Citi Credit Card

Lets find the best Citi Credit Card that suits your need.

At MoneyMall ,
We reviewed all Credit Cards by Citi bank in UAE based on the
features of Credit Card for different sets of needs, offers & benefits

Citi Bank UAE

Citibank National Association, United Arab Emirates (Arabic: سيتي بنك‎) commonly known as Citibank U.A.E.,

It is a subsidiary of Citigroup, a multinational financial services corporation headquartered in New York City, United States. Citi Bank U.A.E. is connected by a network spanning 98 markets across the world.

Established in 1964, when the Citibank U.A.E., opened its first branch in Dubai. A second branch in Abu Dhabi was opened in 1971

Citibank U.A.E. has full service branches in Abu Dhabi, Dubai and Sharjah

Citi Bank UAE offer wide range of Credit Cards in UAE . If you’re looking for the best Citi credit cards, you’ve landed on the right place. 

Citi is a one of the most popular credit card issuer in UAE, especially among rewards seekers due to their Thankyou point Rewards program.

We have done our research and shortlisted the top credit cards for you.

If you are interested in applying for a Citi card, these are our best pick of Citi Credit Cards in UAE for you. 

Best Citi Credit Card : May'2020

Citi offers a selection of 9 credit cards that may fit your needs and spending habits and  give you a rewarding experience 

Here is our pick on the Best Citi Credit Cards in May’ 2020

Best Credit Cards by Citi Bank UAE in 2020

Here’s our take on the best Citi credit cards of 2020 offered to UAE Resident Individuals with monthly salary of AED 5,000 to AED 15,000

Rewards Credit Card

Get rewards faster than ever

No annual fee in year 1. From year 2, the card is free upon meeting the minimum spend requirement.*

 

Instant cash loan on your card at a click of a button

 
 
  1. Age: 21 years old or above
  2. Minimum monthly income of AED 8,000
  3. Required documents: Valid Emirates ID and valid UAE visa copy.
  4. Salary account IBAN 
  5. Passport 

CashBack Credit Card

Automatic Cashback on all spend

3% Cashback

On all international spend

2% Cashback

On grocery/supermarket spend

1% Cashback

On all other spend

 

Indulge, with Mastercard’s most privileged offerings

With Mastercard World

 
 
  1. Age: 21 years old or above
  2. Minimum monthly income of AED 8,000
  3. Required documents: Valid Emirates ID and valid UAE visa copy.
  4. Salary account IBAN 
  5. Passport 

Emirates Credit Card

free flights with Emirates & flydubai*

$1 = 1 Skywards Miles on international spend
$1 = 0.75 Skyward Miles on local spend and get your free flights

Turn any big purchase into small monthly payments

 
  1. Age: 21 years old or above
  2. Minimum monthly income of AED 12,000
  3. Required documents: Valid Emirates ID and valid UAE visa copy.
  4. Salary account IBAN 
  5. Passport 

Premier Credit Card

Flexible points that work for you!

Transfer your points directly to 12 airline partner programs including Etihad, British Airways and Turkish Airlines

 
  • Instant cash loan on your card at a click of a button
  • Easy Installment Plan

    Turn any big purchase into small payments

 
 
  1. Age: 21 years old or above
  2. Minimum monthly income of AED 15,000
  3. Required documents: Valid Emirates ID and valid UAE visa copy.
  4. Salary account IBAN 
  5. Passport 

What's more, apply for a Citi Credit card online now.

Citi Bank is one of the world’s largest credit card issuers and Citi has plenty of card options to choose from depending on your requirements

Citi Rewards Credit Card

IT'S A SHOPPING CREDIT CARD
Get rewards faster than ever

No annual fee in year 1. From year 2, the card is free upon meeting the minimum spend requirement.*

 

Instant cash loan on your card at a click of a button

 
 
  1. Age: 21 years old or above
  2. Minimum monthly income of AED 8,000
  3. Required documents: Valid Emirates ID and valid UAE visa copy.
  4. Salary account IBAN 
  5. Passport 

Citi Rewards Credit Card Product description

With the Citi Rewards Credit Card you can convert your spend into cash rebate, shopping vouchers and much more. Get ‘But 1 Get 1 free’ movie tickets at Vox cinemas and instant cash loan at a click of a button with the Quick cash facility.

  1. You require a minimum salary of AED 8,000 per month to be eligible for this card
  2. No annual fee in year 1. From year 2, annual fee is waived unless the annual spend is below AED 9,000, in which case a fee of AED 300 will apply
  3. Monthly interest rate is 3.25% of the outstanding account balance with up to a 52 day interest free period.
  4. The foreign currency rate applicable on overseas transactions is 2.99% per month
  5. Balance transfer at 0% rate of interest for 6 monthly instalments. One time processing fee of only 3% of the BT amount. No pre-closure fee. 6months to 48 months Balance Transfer plans also available.

