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Whether you are thinking of getting extra cash, settling your existing loans/finances with other banks, buying funiture for your home, a new TV or a laptop or simply need financing to plan a wedding, travel or pay for medical services Personal Finance is the right solution for you. Based on Shari’a principles, this personal finance solution offers you a wide range of solutions to suit your requirements



  • Financing available to salaried and self employed customers
  • Very competitive profit rates
  • Financing up to 3 million for UAE Nationals and 1 million for Expatriates.
  • Approvals in 24 hours
  • Preapproved credit card and 100% discount on first year’s annual fees
  • Nominal processing fees
  • Exclusive policy terms on buyout loans/finances



  • Minimum monthly salary of AED 5,000
  • Length of service – Minimum one month/first salary credit into Emirates Islamic account
  • Minimum age of 21 years
  • Maximum age of 65 for UAE Nationals and 60 for Expatriates at the time of maturity


  • Copy of valid passport with valid UAE residence visa for expatriates (original required for verification)
  • Last three months bank statements
  • Salary transfer letter / salary certificate (for salaried customers only)
  • Account opening forms for shares trading
  • Liability letter (for buyout cases only)
  • Trade license (for self employed customers)



Grab it before it’s gone

Personal Finance Sale at an unmatched profit rate starting from 1.99% flat p.a. 

Features and benefits:

  • High finance amounts
  • Pay your first installment after 60 days
  •  1.99% flat p.a. *



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