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Top Citi bank Credit Cards in UAE

Lets find the best City bank Credit Card that suits your need.





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We reviewed all Credit Cards by Citi bank UAE based on the features of Credit Card for different sets of needs, offers & benefits

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In today’s fast-paced world, credit cards have become an indispensable financial tool, offering convenience, flexibility, and rewards. Citibank, a global leader in banking and financial services, offers a range of credit cards tailored to the needs of United Arab Emirates (UAE) residents. If you’re looking to explore the realm of Citibank credit cards in the UAE, you’ve come to the right place. In this comprehensive guide, we’ll delve into the top Citibank credit card options available in the UAE, helping you make an informed decision that suits your financial requirements.

Citi Credit Card logo

Citi bank UAE

Citi bank National Association, United Arab Emirates (Arabic: سيتي بنك‎) commonly known as Citibank U.A.E.,

It is a subsidiary of Citigroup, a multinational financial services corporation headquartered in New York City, United States. Citi Bank U.A.E. is connected by a network spanning 98 markets across the world.

Established in 1964, when the Citibank U.A.E., opened its first branch in Dubai. A second branch in Abu Dhabi was opened in 1971

Citibank U.A.E. has full service branches in Abu Dhabi, Dubai and Sharjah

Top Citi bank Credit Card : August 2023

Citibank understands the diverse needs of UAE residents and offers a range of credit cards designed to cater to various lifestyles and spending habits. From travel enthusiasts to frequent shoppers, there’s a Citibank credit card for everyone. Citi bank UAE offers a selection of 8 credit cards that may fit your needs and spending habits and Citi bank credit card offers will give you a rewarding experience 

Here is our pick on the Best Citi Bank Credit Card in UAE

Last Modified on 10-08-2023

Best Citibank Credit Cards for Aug'2023

Here are the best City Bank Credit Cards offered to UAE Resident Individuals with monthly salary in the range of AED 5,000 to AED 18,000

Citibank UAE Logo e1571762683345
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1. Citi bank Rewards Credit Card

Get rewards faster than ever

No annual fee in year 1.

From year 2, annual fee is waived if your the annual spend is above AED 9,000

 

Instant cash loan on your card at a click of a button

 
 
  1. Age: 21 years old or above
  2. Minimum monthly income of AED 8,000
  3. Required documents: Valid Emirates ID and valid UAE visa copy.
  4. Salary account IBAN 
  5. Passport 
Apply Online Now
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2. Citi Cash Back Credit Card

Automatic Cashback on all spend

3% Cashback

On all Non-AED spend

2% Cashback

On grocery/supermarket spend

1% Cashback

On all other spend

 

Indulge, with Mastercard’s most privileged offerings

With Mastercard World

 
 
  1. Age: 21 years old or above
  2. Minimum monthly income of AED 8,000
  3. Required documents: Valid Emirates ID and valid UAE visa copy.
  4. Salary account IBAN 
  5. Passport 
Apply Onlne Now
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3. Citi Premier Credit Card

Flexible points that work for you!

Earn 1.5 ThankYou® Points per USD on all grocery & non-AED spend and 1 ThankYou® Point per USD of AED spend

Transfer your ThankYou® Points to 12 airline and hotel partners for flights and hotel stays
– Redeem points for cash rebates or shopping vouchers
  • Instant cash loan on your card at a click of a button

  • Easy Installment Plan

    Turn any big purchase into small payments

 
 
  1. Age: 21 years old or above
  2. Minimum monthly income of AED 15,000
  3. Required documents: Valid Emirates ID and valid UAE visa copy.
  4. Salary account IBAN 
  5. Passport 
Apply Onlne Now
credit-cards-citi-emirates-ultimate

4. Emirates Citibank Ultimate Credit Card

free Reward flights with Emirates*

Earn up to 1.25 Skywards Miles on every USD spent

Redeem your Skywards Miles for reward flights and upgrades with Emirates & Flydubai


Enjoy unlimited access to 1,100+ airport lounges worldwide for you and a guest with MasterCard Travel Pass app and also enjoy a complimentary round of golf once a month

 

6 complimentary airport rides per year (up to AED 110 each) using code “MAUAE6“ on the Careem app.

