Compare Mortgage rates
in Dubai and UAE.

Lets find the best mortgage loan for you in UAE.

At MoneyMall , We compare Mortgage
loan in Dubai across all parameters
including arrangement fees,
Early repayment fees,
Property Registration charges,
Mortgage Interest rates and much more
to help you plan and save money.

First-time Home buyer Mortgage

MoneyMall Mortgage Advisers will help you in finding best home loan deals for first-time buyers, Will also guide you about extra costs like Property registration fees, Insurance fees and legal costs.

Home Mortgage Loan Balance Transfer

Save money by transferring your high cost mortgage loans. Find out all about how to switch your Home loan to a different bank or lender and reduce your repayments or finish your loan early.

We Compare more than 20 Lenders to find the best mortgage rate deal for you.

HSBC Bank
Abu Dhbai Islamic Bank
First Abu Dhabi Bank
Noor Islamic Bank

Because you deserve the best.

  • First Home Mortgage finance offers starts from 2.45% p.a.* 
  • Refinance/Cash Against Property Options are Available for UAE Nationals & Expats 
  • Best Land finance & Home Loan options for UAE Nationals

Top 10 Mortgage loan rates in UAE - November 2019

*BANK / MORTGAGE LENDERINTEREST RATEMINIMUM SALARY REQUIREMENT MAXIMUM    LOAN AMOUNTISLAMIC 
1FAB Mortgage Loan  2.99%
 (reducing rate
1 year)
15,000 AEDAED 20,000,000NO
2Standard Chartered Mortgage One3.55%
(reducing rate)
10,000 AEDAED 18,000,000NO
3RAKBANK Home in One Loan3.24%
 (reducing rate)
15,000 AEDAED 20,000,000NO
4CBD Mortgage Loan for Expats3.64%
 (reducing rate)
12,000 AEDAED 10,000,000NO
5United Arab Bank Home Finance 3.69%
(reducing rate)
15,000 AEDAED 10,000,000NO
6Commercial Bank of Dubai Mortgage
Loan for Businessmen
3.64%
(reducing rate)
20,000 AEDAED 10,000,000NO
7United Arab Bank Home Finance
 for Businessmen
3.69%
 (reducing rate)
50,000 AEDAED 10,000,000NO
*ISLAMIC HOME FINANCE PROVIDERSProfit RateMINIMUM SALARY REQUIREMENT MAXIMUM FINANCE AMOUNTISLAMIC
8ADIB Home Finance3.75%
(reducing Profit rate)
10,000 AEDAED 15,000,000YES
9DIB Home Finance3.24% 
(reducing Profit rate)
12,000 AEDAED 50,000,000YES
10Emirates Islamic Manzili Home Finance3.19%
(reducing Profit rate)
15,000 AEDAED 20,000,000YES

