{"id":508,"date":"2020-10-02T08:00:13","date_gmt":"2020-10-02T04:00:13","guid":{"rendered":"https:\/\/moneymall.ae\/credit-blog\/?p=508"},"modified":"2020-10-01T15:43:46","modified_gmt":"2020-10-01T11:43:46","slug":"a-beginners-guide-to-mortgages-in-uae","status":"publish","type":"post","link":"https:\/\/moneymall.ae\/credit-blog\/a-beginners-guide-to-mortgages-in-uae\/","title":{"rendered":"A Beginner&#8217;s Guide to Mortgages in UAE"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Knowing rules, laws, and guidelines attached to mortgages in UAE can be a tedious and fussy business so here&#8217;s<\/span><\/p>\n<h1><span class=\"ez-toc-section\" id=\"a_quick_beginners_guide_to_mortgages_in_UAE\"><\/span><span style=\"font-weight: 400;\"> a quick beginner&#8217;s guide to mortgages in UAE.<\/span><span class=\"ez-toc-section-end\"><\/span><\/h1>\n<p><span style=\"font-weight: 400;\">If you are entering the real estate market in Dubai or any of the other Emirates, one of the most significant steps to keep in mind is financing your property investment. A majority of people in the UAE turn towards a mortgage to pay off their purchase. However, the process of taking out a mortgage, as well as the laws and regulations related to it, can be quite intimidating if you are still a beginner. Therefore, we have brought you everything that you need to know about mortgages and the laws related to them. Read below\u2026<\/span><\/p>\n<figure id=\"attachment_1567\" aria-describedby=\"caption-attachment-1567\" style=\"width: 640px\" class=\"wp-caption alignleft\"><a href=\"https:\/\/moneymall.ae\/credit-blog\/a-beginners-guide-to-mortgages-in-uae\/evan-dvorkin-vfhx5uhq9p8-unsplash\/\" rel=\"attachment wp-att-1567\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-1567\" src=\"https:\/\/moneymall.ae\/credit-blog\/wp-content\/uploads\/2020\/06\/evan-dvorkin-vFHx5UHQ9P8-unsplash.jpg\" alt=\"mortgages in UAE\" width=\"640\" height=\"427\" \/><\/a><figcaption id=\"caption-attachment-1567\" class=\"wp-caption-text\">mortgages in UAE<\/figcaption><\/figure>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_79 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-6a2335f9dcf2d\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-6a2335f9dcf2d\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-1'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/moneymall.ae\/credit-blog\/a-beginners-guide-to-mortgages-in-uae\/#a_quick_beginners_guide_to_mortgages_in_UAE\" >a quick beginner&#8217;s guide to mortgages in UAE.<\/a><ul class='ez-toc-list-level-2' ><li class='ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/moneymall.ae\/credit-blog\/a-beginners-guide-to-mortgages-in-uae\/#Mortgage_Laws_in_UAE\" >Mortgage Laws in UAE<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/moneymall.ae\/credit-blog\/a-beginners-guide-to-mortgages-in-uae\/#What_is_the_LTV_loan-to-value_ratios_for_a_mortgage_in_UAE\" >What is the LTV (loan-to-value ratios) for a mortgage in UAE?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/moneymall.ae\/credit-blog\/a-beginners-guide-to-mortgages-in-uae\/#First_property_Mortgage\" >First property Mortgage:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/moneymall.ae\/credit-blog\/a-beginners-guide-to-mortgages-in-uae\/#Second_property_Mortgage\" >Second property Mortgage:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/moneymall.ae\/credit-blog\/a-beginners-guide-to-mortgages-in-uae\/#Off-plan_Under_Construction_property_mortgage\" >Off-plan\/ Under Construction property mortgage:<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/moneymall.ae\/credit-blog\/a-beginners-guide-to-mortgages-in-uae\/#Checkout_your_Eligibility_%E2%80%93_Get_Free_Mortgage_Advice_from_our_experts\" >Checkout your Eligibility &#8211; Get Free Mortgage Advice from our experts<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/moneymall.ae\/credit-blog\/a-beginners-guide-to-mortgages-in-uae\/#What_are_the_types_of_mortgage_interest_rates_in_UAE\" >What are the types of mortgage interest rates in UAE?