 
  1. Age: 21 years old or above
  2. Minimum monthly income of AED 18,000
  3. Required documents: Valid Emirates ID and valid UAE visa copy.
  4. Salary account IBAN 
  5. Passport 
Apply Onlne Now
offers on citi bank credit card

Unlock Exclusive Offers on Citi bank Credit Card

Unlock 15% off at Carrefour, 10% off at Amazon.ae, 20% at Talabat, & 6 airport rides with Careem

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1. Citi bank Rewards Credit Card

IT'S A SHOPPING CREDIT CARD
Get rewards faster than ever

No annual fee in year 1.

From year 2, annual fee is waived unless the annual spend is below AED 9,000, in which case a fee of AED 300 will apply

Instant cash loan on your card at a click of a button

 
 
  1. Age: 21 years old or above
  2. Minimum monthly income of AED 8,000
  3. Required documents: Valid Emirates ID and valid UAE visa copy.
  4. Salary account IBAN 
  5. Passport 
Apply for Citi Rewards Credit Card

Citi Rewards Credit Card offer

 

With the Citi Rewards Credit Card convert your spend into cash rebate, shopping vouchers and much more. Get ‘But 1 Get 1 free’ flat 30% off 2 movie tickets at Vox cinemas, enjoy unlimited access to 1,100+ airport lounges worldwide with MasterCard Travel Pass app, and get an instant cash loan at a click of a button with the Quick cash facility

  1. You require a minimum salary of AED 8,000 per month to be eligible for this card
  2. No annual fee in year 1. From year 2, annual fee is waived unless the annual spend is below AED 9,000, in which case a fee of AED 300 will apply
  3. Monthly interest rate is 3.25% of the outstanding account balance with up to a 52 day interest free period.
  4. The foreign currency rate applicable on overseas transactions is 2.99% per month

  5. Balance transfer at 0% rate of interest for 6 monthly instalments. One time processing fee of only 3% of the BT amount. No pre-closure fee. 6months to 48 months Balance Transfer plans also available.

Rewards Credit Card Main Benefits

Earn 1.5 ThankYou® Points per USD on all grocery & non-AED spend and 1 ThankYou® Point per USD of AED spend

With your ThankYou® Points you have the flexibility to redeem for cash rebates, travel rewards, merchandise, gift vouchers and many other rewarding experiences

— Choose from merchandise ranging from apparel to electronics to home goods and more


– Pay with Points for your purchases through SMS or Citibank Online

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2. Citi bank CashBack Credit Card

Automatic Cashback on all spend

3% Cashback

On all Non- AED spend

2% Cashback

On grocery/supermarket spend

1% Cashback

On all other spend

 

Indulge, with Mastercard’s most privileged offerings

With Mastercard World

 
 
  1. Age: 21 years old or above
  2. Minimum monthly income of AED 8,000
  3. Required documents: Valid Emirates ID and valid UAE visa copy.
  4. Salary account IBAN 
  5. Passport 
Apply Now for Citi Cash Back Credit Card

Citi Cash Back Credit Card Offer

Enjoy automatic Cashback on all spend with the Citi Cashback Credit Card

Earn 3% on non-AED spend, 2% on grocery & supermarket spend and 1% on all other spend. No caps (up to monthly credit limit) , no minimum spend, no redemption process and no spend categories excluded.

Earn 3% on Non-AED spend,

2% on grocery & supermarket spend and

1% on all other spend.

No caps, no minimum spend, no redemption process and no spend categories excluded.”

  1. You require a minimum salary of AED 8,000 per month to be eligible for this card
  2. No annual fee in year 1. From year 2, an annual fee is waived unless the annual spend is below AED 9,000, in which case a fee of AED 300 will apply
  3. Monthly interest rate is 3.25% of the outstanding account balance with up to a 52-day interest-free period.

  4. “Balance transfer at 0% rate of interest for 6 monthly instalments. 