Compare All Mortgage Offers from UAE Market for Home Loans

BankMortgage Product nameRepayment TenorDown Payment %Minimum Salary
(AED)
Reducing Rate %
Abu Dhabi FinanceAnchor for Businesses 1525%200006.67
Standard CharterdBalance Transfer Offer for Expatriates 2525100003.49
Standard CharterdBalance Transfer Offer for UAE Nationals 2520100003.49
NBADEscan Loan for Expats 2525250003.85
NBADEscan Loan for UAE Nationals 2520200003.85
CBD2yrs Fixed Mortgage Loans for Expats 2025250003.99
CBDIjarah Home Lease for Expatriates 2025250003.99
ADCBADCB Mortgage for Expatriates 2525150003.99
ADCBADCB Mortgage for UAE Nationals 252080003.99
AL Hilal BankEasy Buy Financing for UAE Nationals 2520200003.99
AL Hilal BankSwitch Over Home Financing for UAE Nationals 2520200003.99
AL Hilal BankHome Refinance for UAE Nationals 2520200003.99
AL Hilal BankEasy Buy Financing for Expats 2525200003.99
AL Hilal BankHome Refinance for Expats 2525200003.99
AL Hilal BankSwitch Over Home Financing for Expats 2525200003.99
AL WIFAQHome Finance for Expatriates 2525150003.99
AL WIFAQHome Finance for UAE Nationals 2520150003.99
CBD2yrs Fixed Mortgage Loans for UAE Nationals 2520200003.99
CBDIjarah Home Lease for UAE Nationals 2520200003.99
DUBAI ISLAMIC BANKAl Islami Home Finance for Expatriates 2525150003.49
EMIRATES ISLAMICManzili Variable Finance for UAE Nationals 2520200003.99
EMIRATES ISLAMICManzili Variable Home Finance for Expats 2525200003.99
MashreqIjara Home Finance 2520150003.99
Standard CharterdHome Suite Bundle Account for UAE Nationals 2520100003.99
Standard CharterdSaadiq Home Finance for UAE Nationals 2520100003.99
Standard CharterdHome Suite Bundle Account for Expatriates 2525100003.99
Standard CharterdSaadiq Home Finance for Expatriates 2525100003.99
UNBHome Finance for Expatriates 2525150003.49%
UNBHome Finance for UAE Nationals 2520150003.49%
DIBAl Islami Home Finance for UAE Nationals 302070003.99
Abu Dhabi FinanceEssence Variable Rate for UAE Residents 2525100004.17
Abu Dhabi FinanceEssence Variable Rate for UAE Nationals 2520100004.17
ENBD1yr Fixed Rate Home Loan for Expats 2525200004.24
ENBD1yr Fixed Rate Home Loan for UAE Nationals 2520100004.24
MashreqHome Loans for UAE Nationals 2520150004.25
MashreqHome Loans for Expatriates 2525150004.25
RAKMortgage Home Loans for UAE Nationals 2520150004.25
RAKMortgage Home Loans for Expatriates 2525150004.25
RAKAmal Home Finance for Expatriates 2525150004.25
RAKAmal Home Finance for UAE Nationals 2520150004.25
CBD3yrs Fixed Mortgage Loans for Expats 2025250004.49
CBD3yrs Fixed Mortgage Loans for UAE Nationals 2020200004.49
ADIBHome Finance for Expats 2525150002.99%
ADIBHome Finance for UAE Nationals 2520100002.99%
ENBD2yrs Fixed Rate Home Loan for UAE Nationals 2520100004.49
ENBD2yrs Fixed Rate Home Loan for Expats 2525100004.49
FGBHomes Mortgages for UAE Nationals 2520150004.49
FGBHomes Mortgages for Expats 2525150004.49
HSBCHSBC Home Loan for UAE Nationals 2520150004.49
HSBCHSBC Home Loans for Expats 2525150004.49
ADNIFMortgage Finance for UAE Nationals 2520250004.54
ADNIFMortgage Finance for Expatriates 2525250004.54
ENBD3yrs Fixed Rate Home Loan for UAE Nationals 2520100004.74
ENBD3yrs Fixed Rate Home Loan for Expats 2525100004.74
CBD5yrs Fixed Mortgage Loans for Expats 2025250003.49
CBD5yrs Fixed Mortgage Loans for UAE Nationals 2020200004.99
RAKRefinance / Equity Release for Expatriates 2525150004.99
RAKRefinance / Equity Release for UAE Nationals 2520150004.99
ENBD5yrs Fixed Rate Home Loan for UAE Nationals 2520100005.24
ENBD5yrs Fixed Rate Home Loan for Expats 2525100005.24
EMIRATES ISLAMICManzili Fixed Rate Home Finance for Expats 2525200005.99
EMIRATES ISLAMICManzili Fixed Rate Finance for UAE Nationals 2520200005.99
AL Hilal BankConstruction Financing for UAE Nationals 2520200006
AL Hilal BankLand and Construction Financing 2520200006
AL Hilal BankGovernment Housing Scheme for UAE Nationals 2520200006
Noor bankNoor Home Finance for UAE Nationals 2520100006.03
Noor bankNoor Home Finance for Expats 2525100006.03
Abu Dhabi FinanceCompass Non-Resident Mortgage 2525200005.42
Sharjah Islamic bankHome Finance for Nationals 2520250006.25
Sharjah Islamic bankHome Finance for Expats 2525250006.25
UAB1yr Fixed Rate Home Finance for UAE Nationals 2520150006.35
UAB1yr Fixed Rate Home Finance for Expatriates 2525200006.35
EMIRATES ISLAMICBina’a Home Finance for UAE Nationals 252080006.49
RAKMortgage Home Loans for Non-Residents 2520150006.5
UAB2yr Fixed Rate Home Finance for Expatriates 2525200007.01
UAB2yr Fixed Rate Home Finance for UAE Nationals 2520150007.01
UAB3yr Fixed Rate Home Finance for Expatriates 2525200007.66
UAB3yr Fixed Rate Home Finance for UAE Nationals 2520150007.66
HSBCHSBC Granted Land Loan for UAE Nationals 2525200008

Frequently Asked Questions about Mortgage in UAE

Fixed rate Mortgage in UAE

Its a Mortgage Loan with an interest rate that stays the same for a set period. Your repayments are the same every month and you don’t need to worry about fluctuations in interest rates or EIBOR

Variable rate Mortgage 

In Variable Interest rates scheme your Mortgage rate in UAE get adjusted periodically, which means repayments installments will change throughout the loan term. Usually, the interest rate changes in relation to another rate called EIBOR or lenders banks own base rate in Dubai

EIBOR is the abbreviation of The Emirates Interbank Offered Rate,  EIBOR is a daily reference rate, published by the UAE Central Bank, based on the averaged interest rates at which UAE banks offer to lend unsecured funds to other banks in the United Arab Emirates dirham wholesale money market

Read About New EIBOR System

What is EIBOR Rate Today?

there is no specific cutoff score to avail mortgage in UAE but You have to manage your credit score at the best levels to get better mortgage deals. if you have a good credit score, so it’s worth making sure that your credit report is as good as it can be before applying for a mortgage. Steps like paying off any outstanding borrowed credit you owe will help to improve your credit score.

You can check your loan installment using our Mortgage Calculator for Dubai & UAE Mortgages 

Mortgage Calculator

Your Finance, Sorted.

MoneyMall LLC.

PO Box : 242102 , Dubai, UAE.

058 580 – LOAN (5626) , Care@MoneyMall.ae

0
Loan Applicants Assisted
All Rights Reserved. 2019 , MoneyMall LLC.
Summary
Review Date
Reviewed Item
Mortgage
Author Rating
41star1star1star1stargray