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/moneymall.ae\/credit-blog\/a-beginners-guide-to-mortgages-in-uae\/#Fixed-rate_mortgages\" >Fixed-rate mortgages<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/moneymall.ae\/credit-blog\/a-beginners-guide-to-mortgages-in-uae\/#Variable-rate_mortgages\" >Variable-rate mortgages<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/moneymall.ae\/credit-blog\/a-beginners-guide-to-mortgages-in-uae\/#Check_out_the_best_mortgage_rates_in_UAE_today\" >Check out\u00a0the best mortgage rates in UAE today.<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/moneymall.ae\/credit-blog\/a-beginners-guide-to-mortgages-in-uae\/#The_UAE_Mortgage_Cap\" >The UAE Mortgage Cap<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/moneymall.ae\/credit-blog\/a-beginners-guide-to-mortgages-in-uae\/#Apply_for_a_Mortgage_Pre-Approval_in_UAE_online\" >Apply for a Mortgage Pre-Approval in UAE online.<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n\n<p style=\"text-align: center;\"><em><strong>Read More:-\u00a0<a href=\"https:\/\/moneymall.ae\/credit-blog\/minimum-salary-for-a-credit-card-uae\/\">What Is The Required Minimum Salary For a Credit Card In UAE <\/a><\/strong><\/em><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Mortgage_Laws_in_UAE\"><\/span><b>Mortgage Laws in UAE<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Mortgage laws in UAE are cited under Law No. (9) of 2009, which came into action as a result of certain amendments to Law No. (13) of 2008. This law regulates the interim real estate register in the Emirates, which is also known as \u201cMortgage Law\u201d. Various articles of this law state have the following foundations:<\/span><\/p>\n<ul>\n<li><b>Definitions (Articles 3-6): <span style=\"font-weight: 400;\">These articles define the standard definitions of mortgage, mortgagee, and mortgagor, as per the mortgage laws in UAE.<\/span><\/b><\/li>\n<li style=\"font-weight: 400;\"><b>Registration of a Mortgage (Article 7): <\/b><span style=\"font-weight: 400;\">This article states that a mortgage is not valid unless it is registered with the Department and any agreement to the contrary is void. Also, the Mortgagor, that is, the Owner of the property, shall bear the costs of the contract unless otherwise agreed. The cost of registering a mortgage is a fee of 0.25% of the loan amount plus AED 4,100.<\/span><\/li>\n<li style=\"font-weight: 400;\"><b>Mortgage Application Procedure for RERA (Article 8-10): <\/b><span style=\"font-weight: 400;\">These articles outline all the particulars that must be accompanied along with a mortgage application so that it can be registered.<\/span><\/li>\n<li style=\"font-weight: 400;\"><b>Legal Effects of a Mortgage (Articles 10-20):<\/b><span style=\"font-weight: 400;\"> These lay out the rights and restrictions of both the mortgagor and the mortgagee during the period of the mortgage.<\/span><\/li>\n<li style=\"font-weight: 400;\"><b>Execution Proceedings on the Mortgaged Property (Articles 25-30)<\/b><span style=\"font-weight: 400;\">: Clearly outlines instructions on how a mortgagee may commence proceedings against a mortgagor if it is found that the mortgagor is in default in this payments. The law calls for the property to be sold at a public auction after all the requisite procedures and notice periods have been met.<\/span><\/li>\n<\/ul>\n<p style=\"text-align: center;\"><em><strong>Read More:-\u00a0<a href=\"https:\/\/moneymall.ae\/credit-blog\/3-month-eibor-todays-rates\/\">What is the current 3 Month EIBOR rate?<\/a><\/strong><\/em><\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_is_the_LTV_loan-to-value_ratios_for_a_mortgage_in_UAE\"><\/span><b>What is the LTV (loan-to-value ratios) for a mortgage in UAE?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">The loan-to-value ratios (LTV) are set by the mortgage regulations in UAE which are:<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"First_property_Mortgage\"><\/span><b>First property Mortgage:<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><b>UAE Nationals: <span style=\"font-weight: 400;\">UAE Nationals get an LTV ratio of 80% for property valued at AED 5 million or less and an LTV ratio of 70% for property valued at more than 5 million.<\/span><\/b><\/li>\n<li><strong>Expats (UAE Residents)<\/strong>: <span style=\"font-weight: 400;\">Non-UAE Nationals get an LTV ratio of 80% for property valued at AED 5 million or less and an LTV ratio of 65% for property valued at more than 5 million.