span style=\"font-weight: 400;\">Designed primarily through Apple Pay. Cardholders get a titanium card that they can use for in-person transactions and a flat 1% cashback rewards policy<\/span><\/li>\n<\/ul>\n<ul>\n<li>Capital One Savor Cash Rewards Credit Card: <span style=\"font-weight: 400;\">Annual fee waived the first year, designed for dining and frequent trips to the grocery store<\/span><\/li>\n<\/ul>\n<ul>\n<li>Capital One Venture Rewards Credit Card: <span style=\"font-weight: 400;\">Designed for travelers, but does not have the same rewards that other premium cards offered by other companies have. Low-key, low spending pattern suitable.<\/span><\/li>\n<\/ul>\n<ul>\n<li>Chase Sapphire Preferred Card: <span style=\"font-weight: 400;\">Comes with a blue metal finish, earns x2 points on travel and dining purchases. Points can be exchanged for discounts and other rewards<\/span><\/li>\n<\/ul>\n<ul>\n<li>Chase Sapphire Reserve: <span style=\"font-weight: 400;\">Airport lounge access, dark blue, and black design. High annual fee but all benefits can be extracted from Chase points that you earn on every purchase.\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li>Citi AAdvantage Executive World Elite MasterCard: <span style=\"font-weight: 400;\">Travellers\u2019 card offers x2 miles for every dollar spent on its co-branded airlines. Better airport lounge offers, but at a relatively high annual fee.<\/span><\/li>\n<\/ul>\n<ul>\n<li>Citi Prestige Card: <span style=\"font-weight: 400;\">Long hotel stays, travel benefits, relatively low annual fee compared to other cards of the same variety<\/span><\/li>\n<li>Crystal Visa Infinite Credit Card: <span style=\"font-weight: 400;\">Rewarding luxury card, annual airline, and lounge credits, Priority Pass Select membership<\/span><\/li>\n<\/ul>\n<p style=\"text-align: center;\"><strong><em>Read More:-\u00a0<a href=\"https:\/\/moneymall.ae\/credit-blog\/how-many-credit-cards-can-a-person-hold-in-uae\/\">How Many Credit Cards Can a Person Hold In UAE?<\/a><\/em><\/strong><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Our_overview_of_metal_credit_cards\"><\/span><b>Our overview of metal credit cards<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Consider metal as just a bonus rather than a card&#8217;s main attraction. Never make the mistake of choosing a credit card based on its looks alone. Assess all aspects to make sure it&#8217;s right for you. Compare extra benefits and travel protections too.\u00a0<\/span><\/p>\n<p><b>Drawbacks that comes along with metal credit cards:<\/b><\/p>\n<ul>\n<li><span style=\"font-weight: 400;\">For example, you&#8217;ll likely set off airport metal detectors, which means you will need to place your wallet on the conveyor belt to be scanned.<\/span><\/li>\n<li><span style=\"font-weight: 400;\">When you&#8217;re done with them, metal cards can&#8217;t be destroyed as easily as plastic ones. Trying to cut or shred a metal card could result in injury, so you&#8217;ll need to return it to the issuer.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">However, the above-stated drawbacks aren\u2019t an issue for you then you may consider depending on the usage and the offers it offers. But remember, metal credit cards work the same as plastic credit cards.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>There is a newcomer in the credit card industry and they are the metal cards, so let\u2019s find out all [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":460,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[2],"tags":[123,109,124,122,112],"class_list":["post-459","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","tag-behind-metal-credit-cards","tag-credit-card-company","tag-metal-cardholders","tag-metal-credit-cards","tag-metal-credit-cards-in-uae"],"_links":{"self":[{"href":"https:\/\/moneymall.ae\/credit-blog\/wp-json\/wp\/v2\/posts\/459","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/moneymall.ae\/credit-blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/moneymall.ae\/credit-blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/moneymall.ae\/credit-blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/moneymall.ae\/credit-blog\/wp-json\/wp\/v2\/comments?post=459"}],"version-history":[{"count":5,"href":"https:\/\/moneymall.ae\/credit-blog\/wp-json\/wp\/v2\/posts\/459\/revisions"}],"predecessor-version":[{"id":679,"href":"https:\/\/moneymall.ae\/credit-blog\/wp-json\/wp\/v2\/posts\/459\/revisions\/679"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/moneymall.ae\/credit-blog\/wp-json\/wp\/v2\/media\/460"}],"wp:attachment":[{"href":"https:\/\/moneymall.ae\/credit-blog\/wp-json\/wp\/v2\/media?parent=459"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/moneymall.ae\/credit-blog\/wp-json\/wp\/v2\/categories?post=459"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/moneymall.ae\/credit-blog\/wp-json\/wp\/v2\/tags?post=459"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}