{"id":502,"date":"2020-06-15T12:11:00","date_gmt":"2020-06-15T08:11:00","guid":{"rendered":"https:\/\/moneymall.ae\/credit-blog\/?p=502"},"modified":"2020-06-15T12:11:00","modified_gmt":"2020-06-15T08:11:00","slug":"a-beginners-guide-to-personal-loans-in-uae","status":"publish","type":"post","link":"https:\/\/moneymall.ae\/credit-blog\/a-beginners-guide-to-personal-loans-in-uae\/","title":{"rendered":"A Beginner\u2019s Guide To Personal Loans in UAE"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">A personal loan is basically every average human\u2019s requirement at some point-of-time and so it\u2019s rules, requirements and guidelines may vary from place-to-place and from person-to-person, therefore, here\u2019s a quick beginner\u2019s guide to <a href=\"https:\/\/moneymall.ae\/personal-loan-in-dubai\/\"><strong>personal loans in UAE<\/strong><\/a>. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">A personal loan is unsecured in nature and so you do not require any guarantor or collateral to avail it. Due to which personal loans are procured for various personal requirements, some of which may be weddings, trips, higher education or even starting a new business. But ever thought of availing them and wondered about the basic requirements and the procedure to get one? Well, here\u2019s a quick guide to get a personal loan in UAE. Read below&#8230;\u00a0<\/span><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_79 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-6a38af8b3ea7a\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-6a38af8b3ea7a\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/moneymall.ae\/credit-blog\/a-beginners-guide-to-personal-loans-in-uae\/#What_is_the_maximum_amount_for_a_personal_loan_in_UAE\" >What is the maximum amount for a personal loan in UAE?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/moneymall.ae\/credit-blog\/a-beginners-guide-to-personal-loans-in-uae\/#What_is_the_personal_loan_interest_rate_in_UAE\" >What is the personal loan interest rate in UAE?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/moneymall.ae\/credit-blog\/a-beginners-guide-to-personal-loans-in-uae\/#What_is_the_personal_loan_tenor\" >What is the personal loan tenor?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/moneymall.ae\/credit-blog\/a-beginners-guide-to-personal-loans-in-uae\/#What_are_the_eligibility_criteria_for_a_personal_loan_in_UAE\" >What are the eligibility criteria for a personal loan in UAE?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/moneymall.ae\/credit-blog\/a-beginners-guide-to-personal-loans-in-uae\/#What_are_the_documents_required_for_a_personal_loan_in_UAE\" >What are the documents required for a personal loan in UAE?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/moneymall.ae\/credit-blog\/a-beginners-guide-to-personal-loans-in-uae\/#How_to_apply_for_a_personal_loan_in_UAE\" >How to apply for a personal loan in UAE?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/moneymall.ae\/credit-blog\/a-beginners-guide-to-personal-loans-in-uae\/#Through_bank_branches\" >Through bank branches<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/moneymall.ae\/credit-blog\/a-beginners-guide-to-personal-loans-in-uae\/#Through_the_online_portal\" >Through the online portal<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/moneymall.ae\/credit-blog\/a-beginners-guide-to-personal-loans-in-uae\/#Why_should_you_opt_for_personal_loans_in_UAE\" >Why should you opt for personal loans in UAE?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/moneymall.ae\/credit-blog\/a-beginners-guide-to-personal-loans-in-uae\/#Things_to_keep_in_mind_before_applying_for_a_personal_loan_in_UAE\" >Things to keep in mind before applying for a personal loan in UAE<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/moneymall.ae\/credit-blog\/a-beginners-guide-to-personal-loans-in-uae\/#Our_Take%E2%80%A6\" >Our Take&#8230;<\/a><\/li><\/ul><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n\n<p style=\"text-align: center;\"><em><strong>Read More:-\u00a0<a href=\"https:\/\/moneymall.ae\/credit-blog\/balance-transfer-credit-cards-effects-credit-score\/\">5 things you didn\u2019t know about balance transfer Credit Cards and its effect on credit scores<\/a><\/strong><\/em><\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_is_the_maximum_amount_for_a_personal_loan_in_UAE\"><\/span><b>What is the maximum amount for a personal loan in UAE?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Personal loans can be availed in UAE to a maximum of 20 times the monthly salary, within a repayment period of 48 months. The personal loan amount in UAE, as well as the interest rate, is decided on the basis of several factors, some of which are:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Employment status (of the applicant)<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Credit history<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Source of income<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Age<\/span><\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"What_is_the_personal_loan_interest_rate_in_UAE\"><\/span><b>What is the personal loan interest rate in UAE?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">The interest rate can be defined as the rate which determines the additional charge that is levied upon the principal loan amount. In UAE, personal loan interest rates are of two types:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><b>Flat interest<\/b><span style=\"font-weight: 400;\">: Flat interest remains constant throughout the loan tenor. It is charged on the entire principal loan amount.