Cash Back Credit Card Main Benefits

  • 3% cashback on non-AED spend, 2% cashback on Grocery Spend and 1% cashback on all other Spend
  •  2 complimentary airport rides per year (up to AED 110 each) using code “MAUAE2“ on the Careem app.
  • 50 free credits to enjoy 50% off total bills at participating merchants across grocery delivery, dining and spas
  • Unlimited access to 1,100+ lounges worldwide with MasterCard Travel Pass app
  • Get access to hundreds of Buy 1 Get 1 offer with the free Mastercard® priceless specials app
  • Fast, safe, and effortless purchases, with Apple Pay
  • PayLite: turn any big purchases into small payments
  • Citi World Privileges: Enjoy travel, dining, and entertainment discounts locally and across 95 countries
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3. Citi bank Emirates Credit Card

free flights with Emirates & flydubai*

Earn up to 1 Skywards Mile on every USD spent on your Emirates-Citibank World Credit Card.              Redeem them for flights and upgrades with Emirates and Flydubai or shopping using your miles at Dubai duty free.

Enjoy unlimited access to 1,100+ airport lounges worldwide with MasterCard Travel Pass app.

  1. Age: 21 years old or above
  2. Minimum monthly income of AED 12,000
  3. Required documents: Valid Emirates ID and valid UAE visa copy.
  4. Salary account IBAN 
  5. Passport 
Apply for Emirates Citi Bank world Credit Card

Emirates Citi bank world Credit Card Product description

The perfect card to begin your adventure! Earn up to 1 Skywards Mile on every USD spent on your Emirates-Citibank World Credit Card. Redeem them for flights and upgrades with Emirates and Flydubai or shopping using your miles at Dubai duty free.

  1. No Annual fee in Year 1,The annual fee applicable from 2nd year on this card is AED 400
  2. You require a minimum salary of AED 12,000 per month to be eligible for this card
  3. Monthly interest rate is 3.25% of the outstanding account balance with up to a 52 day interest free period.

  4. Balance transfer at 0% rate of interest for 6 monthly instalments. One time processing fee of only 3% of the BT amount. No pre-closure fee. 6-48 months BTF plans also available.

  5. Earn 1 Skywards Mile per USD on non-AED spend and 0.75 Skywards Miles per USD on AED spend.

  6. Redeem your Skywards Miles for reward flights and upgrades with Emirates & Flydubai

Emirates Citi Bank World Credit Card Main Benefits

 

  • 2 complimentary airport rides per year (up to AED 110 each) using code “”MAUAE2“ on the Careem app.”

  • 50 free credits to enjoy 50% off total bills at participating merchants across grocery delivery, dining and spas 

  • ‘Flat 30% off 2 movie tickets at VOX cinema

  • Get access to hundreds of Buy 1 Get 1 offer with the free Mastercard® priceless specials app

  • Complimentary Marhaba Bronze Meet & Greet service once a year at Dubai International Airport.

  • Complimentary Travel Insurance

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4. Citi bank Premier Credit Card

ITS A TRAVEL REWARDS CREDIT CARD Flexible points that work for you!

Transfer your points directly to 12 airline partner programs including Etihad, British Airways and Turkish Airlines

 
  • Instant cash loan on your card at a click of a button

  • Easy Installment Plan

    Turn any big purchase into small payments

 
 
  1. Age: 21 years old or above
  2. Minimum monthly income of AED 15,000
  3. Required documents: Valid Emirates ID and valid UAE visa copy.
  4. Salary account IBAN 
  5. Passport 
Apply Now for Citi Premier Credit Card

Citi Premier Credit Card Product description

 

“Fly for free with the Citi Premier credit card.

Flexible Rewards for you with the Citi Premier Credit Card

Redeem points for cash rebates, merchandise, travel related spend or transfer to 12 partner airlines including Emirates, Etihad, flydubai & British Airways

Enjoy unlimited access to 1100+ airport lounges worldwide for you and 1 guest with MasterCard Travel Pass app and also enjoy a complimentary round of golf once a month

  1. Annual fee applicable on this card is AED 750
  2. You require a minimum salary of AED 15,000 per month to be eligible for this card
  3. Monthly interest rate is 3.25% of the outstanding account balance with up to a 52 day interest free period.
  4. The foreign currency rate applicable on overseas transactions is 2.99% per month
  5. Balance transfer at 0% rate of interest for 6 monthly EMI

Citi Premier Credit Card Main Benefits

  • Cash back on any travel booking (using points)
  • ‘Buy 1 Get 1’ movie tickets with VOX cinemas
  • A round of golf once a month at some of the best golf clubs in the UAE
  • Complimentary Travel Insurance and Purchase Protection
  • Complimentary Marhaba Bronze Meet & Greet service once a year at Dubai International Airport 
  • Convert your points into cash rebate or pay for your transactions with points via SMS

