{"id":709,"date":"2020-07-02T00:05:01","date_gmt":"2020-07-01T20:05:01","guid":{"rendered":"https:\/\/moneymall.ae\/credit-blog\/?p=709"},"modified":"2020-07-06T13:08:47","modified_gmt":"2020-07-06T09:08:47","slug":"top-10-personal-loans-in-uae","status":"publish","type":"post","link":"https:\/\/moneymall.ae\/credit-blog\/top-10-personal-loans-in-uae\/","title":{"rendered":"Top 10 Personal Loans In UAE for July 2020"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Personal loans in UAE are one of the most popular modes of financing option. A personal loan, in basic terms, is an unsecured loan that does not require any guarantor or collateral to avail it. It comes in handy when the borrower has personal needs that are urgent or immediate in nature. Even though personal loans are easily available in UAE, it is extremely important to opt for a lender that is trustworthy and offers you a great borrowing experience. <a href=\"https:\/\/moneymall.ae\/credit-blog\/\"><strong>MoneyMall<\/strong>,<\/a> has enlisted some <a href=\"https:\/\/moneymall.ae\/credit-blog\/top-10-personal-loans-in-uae\/\"><strong>best UAE banks for Personal loans<\/strong><\/a> that not only provide loans at minimal interest rates but also comes with several additional benefits. Read on\u2026<\/span><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_79 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-6a231a95a671c\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-6a231a95a671c\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-1'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/moneymall.ae\/credit-blog\/top-10-personal-loans-in-uae\/#List_of_Top_10_Personal_Loans_in_UAE_for_July_2020\">List of Top 10 Personal Loans in UAE for July 2020<\/a><ul class='ez-toc-list-level-2' ><li class='ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/moneymall.ae\/credit-blog\/top-10-personal-loans-in-uae\/#Abu_Dhabi_Islamic_Bank_Personal_Loan_%E2%80%93_Islamic_Finance\">Abu Dhabi Islamic Bank Personal Loan &#8211; Islamic Finance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/moneymall.ae\/credit-blog\/top-10-personal-loans-in-uae\/#Abu_Dhabi_Commercial_Bank_Personal_Loan\">Abu Dhabi Commercial Bank Personal Loan<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/moneymall.ae\/credit-blog\/top-10-personal-loans-in-uae\/#Dubai_Islamic_Bank_Personal_Loan_%E2%80%93_Islamic_Personal_Finance\">Dubai Islamic Bank Personal Loan &#8211; Islamic Personal Finance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/moneymall.ae\/credit-blog\/top-10-personal-loans-in-uae\/#RAKBANK_Personal_Loan\">RAKBANK Personal Loan<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/moneymall.ae\/credit-blog\/top-10-personal-loans-in-uae\/#Emirates_Islamic_Bank_Personal_Loan_Islamic_Finance\">Emirates Islamic Bank Personal Loan Islamic Finance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/moneymall.ae\/credit-blog\/top-10-personal-loans-in-uae\/#First_Abu_Dhabi_Bank_Personal_Loan\">First Abu Dhabi Bank Personal Loan<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/moneymall.ae\/credit-blog\/top-10-personal-loans-in-uae\/#Emirates_NBD_Personal_Loan\">Emirates NBD Personal Loan<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/moneymall.ae\/credit-blog\/top-10-personal-loans-in-uae\/#Commercial_Bank_International_Personal_Loan\">Commercial Bank International Personal Loan<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/moneymall.ae\/credit-blog\/top-10-personal-loans-in-uae\/#HSBC_Personal_Loan\">HSBC Personal Loan<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/moneymall.ae\/credit-blog\/top-10-personal-loans-in-uae\/#_Mashreq_Personal_Loan\">\u00a0Mashreq Personal Loan<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n\n<p style=\"text-align: center;\"><em><strong>Read More:-\u00a0<a href=\"https:\/\/moneymall.ae\/credit-blog\/a-beginners-guide-to-personal-loans-in-uae\/\">A Beginner\u2019s Guide To Personal Loans in