<\/span><\/li>\n<li style=\"font-weight: 400;\"><b>Reducing interest:<\/b><span style=\"font-weight: 400;\"> On the other hand, the rate of reducing interest changes after every payment. Every time the loan borrower pays the installment, the rate of interest is reduced. This particular type of interest is only charged on the remaining loan amount.<\/span><\/li>\n<\/ul>\n<p style=\"text-align: center;\"><em><strong>Read More:-\u00a0<a href=\"https:\/\/moneymall.ae\/credit-blog\/use-a-credit-card-in-uae\/\">11 Easy Tips to Use a Credit Card in UAE But Not End Up in Debt Trap<\/a><\/strong><\/em><\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_is_the_personal_loan_tenor\"><\/span><b>What is the personal loan tenor?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">The personal loan tenor is the length of time until the loan is due. In UAE, personal loans can be classified as short-term or medium-term, but generally come with a shorter tenor for repayment. <\/span><b>The repayment period starts from a minimum of 6 months and can be extended up to a maximum of 48 months.<\/b><\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_are_the_eligibility_criteria_for_a_personal_loan_in_UAE\"><\/span><b>What are the eligibility criteria for a personal loan in UAE?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">The most commonly-asked requirements for personal loans in the UAE can be categorized as:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><b>Age limit:<\/b><span style=\"font-weight: 400;\"> The requirements for a personal loan in UAE usually include a minimum age of 21 years and a maximum of anywhere between 60-65 years.<\/span><\/li>\n<li style=\"font-weight: 400;\"><b>Employment history:<\/b><span style=\"font-weight: 400;\"> To avail a personal loan, it is mandatory to be employed. For some banks, the requirement is to be employed under a UAE employer, which is not the case with others. However, in either case, getting a personal loan without a company listing is impossible.<\/span><\/li>\n<li style=\"font-weight: 400;\"><b>UAE residency aka Citizenship:<\/b><span style=\"font-weight: 400;\"> To apply for a personal loan in Dubai or any of the other Emirates of the UAE, the borrower must be a resident of the UAE.<\/span><\/li>\n<li style=\"font-weight: 400;\"><b>Minimum salary:<\/b><span style=\"font-weight: 400;\"> Applicants must also fulfil the requirement of a minimum salary to apply for a personal loan in the UAE. This criterion, however, changes from bank-to-bank and from lender-to-lender.<\/span><\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"What_are_the_documents_required_for_a_personal_loan_in_UAE\"><\/span><b>What are the documents required for a personal loan in UAE?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">To apply for a personal loan in Dubai or any of the other Emirates of the UAE, you would be required to submit the following documents:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><b>Application Form:<\/b><span style=\"font-weight: 400;\"> &#8211; The first required document is the application form for the personal loan.<\/span><\/li>\n<li style=\"font-weight: 400;\"><b>ID Proof:<\/b><span style=\"font-weight: 400;\"> Applicants are mandatory to have valid ID proof, that is, a passport, visa, and an Emirates ID.<\/span><\/li>\n<li style=\"font-weight: 400;\"><b>Residency Proof:<\/b><span style=\"font-weight: 400;\"> To avail a personal loan in the UAE, you will also be required to present valid proof that you are a resident of the UAE.<\/span><\/li>\n<li style=\"font-weight: 400;\"><b>Bank Statement:<\/b><span style=\"font-weight: 400;\"> Lenders usually ask for a bank statement of last 3-6 months to track your earning potential.<\/span><\/li>\n<li style=\"font-weight: 400;\"><b>Salary Transfer Letter:<\/b><span style=\"font-weight: 400;\"> A salary transfer letter is optional and is only required by personal loans that mandate salary transfers.<\/span><\/li>\n<\/ul>\n<p style=\"text-align: center;\"><em><strong>Read More:-\u00a0<a href=\"https:\/\/moneymall.ae\/credit-blog\/get-a-new-credit-card\/\">5 reasons why you should get a new credit card in UAE now<\/a><\/strong><\/em><\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_to_apply_for_a_personal_loan_in_UAE\"><\/span><b>How to apply for a personal loan in UAE?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">You can apply for a personal loan in the UAE either through bank branches or through the online portal. The step-by-step methods of both of the processes are:<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Through_bank_branches\"><\/span><b>Through bank branches<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">To apply directly through a bank branch, the steps are:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Visit the branch of the bank of your choice<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Fill in the application form for the personal loan<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Make sure that you take help from a bank representative to know more about the personal loan interest rate in UAE and other factors<\/span><\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"Through_the_online_portal\"><\/span><b>Through the online portal<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Online platforms are convenient and quick<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Online platforms can generally offer more generous personal loan rates in UAE<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">You can use online portals to quickly compare online portals<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">You are recommended to use the Personal Loan EMI Calculator<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Thus, this is the easiest way to find the lowest personal loan interest rate in UAE<\/span><\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Why_should_you_opt_for_personal_loans_in_UAE\"><\/span><b>Why should you opt for personal loans in UAE?