<\/span><\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Second_property_Mortgage\"><\/span><b>Second property Mortgage:<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><b>UAE Nationals: <span style=\"font-weight: 400;\">For subsequent property, UAE Nationals get an LTV ratio of 65% irrespective of the value of the property.<\/span><\/b><\/li>\n<li><strong>Expats (UAE Residents)<\/strong> : <span style=\"font-weight: 400;\">For subsequent property, non-UAE Nationals get an LTV ratio of 60% irrespective of the value of the property.<\/span><\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Off-plan_Under_Construction_property_mortgage\"><\/span><b>Off-plan\/ Under Construction property mortgage:<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><b>UAE Nationals: <span style=\"font-weight: 400;\">For off-plan mortgages, UAE Nationals get an LTV ratio of 50% irrespective of the value of the property.<\/span><\/b><\/li>\n<li><strong>Expats (UAE Residents) <\/strong>: <span style=\"font-weight: 400;\">For off-plan mortgages, non-UAE Nationals get an LTV ratio of 50% irrespective of the value of the property.<\/span><\/li>\n<\/ul>\n<table class=\"table table-striped table-bordered table-responsive\" border=\"1\">\n<tbody>\n<tr>\n<td><strong>Property type<\/strong><\/td>\n<td><strong>Property price<\/strong><\/td>\n<td><strong>Maximum LTV\u00a0 <\/strong><\/p>\n<p><strong>(loan-to-value ratio)<\/strong><\/td>\n<td><strong>Minimum Down <\/strong><\/p>\n<p><strong>Payment Required<\/strong><\/td>\n<\/tr>\n<tr>\n<td>First property Mortgage<\/td>\n<td>Under AED 5 million<\/td>\n<td>80%<\/td>\n<td>20%<\/td>\n<\/tr>\n<tr>\n<td>First property Mortgage<\/td>\n<td>Over AED 5 million<\/td>\n<td>70%<\/td>\n<td>30%<\/td>\n<\/tr>\n<tr>\n<td>Second, third+ property<\/td>\n<td>Any price<\/td>\n<td>60%<\/td>\n<td>\u00a040%<\/td>\n<\/tr>\n<tr>\n<td>Off plan \/ under-construction property<\/td>\n<td>Any price<\/td>\n<td>50%<\/td>\n<td>50%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">You are advised to keep in mind that under Central Bank laws, <\/span><span style=\"font-weight: 400;\">no more than 50% of your total income should be committed to paying off your debts including mortgage payments, credit cards dues, other loans, etc. That\u2019s why it is essential to carefully examine your financial <\/span><span style=\"font-weight: 400;\">situation before applying for a mortgage.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Checkout_your_Eligibility_%E2%80%93_Get_Free_Mortgage_Advice_from_our_experts\"><\/span><a href=\"https:\/\/moneymall.ae\/apply-now\/\">Checkout your Eligibility &#8211; Get Free Mortgage Advice from our experts<\/a><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_are_the_types_of_mortgage_interest_rates_in_UAE\"><\/span><b>What are the types of mortgage interest rates in UAE?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Based on payment rates, mortgages are classified into two types:<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Fixed-rate_mortgages\"><\/span><b>Fixed-rate mortgages<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">In this particular type of mortgages, the rate of interest is determined before the start of the term of the mortgage and remains the same throughout the period. Usually, fixed-rate mortgages are granted for a period of two, three, or four years, but they are sometimes also offered for the entire term of the loan. This type of mortgages have quite a few advantages, some of which are listed below:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">In fixed-rate mortgages, borrowers can find a clear budget since they know that the rate of interest will remain the same throughout the term of the loan.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Even if mortgage rates rise in the future, it will not be a problem for the borrowers since a fixed rate of interest has been locked.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">The borrowers know in advance how much they will be paying each month.<\/span><\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"Variable-rate_mortgages\"><\/span><b>Variable-rate mortgages<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Under the Variable-rate mortgages, the interest rate is dependent on market factors and is, thus, susceptive to change during the term of the loan. Variable-rate mortgages have the following features that should be kept in mind:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">It can be of advantage to the borrowers if the interest rates in the market stabilize or decrease at some point in time.