UAE<\/a><\/strong><\/em><\/p>\n<p><a href=\"https:\/\/moneymall.ae\/credit-blog\/top-10-personal-loans-in-uae\/roman-synkevych-fi4nkaitepy-unsplash\/\" rel=\"attachment wp-att-780\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-780 aligncenter\" src=\"https:\/\/moneymall.ae\/credit-blog\/wp-content\/uploads\/2020\/07\/roman-synkevych-FI4NKaiTePY-unsplash.jpg\" alt=\"\" width=\"425\" height=\"283\" \/><\/a><\/p>\n<h1><span class=\"ez-toc-section\" id=\"List_of_Top_10_Personal_Loans_in_UAE_for_July_2020\"><\/span>List of Top 10 Personal Loans in UAE for July 2020<span class=\"ez-toc-section-end\"><\/span><\/h1>\n<h2><span class=\"ez-toc-section\" id=\"Abu_Dhabi_Islamic_Bank_Personal_Loan_%E2%80%93_Islamic_Finance\"><\/span>Abu<b> Dhabi Islamic Bank Personal Loan &#8211; Islamic Finance<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<figure id=\"attachment_793\" aria-describedby=\"caption-attachment-793\" style=\"width: 302px\" class=\"wp-caption alignleft\"><a href=\"https:\/\/moneymall.ae\/credit-blog\/top-10-personal-loans-in-uae\/adib-uae-1\/\" rel=\"attachment wp-att-793\"><img loading=\"lazy\" decoding=\"async\" class=\" wp-image-793\" src=\"https:\/\/moneymall.ae\/credit-blog\/wp-content\/uploads\/2020\/07\/adib-uae-1.png\" alt=\"ADIB Personal Loan\" width=\"302\" height=\"112\" \/><\/a><figcaption id=\"caption-attachment-793\" class=\"wp-caption-text\">ADIB Personal Loan Islamic Finance<\/figcaption><\/figure>\n<p><span style=\"font-weight: 400;\"><strong><a href=\"https:\/\/www.adib.ae\/\" rel=\"nofollow noopener\" target=\"_blank\">ADIB<\/a><\/strong> Personal Loan offers a flat profit <strong>rate of 3.72%<\/strong> for UAE Nationals and 3.85% for Expatriates. Moreover, the minimum monthly salary required is only AED 8,000 for both UAE Nationals and Expats. If that is not enough to convince you, ADIB also offers quite a few additional features for its borrowers, some of which are as follows:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Free pre-approved ADIB VISA Cashback Card<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">First instalment holiday period of up to 90 days<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Two free instalment postponements every year<\/span><\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Abu_Dhabi_Commercial_Bank_Personal_Loan\"><\/span><b>Abu Dhabi Commercial Bank Personal Loan<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<figure id=\"attachment_792\" aria-describedby=\"caption-attachment-792\" style=\"width: 302px\" class=\"wp-caption alignleft\"><a href=\"https:\/\/moneymall.ae\/credit-blog\/top-10-personal-loans-in-uae\/adcb-1\/\" rel=\"attachment wp-att-792\"><img loading=\"lazy\" decoding=\"async\" class=\" wp-image-792\" src=\"https:\/\/moneymall.ae\/credit-blog\/wp-content\/uploads\/2020\/07\/adcb-1.png\" alt=\"ADCB Personal Loan\" width=\"302\" height=\"160\" \/><\/a><figcaption id=\"caption-attachment-792\" class=\"wp-caption-text\">ADCB Personal Loan<\/figcaption><\/figure>\n<p><strong><a href=\"https:\/\/www.adcb.com\/en\/personal\/\" rel=\"nofollow noopener\" target=\"_blank\">ADCB <\/a><\/strong><span style=\"font-weight: 400;\">provides attractive personal loans in UAE options to both Expats and UAE nationals. Flexible, low-cost loans are offered for expatriates residing in UAE. The<strong> interest rates start at 4.99%<\/strong> and range all the <strong>way up to 14%<\/strong>. The minimum salary requirement is AED 6,000. Some other benefits of ADCB personal loan are:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Long repayment period<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Free credit life insurance<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Free ADCB credit card<\/span><\/li>\n<\/ul>\n<p style=\"text-align: center;\"><em><strong>Read More:- <a href=\"https:\/\/moneymall.ae\/personal-loans-in-uae\/\">\u00a0Best Personal Loans in UAE for 