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Best HSBC Mortgage offers for August 2022
HSBC Middle East provides property mortgage offers for new home purchases, Resale, and balance transfers of existing mortgages at lower rates, last installment finance, the release of equity on your property, and top-ups.
Option to Fix the HSBC mortgage interest rate and monthly repayments EMIs for 1, 2, 3, or 5 years.
The mortgage interest rate will be calculated by adding the 3-month AED EIBOR rate and the HSBC Fixed margin.
An Free of charge overpayment is allowed upto 25% of the outstanding balance of your mortgage home loan. This is calculated annually on the date your fixed-rate period started. It can help you finish your loan early and save interest.
With HSBC Fixed-rate Home Loan you can borrow between 60% and 80% of your property’s purchase price or valuation, whichever is lower.
Eligibility Criteria of HSBC Fixed-rate Mortgage :
The mortgage interest rate is linked to EIBOR rate, Your monthly repayments will rise and fall with the EIBOR interest rate.
HSBC Emirate Interbank Offered Rate (EIBOR) home mortgage loan is based on the 3-month AED EIBOR, subject to a quarterly review, plus a fixed margin that is set for the life of the loan
There’s no early settlement charge if you repay the loan in full after 3 years, or before the end of the repayment period, with your own funds or proceeds from the sale of the property.
A Free of charge overpayment is allowed upto 25% of the outstanding balance of your mortgage home loan. This is calculated annually on the date your fixed-rate period started. It can help you finish your loan early and save interest.
With HSBC Variable rate Home Mortgage Loan you can borrow between 60% and 80% of your property’s purchase price or valuation, whichever is lower.
Eligibility Criteria of HSBC Fixed-rate Mortgage :
UAE Citizen or UAE expat resident
Aged between 21 and 65 years
Minimum monthly income of AED 15,000
Non-resident may still be able to apply for a home loan to buy a property in UAE. You’ll need to be an HSBC Jade or Premier customer, or be eligible for an account for your home loan repayments.
Support a greener future with a sustainable home and get a discounted mortgage interest rate with HSBC Green Home Loan
0.25% off our standard rates and a 100% discount on applicable arrangement fees if you’re buying a home that’s Gold or Platinum LEED certified
Also available with both HSBC Fixed-rate Home Loan and Variable 3-month EIBOR Home Loan options
There’s no early settlement charge if you repay the loan in full after 3 years, or before the end of the repayment period, with your own funds or proceeds from the sale of the property.
A Free of charge overpayment is allowed upto 25% of the outstanding balance of your mortgage home loan. This is calculated annually on the date your fixed-rate period started. It can help you finish your loan early and save interest.
With HSBC Variable rate Home Mortgage Loan you can borrow between 60% and 80% of your property’s purchase price or valuation, whichever is lower.
Eligibility Criteria of HSBC Fixed-rate Mortgage :
UAE Citizen or UAE expat resident
Aged between 21 and 65 years
Minimum monthly income of AED 15,000
Non-resident may still be able to apply for a home loan to buy a property in UAE. You’ll need to be an HSBC Jade or Premier customer, or be eligible for an account for your home loan repayments.