Dubai Islamic Bank Consumer Credit Card

Dubai Islamic bank Personal Finance - 4% cash back credit card - DIB Consumer card

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Dubai Islamic Bank Consumer Credit Card – Personal Finance – Cash Back card

Get 4% cashback with DED – DIB Consumer Card.

Brought to you jointly with Department of Economic Development in Dubai and Dubai Islamic Bank, the Consumer Card helps you enjoy great savings every time you use it for various daily spends across the UAE. From supermarkets to automobile servicing to phone bills, Salik and even fuel, your opportunities to save are endless.

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Cashback Earn Rates for Platinum Consumer Card and Rewards Consumer Card.

Merchant Categories Rewards Card Platinum Card
Cashback Maximum Monthly Cashback (AED) Cashback Maximum Monthly Cashback (AED)
Supermarket & Hypermarket Purchases 3% 300 4% 400
Automobile Servicing 3% 300 4% 400
Etisalat & Du Bill Payments 3% 100 4% 150
Fuel Spends 3% 100 4% 150
Utility Bills 3% 100 4% 150
Salik and Nol recharges 3% 25 4% 50
Movie Ticket Purchases 50% 150 50% 250

No Minimum Spend, Maximum Savings Potential

With no minimum spend criteria, it’s easy to earn cashback with your Consumer Card. Simply use your Card at qualifying merchant categories and start earning instantly.

Learn how to earn AED 1,000 cashback in a month using your Platinum Consumer Card.

Merchant Categories Platinum Card Cashback Monthly Spend (AED) Monthly Cashback (AED)
Supermarket & Hypermarket Purchases 4% 10,000 400
Automobile Servicing 4% 3,000 120
Etisalat & Du Bill Payments 4% 2,500 100
Fuel Spends 4% 1,500 60
Utility Bills 4% 1,000 40
Salik and Nol recharges 4% 1,000 40
Movie Ticket Purchases 50% 480 240
Total Cashback Earned 1,000

Please note:

  • Total monthly maximum cashback cap is AED 1,000 per Billing Cycle.
  • Cashback applicable on transactions in UAE.
  • Bank has the right to amend the cashback program at any time.


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