2020<\/a><\/strong><\/em><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Dubai_Islamic_Bank_Personal_Loan_%E2%80%93_Islamic_Personal_Finance\"><\/span><b>Dubai Islamic Bank Personal Loan &#8211; Islamic Personal Finance<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<figure id=\"attachment_781\" aria-describedby=\"caption-attachment-781\" style=\"width: 303px\" class=\"wp-caption alignleft\"><a href=\"https:\/\/moneymall.ae\/credit-blog\/top-10-personal-loans-in-uae\/dib\/\" rel=\"attachment wp-att-781\"><img loading=\"lazy\" decoding=\"async\" class=\" wp-image-781\" src=\"https:\/\/moneymall.ae\/credit-blog\/wp-content\/uploads\/2020\/07\/DIB.png\" alt=\"DIB Personal Loan Islamic Finance\" width=\"303\" height=\"72\" \/><\/a><figcaption id=\"caption-attachment-781\" class=\"wp-caption-text\"><strong>DIB Personal Loan Islamic Finance<\/strong><\/figcaption><\/figure>\n<p><span style=\"font-weight: 400;\">Apart from Sharia-compliant personal finance, the <a href=\"https:\/\/www.dib.ae\/\" target=\"_blank\" rel=\"noopener\"><strong>Dubai Islamic Bank<\/strong><\/a> also offers various other personal loan products in UAE at the most competitive profit rates. The <strong>interest rates range from 11% to 20%<\/strong>. DIB provides one of the lowest salary requirement of AED 3,000. Benefits of this personal loan are:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Maximum loan amount of <strong>AED 4,000,000<\/strong> for UAE Nationals and <strong>AED 2,000,000<\/strong> for Expatriates<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Long tenor period of 48 months<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Low minimum salary requirement<\/span><\/li>\n<\/ul>\n[epcl_button label=&#8221;Apply for a Personal Loan Now&#8221; url=&#8221;https:\/\/moneymall.ae\/apply-now\/&#8221; type=&#8221;flat&#8221; color=&#8221;light-blue&#8221; size=&#8221;large&#8221; icon=&#8221;fa-lock&#8221; target=&#8221;_self&#8221; rel=&#8221;dofollow&#8221;][\/epcl_button]\n<h2><span class=\"ez-toc-section\" id=\"RAKBANK_Personal_Loan\"><\/span><b>RAKBANK Personal Loan<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<figure id=\"attachment_783\" aria-describedby=\"caption-attachment-783\" style=\"width: 301px\" class=\"wp-caption alignleft\"><a href=\"https:\/\/moneymall.ae\/credit-blog\/top-10-personal-loans-in-uae\/rakbank-personal-loan\/\" rel=\"attachment wp-att-783\"><img loading=\"lazy\" decoding=\"async\" class=\" wp-image-783\" src=\"https:\/\/moneymall.ae\/credit-blog\/wp-content\/uploads\/2020\/07\/RAKBANK-personal-loan.gif\" alt=\"RAK BANK personal loan\" width=\"301\" height=\"125\" \/><\/a><figcaption id=\"caption-attachment-783\" class=\"wp-caption-text\"><strong>RAKBANK personal loan<\/strong><\/figcaption><\/figure>\n<p><span style=\"font-weight: 400;\"><strong><a href=\"https:\/\/rakbank.ae\/wps\/portal\/retail-banking\" target=\"_blank\" rel=\"noopener\">RAKBANK<\/a><\/strong> provides personal loan amounts at low-interest rates, with flexible repayment tenure up to four years for expatriates and UAE Nationals. Interest rates start from <strong>5.99%<\/strong> and the minimum monthly salary requirement in <strong>AED 5,000<\/strong>. Additional benefits of RAKBANK personal loan are:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Top up loan available after 1 year<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Free RAKBANK Debit Card and personalized chequebook<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Free RAKBANK Credit Card with no annual fee and low-interest rates<\/span><\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Emirates_Islamic_Bank_Personal_Loan_Islamic_Finance\"><\/span><b>Emirates Islamic Bank Personal Loan Islamic Finance<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<figure id=\"attachment_786\" aria-describedby=\"caption-attachment-786\" style=\"width: 275px\" class=\"wp-caption alignleft\"><a href=\"https:\/\/moneymall.ae\/credit-blog\/top-10-personal-loans-in-uae\/emirates_islamic\/\" rel=\"attachment