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Over the last year, UAE has witnessed an enormous surge in financial lending as a result of the numerous benefits of personal loans. Go through the advantages listed below to know why we recommend you to opt for personal loans in the UAE.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Personal loans are unsecured. You do not require collateral to obtain these loans.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">If you make regular payments for your pre-existing loans, you can enjoy the benefit of top-up loans. The borrowers can also enjoy low-interest rates, high loan amounts, and high tenures with the top-up loans.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Some of the personal loan lenders in the market offer free credit cards and debit cards. In most cases, these cards are free for the first year as well.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">The borrowers can also postpone their monthly installments for a personal loan in case of an emergency. They can do so for a fixed period in Dubai or any of the other Emirates.<\/span><\/li>\n<\/ul>\n<p style=\"text-align: center;\"><em><strong>Read More:-\u00a0<a href=\"https:\/\/moneymall.ae\/credit-blog\/loan-deferment-credit-card-payment-covid-19\/\">Manage your Credit dues &#8211; Avail Loan deferment &#8211; Credit Card payment holiday amid COVID-19<\/a><\/strong><\/em><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Things_to_keep_in_mind_before_applying_for_a_personal_loan_in_UAE\"><\/span><b>Things to keep in mind before applying for a personal loan in UAE<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">If you keep the following points in mind, you can avoid rejection of your application for a personal loan in the UAE<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Keep your employment history stable.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Maintain a good credit score.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Make sure that you make the payments on time.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Do not miss an installment.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Do not apply for a new loan before you clear the outstanding loans.<\/span><\/li>\n<\/ul>\n<h4><span class=\"ez-toc-section\" id=\"Our_Take%E2%80%A6\"><\/span><b>Our Take&#8230;<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p><span style=\"font-weight: 400;\">If proceeded with caution, personal loans can be the easiest way to go forward in UAE. They do not require any security for disbursal and are generally disbursed within a few weeks. They can, thus, be your best bet in times of several personal needs.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>A personal loan is basically every average human\u2019s requirement at some point-of-time and so it\u2019s rules, requirements and guidelines may [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":503,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[3],"tags":[103,106,105,87,102,85,104,86,101],"class_list":["post-502","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-personal-loans","tag-amount-for-a-personal-loan-in-uae","tag-apply-for-a-personal-loan-in-uae","tag-eligibility-for-a-personal-loan-in-uae","tag-eligibilty-criteria","tag-guide-for-personal-loans-in-uae","tag-interest-rates","tag-personal-loan-interest-rate-in-uae","tag-personal-loans-for-good-credit","tag-personal-loans-in-uae"],"_links":{"self":[{"href":"https:\/\/moneymall.ae\/credit-blog\/wp-json\/wp\/v2\/posts\/502","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/moneymall.ae\/credit-blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/moneymall.ae\/credit-blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/moneymall.ae\/credit-blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/moneymall.ae\/credit-blog\/wp-json\/wp\/v2\/comments?post=502"}],"version-history":[{"count":5,"href":"https:\/\/moneymall.ae\/credit-blog\/wp-json\/wp\/v2\/posts\/502\/revisions"}],"predecessor-version":[{"id":527,"href":"https:\/\/moneymall.ae\/credit-blog\/wp-json\/wp\/v2\/posts\/502\/revisions\/527"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/moneymall.ae\/credit-blog\/wp-json\/wp\/v2\/media\/503"}],"wp:attachment":[{"href":"https:\/\/moneymall.ae\/credit-blog\/wp-json\/wp\/v2\/media?parent=502"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/moneymall.ae\/credit-blog\/wp-json\/wp\/v2\/categories?post=502"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/moneymall.ae\/credit-blog\/wp-json\/wp\/v2\/tags?post=502"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}