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Borrowers should make sure that they have the financial stability to handle any change in mortgage rates before they opt for variable-rate mortgages.<\/span><\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"Check_out_the_best_mortgage_rates_in_UAE_today\"><\/span><strong>Check out<a href=\"https:\/\/moneymall.ae\/mortgages-home-loan\/\">\u00a0the best mortgage rates in UAE today.<\/a><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<h3><span class=\"ez-toc-section\" id=\"The_UAE_Mortgage_Cap\"><\/span><b>The UAE Mortgage Cap<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">In addition to the mortgage laws, you must know about the Mortgage Cap in UAE before you proceed with a mortgage.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">The Mortgage Cap was first announced in December 2012 when speculators began seriously ramping up UAE property prices.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">For expatriates, it capped mortgages to 75% of the valuation for the first purchase and 80% for UAE nationals.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Loans above AED5million are capped further, 65% for expatriates.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">If you want to buy a villa in Dubai in the AED 5m \u2013 10m you need almost 50% of the price in cash.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">The United Arab Emirates (<i>UAE<\/i>) property market has experienced quite a few major developments within the past decade, with a host of new laws, initiatives, and real estate projects being announced. Over the years, the UAE real estate market has been characterized by a great deal of positivity and improvements.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Apply_for_a_Mortgage_Pre-Approval_in_UAE_online\"><\/span>Apply for a Mortgage Pre-Approval in UAE online.<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><code><\/code><\/p>\n<div class=\"cognito\"><script src=\"https:\/\/www.cognitoforms.com\/s\/qWaAkeW7D0SK_NYW418FaQ\"><\/script><br \/>\n<script>Cognito.load(\"forms\", { id: \"3\" });<\/script><\/div>\n<div class=\"text\">\n<pre>Original Post Date : June 12, 2020 , Updated on : Oct 02, 2020<\/pre>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Knowing rules, laws, and guidelines attached to mortgages in UAE can be a tedious and fussy business so here&#8217;s a [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":509,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[5],"tags":[90,88,91,89,336,409,411,410,93],"class_list":["post-508","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-mortgages","tag-dubai-land-department-mortgage-fees","tag-dubai-mortgage-for-non-residents","tag-home-mortgage-in-dubai","tag-mortgage-in-dubai-for-expats","tag-mortgages","tag-mortgages-calculator","tag-mortgages-dubai","tag-mortgages-meaning","tag-uae-mortgage-calculator"],"_links":{"self":[{"href":"https:\/\/moneymall.ae\/credit-blog\/wp-json\/wp\/v2\/posts\/508","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/moneymall.ae\/credit-blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/moneymall.ae\/credit-blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/moneymall.ae\/credit-blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/moneymall.ae\/credit-blog\/wp-json\/wp\/v2\/comments?post=508"}],"version-history":[{"count":11,"href":"https:\/\/moneymall.ae\/credit-blog\/wp-json\/wp\/v2\/posts\/508\/revisions"}],"predecessor-version":[{"id":1568,"href":"https:\/\/moneymall.ae\/credit-blog\/wp-json\/wp\/v2\/posts\/508\/revisions\/1568"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/moneymall.ae\/credit-blog\/wp-json\/wp\/v2\/media\/509"}],"wp:attachment":[{"href":"https:\/\/moneymall.ae\/credit-blog\/wp-json\/wp\/v2\/media?parent=508"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/moneymall.ae\/credit-blog\/wp-json\/wp\/v2\/categories?post=508"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/moneymall.ae\/credit-blog\/wp-json\/wp\/v2\/tags?post=508"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}