wp-att-786\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-786\" src=\"https:\/\/moneymall.ae\/credit-blog\/wp-content\/uploads\/2020\/07\/Emirates_Islamic.png\" alt=\"Emirates Islamic Personal Loan\" width=\"275\" height=\"175\" \/><\/a><figcaption id=\"caption-attachment-786\" class=\"wp-caption-text\">Emirates Islamic Personal Loan Islamic<\/figcaption><\/figure>\n<p><span style=\"font-weight: 400;\"><strong><a href=\"https:\/\/www.emiratesislamic.ae\/eng\/\" target=\"_blank\" rel=\"noopener\">Emirates Islamic Bank<\/a><\/strong> offers personal loans at an interest rate that is as <strong>low as 3.99%<\/strong>. The bank asks for a minimum salary of AED 10,000 per month while providing the following features:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Flexible and extended repayment periods of up to 4 years<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">A simple and quick approval process<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">High finance amount of up to <strong>AED 4,000,000<\/strong> for UAE Nationals and <strong>AED 2,000,000<\/strong> for Expats<\/span><\/li>\n<\/ul>\n<p style=\"text-align: center;\"><em><strong>Read More:-\u00a0<a href=\"https:\/\/moneymall.ae\/credit-blog\/5-low-interest-personal-loans-in-uae\/\">5 Low-Interest Personal Loans In UAE You Must Know About<\/a><\/strong><\/em><\/p>\n<h2><span class=\"ez-toc-section\" id=\"First_Abu_Dhabi_Bank_Personal_Loan\"><\/span><b>First Abu Dhabi Bank Personal Loan<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<figure id=\"attachment_787\" aria-describedby=\"caption-attachment-787\" style=\"width: 301px\" class=\"wp-caption alignleft\"><a href=\"https:\/\/moneymall.ae\/credit-blog\/top-10-personal-loans-in-uae\/fab-logo\/\" rel=\"attachment wp-att-787\"><img loading=\"lazy\" decoding=\"async\" class=\" wp-image-787\" src=\"https:\/\/moneymall.ae\/credit-blog\/wp-content\/uploads\/2020\/07\/FAB-Logo.png\" alt=\"FAB Personal Loan\" width=\"301\" height=\"86\" \/><\/a><figcaption id=\"caption-attachment-787\" class=\"wp-caption-text\">FAB Personal Loan<\/figcaption><\/figure>\n<p><span style=\"font-weight: 400;\">The interest rates of <a href=\"https:\/\/www.bankfab.com\/en-ae\/personal\" target=\"_blank\" rel=\"noopener\"><strong>FAB<\/strong><\/a> Personal Loans can go as<strong> low as 3.99%<\/strong>. It can even drop <strong>down to 2.09%<\/strong> if the borrower is new to employment loans. In addition to a minimum salary requirement of <strong>AED 10,000<\/strong>, here are the other attractive features of this personal loan:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Simple documentation and fast-track approvals<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Comprehensive personal life insurance cover<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Flexible repayment terms<\/span><\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Emirates_NBD_Personal_Loan\"><\/span><b>Emirates NBD Personal Loan<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<figure id=\"attachment_788\" aria-describedby=\"caption-attachment-788\" style=\"width: 302px\" class=\"wp-caption alignleft\"><a href=\"https:\/\/moneymall.ae\/credit-blog\/top-10-personal-loans-in-uae\/expo2020-logo-v2-emiratesnbd\/\" rel=\"attachment wp-att-788\"><img loading=\"lazy\" decoding=\"async\" class=\" wp-image-788\" src=\"https:\/\/moneymall.ae\/credit-blog\/wp-content\/uploads\/2020\/07\/expo2020-logo-v2-emiratesnbd.png\" alt=\"Emirates NBD Personal Loan\" width=\"302\" height=\"208\" \/><\/a><figcaption id=\"caption-attachment-788\" class=\"wp-caption-text\">Emirates NBD Personal Loan<\/figcaption><\/figure>\n<p><span style=\"font-weight: 400;\">The salary transfer personal loans in UAE for Expatriates in <a href=\"https:\/\/www.emiratesnbd.com\/en\/\" target=\"_blank\" rel=\"noopener\"><strong>Emirates NBD<\/strong><\/a> is offered at a flat rate of 2.9% and reducing rate of 5.49%. Yes, you read that right. The minimum