Top 8 Citi Bank Credit Cards in UAE for Aug ‘2023

Citi bank Credit Card NameMinimum  Salary Requirement (In AED)Annual Fee
(In AED)		Interest RateFX Rate

Emirates-Citibank Ultima Credit Card

36,7503,0003.25% monthly2.99%

Emirates Citibank Ultimate Credit Card

18,0008003.25% monthly2.99%
Emirates Citibank World Credit Card 12,0004003.25% monthly2.99%
Citi Prestige Credit Card30,0001,5003.25% monthly2.99%
Citi Premier Credit Card15,0007503.25% monthly2.99%
Citi Cashback Credit Card8,000Fee Free*3.25% monthly2.99%
Citi Rewards Credit Card8,000Fee Free*3.25% monthly2.99%
Citi Simplicity Credit Card5,0000  – No  Fee3.50% monthly2.99%
Apply Now in 10 Seconds for a Citi bank Credit Card in UAE

Credit Card FAQ - Frequently Asked Questions about City Bank Credit Cards in UAE

Which is the best credit card offer by Citi bank?

Citi bank has many Credit card on offer at the moment, if you are looking for Best Citi Credit Card for shopping than Citi Rewards Credit card can be the one. it depends on your spending patterns.

How can I pay my Citibank credit card?

You can pay your Citi bank credit card bill online via Citi Mobile App or any Citi Bank Branch or ATM

What is the minimum salary required for City bank credit card ?

AED 5000 is the minimum Salary per month Required to apply for a City Bank Credit Card.

How to choose best Citi Bank Credit Cards ?

You can chose a Credit Card best on your monthly usage. for Example : When choosing for the best Citi bank credit cards of 2019, we considered a many factors into account, Major focus was on these 4 things 1. Annual fees, 2. Interest rates 3. Ease of rewards. 4. Minimum salary requirements We started with all of credit cards offered to UAE Resident individual by Citi Bank in UAE . Given the size and diversity of the Citi Account holders, we wanted to make sure our picks appealed to the most people possible in the earning bracket of Monthly Salary upto AED 15,000. Everyone’s spending habits are totally different than other. Few travels by any airline’s plane frequently, some prefer to travel via emirates only. people with high debt or many cards want best balance transfer offers, We found that Citi bank has offers on just about everyone’s needs in UAE.

How to make the most of my Credit cards ?

As discussed above, Prior applying for any of these citi bank cards, consider your own spending habits, how you use any of your card and how you’d like to redeem your rewards points before it expires. For Example, the best and amazing travel rewards cards aren’t worth much to you if you travel on once in 2 years. Similarly, you won’t find much value in using cash back at carrefour if you don’t like grocery shopping.

My Salary is 5000, Which one is the Best City Bank Credit Card for me?

Citi Simplicity is the Best Credit Card in UAE to start with, It has all basic features and low salary requirement

With Salary of AED 8000 per month, Which is the best Credit Card i can get?

For Salary 8000 and above, Citi has a wide range of options, you can apply for Citi Rewards Credit Card of Citi Cash Back Credit Card and enjoy lots of great features

City bank Credit Card

Citi Bank Credit Card - Emirates Ultima

Earn up to 2.5 Skywards Miles per USD spend with a 100% exclusive Metal Card. Sign up for the Emirates-Citibank Ultima Credit card and get 25,000 welcome bonus Skywards Miles, and 10,000 Skywards Miles annually upon payment of annual fee Enjoy complimentary Emirates Skywards Silver membership giving you 12kg extra baggage and Emirates lounge access in Dubai Airport.

Plus get and unlimited access to 1,100+ airport lounges worldwide for you and a guest with MasterCard Travel Pass app. Also enjoy unlimited golf on weekdays and 1 free round on weekends per month.

Apply for Citi Bank Credit Card
City Bank Credit Card Metal

11 Best Metal Credit Cards in UAE

Metal Credit cards in UAE are becoming the new norm for the rich and elite. Although plastic cards are still being used by the majority of Banks and their active Cardholders, many of them are excited about to make a change to metal cards

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