salary requirement stands at AED 5,000 only. Additional features include:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Maximum loan amount extended up to AED 2,000,000 for Expatriates<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Free bank account with no minimum balance requirement<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">The maximum repayment term of 36 months<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p style=\"text-align: center;\"><em><strong>Read More:-\u00a0<a href=\"https:\/\/moneymall.ae\/credit-blog\/how-to-check-your-personal-loan-status\/\">How To Check Your Personal Loan Status In UAE?<\/a><\/strong><\/em><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Commercial_Bank_International_Personal_Loan\"><\/span><b>Commercial Bank International Personal Loan<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<figure id=\"attachment_789\" aria-describedby=\"caption-attachment-789\" style=\"width: 302px\" class=\"wp-caption alignleft\"><a href=\"https:\/\/moneymall.ae\/credit-blog\/top-10-personal-loans-in-uae\/cbi\/\" rel=\"attachment wp-att-789\"><img loading=\"lazy\" decoding=\"async\" class=\" wp-image-789\" src=\"https:\/\/moneymall.ae\/credit-blog\/wp-content\/uploads\/2020\/07\/CBI.png\" alt=\"CBI Personal Loan\" width=\"302\" height=\"95\" \/><\/a><figcaption id=\"caption-attachment-789\" class=\"wp-caption-text\">CBI Personal Loan<\/figcaption><\/figure>\n<p><span style=\"font-weight: 400;\">The flat interest rate for <strong><a href=\"https:\/\/www.cbiuae.com\/en\/personal\" target=\"_blank\" rel=\"noopener\">CBI<\/a><\/strong> Personal Loans in UAE <strong>starts at 3%<\/strong> only and the <strong>reducing rate starts at 5.44%<\/strong>. The minimum salary required is AED 8,000.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Other advantages of this personal loan are:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Finance up to<strong> AED 1,000,000<\/strong><\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Free credit card<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Insurance coverage for permanent disability and death<\/span><\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"HSBC_Personal_Loan\"><\/span><b>HSBC Personal Loan<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<figure id=\"attachment_790\" aria-describedby=\"caption-attachment-790\" style=\"width: 300px\" class=\"wp-caption alignleft\"><a href=\"https:\/\/moneymall.ae\/credit-blog\/top-10-personal-loans-in-uae\/hsbc-logopng635801597118513140\/\" rel=\"attachment wp-att-790\"><img loading=\"lazy\" decoding=\"async\" class=\" wp-image-790\" src=\"https:\/\/moneymall.ae\/credit-blog\/wp-content\/uploads\/2020\/07\/hsbc-logopng635801597118513140.png\" alt=\"HSBC Personal Loan\" width=\"300\" height=\"114\" \/><\/a><figcaption id=\"caption-attachment-790\" class=\"wp-caption-text\">HSBC Personal Loan<\/figcaption><\/figure>\n<p><span style=\"font-weight: 400;\"><strong><a href=\"https:\/\/www.hsbc.ae\/\" target=\"_blank\" rel=\"noopener\">HSBC Bank<\/a><\/strong> provides loans based on reducing balance. i.e. the interest is calculated on a monthly basis on the remaining principal amount. The interest rates start from <strong>5.99% per annum<\/strong> only. The minimum salary required is <strong>AED 7,500<\/strong>. Other benefits of HSBC personal loan are:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">No credit life insurance required<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Applications can be made online and approved within 10 minutes<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Quick processing<\/span><\/li>\n<\/ul>\n<p style=\"text-align: center;\"><em><strong>Read More:-\u00a0<a href=\"https:\/\/moneymall.ae\/credit-blog\/personal-loan-vs-business-loan-in-uae\/\">Personal Loans VS Business Loans in UAE<\/a><\/strong><\/em><\/p>\n<h2><span class=\"ez-toc-section\" id=\"_Mashreq_Personal_Loan\"><\/span><b>\u00a0Mashreq Personal Loan<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<figure id=\"attachment_791\" aria-describedby=\"caption-attachment-791\" style=\"width: 300px\" class=\"wp-caption alignleft\"><a href=\"https:\/\/moneymall.ae\/credit-blog\/top-10-personal-loans-in-uae\/mashreq-bank\/\" rel=\"attachment wp-att-791\"><img loading=\"lazy\" decoding=\"async\" class=\" wp-image-791\" src=\"https:\/\/moneymall.ae\/credit-blog\/wp-content\/uploads\/2020\/07\/Mashreq-Bank.png\" alt=\"Mashreq Personal Loan\" width=\"300\" height=\"300\" \/><\/a><figcaption id=\"caption-attachment-791\" class=\"wp-caption-text\">Mashreq Personal Loan<\/figcaption><\/figure>\n<p><span style=\"font-weight: 400;\">The <a href=\"https:\/\/www.mashreqbank.com\/uae\/en\/personal\/home\" target=\"_blank\" rel=\"noopener\"><strong>Mashreq Personal<\/strong><\/a> Loan for expatriates is offered at a flat interest <strong>rate of 3.57%<\/strong> and a reducing rate of <strong>6.49%. <\/strong><\/span><\/p>\n<p><span style=\"font-weight: 400;\"><strong>AED<\/strong> <strong>7,000<\/strong> stands as the minimum salary requirement. Additional benefits are:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Loan amount up to <strong>AED 1,000,000<\/strong><\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Simple and easy documentation<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Low salary requirement and the long repayment period<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">This completes our list of the 10 best personal loans in UAE. Keep in mind that it is essential that you compare the interest rate of a particular bank with its processing fee as well as other features offered by the bank. Weigh them all together to come to a decision to opt for a personal loan that suits your needs.<\/span><\/p>\n<p>&nbsp;<\/p>\n[epcl_button label=&#8221;Apply for a Personal Loan Now&#8221; url=&#8221;https:\/\/moneymall.ae\/apply-now\/&#8221; type=&#8221;flat&#8221; color=&#8221;light-blue&#8221; size=&#8221;large&#8221; icon=&#8221;fa-lock&#8221; target=&#8221;_self&#8221; rel=&#8221;dofollow&#8221;][\/epcl_button]\n","protected":false},"excerpt":{"rendered":"<p>Personal loans in UAE are one of the most popular modes of financing option. A personal loan, in basic terms, [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":710,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[3],"tags":[206,205,207,209,210,32,101,208],"class_list":["post-709","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-personal-loans","tag-abu-dhabi-commercial-bank-personal-loan","tag-abu-dhabi-islamic-bank-personal-loan","tag-dubai-islamic-bank-personal-loan","tag-emirates-islamic-bank-personal-loan","tag-first-abu-dhabi-bank-personal-loan","tag-personal-loans","tag-personal-loans-in-uae","tag-rakbank-personal-loan"],"_links":{"self":[{"href":"https:\/\/moneymall.ae\/credit-blog\/wp-json\/wp\/v2\/posts\/709","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/moneymall.ae\/credit-blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/moneymall.ae\/credit-blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/moneymall.ae\/credit-blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/moneymall.ae\/credit-blog\/wp-json\/wp\/v2\/comments?post=709"}],"version-history":[{"count":11,"href":"https:\/\/moneymall.ae\/credit-blog\/wp-json\/wp\/v2\/posts\/709\/revisions"}],"predecessor-version":[{"id":892,"href":"https:\/\/moneymall.ae\/credit-blog\/wp-json\/wp\/v2\/posts\/709\/revisions\/892"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/moneymall.ae\/credit-blog\/wp-json\/wp\/v2\/media\/710"}],"wp:attachment":[{"href":"https:\/\/moneymall.ae\/credit-blog\/wp-json\/wp\/v2\/media?parent=709"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/moneymall.ae\/credit-blog\/wp-json\/wp\/v2\/categories?post=709"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/moneymall.ae\/credit-blog\/wp-json\/wp\/v2\/tags?post=709"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}