Rewards Credit Card Main Benefits

  1. Earn up to 1.5 Thank You points per USD & convert your spend into cash rebate or shopping vouchers
  2. Pay with points for your purchases via SMS or online
  3.  Unlimited access to 1000+ airport lounges worldwide for each cardholder
  4. ‘buy-one, get-one’ complimentary movie tickets with VOX cinemas
  5. Quick Cash: instant cash at a click of a button
  6. PayLite: turn any big purchases into small payments
  7. Citi World Privileges: Enjoy travel, dining and entertainment discounts locally and across 95 countries

CashBack Credit Card

Automatic Cashback on all spend

3% Cashback

On all international spend

2% Cashback

On grocery/supermarket spend

1% Cashback

On all other spend

 

Indulge, with Mastercard’s most privileged offerings

With Mastercard World

 
 
  1. Age: 21 years old or above
  2. Minimum monthly income of AED 8,000
  3. Required documents: Valid Emirates ID and valid UAE visa copy.
  4. Salary account IBAN 
  5. Passport 

Citi Cash Back Credit Card Product description

With Citi Cash Back Credit Card , Enjoy unlimited, automatic Cashback on all spends

Earn 3% on international spend, 2% on grocery & supermarket spend and 1% on all other spend. No caps, no minimum spend, no redemption process and no spend categories excluded.”

  1. You require a minimum salary of AED 8,000 per month to be eligible for this card
  2. No annual fee in year 1. From year 2, annual fee is waived unless the annual spend is below AED 9,000, in which case a fee of AED 300 will apply
  3. Monthly interest rate is 3.25% of the outstanding account balance with up to a 52 day interest free period.
  4. “Balance transfer at 0% rate of interest for 6 monthly instalments. One time processing fee of only 3% of the BT amount. No pre-closure fee. 6-48 months BTF plans also available.

Cash Back Credit Card Main Benefits

  • Unlimited, automatic cashback on all spend
  • 3% cashback on International Spend, 2% cashback on Grocery Spend and 1% cashback on all other Spend
  • No caps, no minimum spend, no redemption process and no spend categories excluded
  • Unlimited access to 1000+ lounges worldwide for each cardholder
  • Quick Cash: instant cash loan at a click of a button
  • PayLite: turn any big purchases into small payments
  • Citi World Privileges: Enjoy travel, dining and entertainment discounts locally and across 95 countries

Emirates Credit Card

free flights with Emirates & flydubai*

$1 = 1 Skywards Miles on international spend
$1 = 0.75 Skyward Miles on local spend and get your free flights

Turn any big purchase into small monthly payments

 
  1. Age: 21 years old or above
  2. Minimum monthly income of AED 12,000
  3. Required documents: Valid Emirates ID and valid UAE visa copy.
  4. Salary account IBAN 
  5. Passport 

Emirates Citi bank world Credit Card Product description

“The perfect card to begin your adventure! Earn up to 1 Skywards Mile on every USD spent on Emirates-Citibank World Mastercard. Redeem them for flights and upgrades with Emirates and Flydubai or shopping using your miles at Dubai duty free.

Enjoy unlimited access to 1000+ airport lounges worldwide.”

  1. No Annual fee in Year 1,The annual fee applicable from 2nd year on this card is AED 400
  2. You require a minimum salary of AED 12,000 per month to be eligible for this card
  3. Monthly interest rate is 3.25% of the outstanding account balance with up to a 52 day interest free period.
  4. Balance transfer at 0% rate of interest for 6 monthly instalments. One time processing fee of only 3% of the BT amount. No pre-closure fee. 6-48 months BTF plans also available.

  5. Earn 1 Skywards Mile per USD on international spend and 0.75 Skywards Miles per USD on local spend.

Emirates Citi Bank World Credit Card Main Benefits

  • Redeem your Skywards Miles for reward flights and upgrades with Emirates & Flydubai

  • Unlimited access to 1000+ lounges worldwide for each cardholder
  • 2 complimentary ‘Buy 1 Get 1’ movie tickets with VOX cinemas
  • Complimentary Marhaba Bronze Meet & Greet service once a year at Dubai International Airport.
  • 0% interest for 3 months easy instalment plan on Emirates tickets purchased through www.emirates.ae
  •  Complimentary Travel Insurance
    7. Quick Cash: instant loan on card at a click of a button
  • Exclusive offers worldwide with Citibank World Privileges”

Citi Premier Credit Card

ITS A TRAVEL REWARDS CREDIT CARD Flexible points that work for you!

Transfer your points directly to 12 airline partner programs including Etihad, British Airways and Turkish Airlines

 
  • Instant cash loan on your card at a click of a button
  • Easy Installment Plan

    Turn any big purchase into small payments

 
 
  1. Age: 21 years old or above
  2. Minimum monthly income of AED 15,000
  3. Required documents: Valid Emirates ID and valid UAE visa copy.
  4. Salary account IBAN 
  5. Passport 

Citi Premier Credit Card Product description

“Fly for free with the Citi Premier credit card.

Convert your everyday spend into free flights and upgrades with 12 partner airlines

Transfer your points to a choice of 12 partner airlines including Etihad, British Airways & Turkish Airlines. Enjoy unlimited access to 1000+ lounges worldwide for you and 1 guest and Cash back on any travel booking (using points)

  1. Annual fee is waived off in 1st Year. From 2nd year the annual fee applicable on this card is AED 750
  2. You require a minimum salary of AED 15,000 per month to be eligible for this card
  3. Monthly interest rate is 3.25% of the outstanding account balance with up to a 52 day interest free period.
  4. The foreign currency rate applicable on overseas transactions is 2.99% per month
  5. Balance transfer at 0% rate of interest for 6 monthly EMI

Citi Premier Credit Card Main Benefits

  • Fly for free with points transfer to a choice of 12 partner airlines including Etihad, British Airways & Turkish Airlines
  • Unlimited access to 1000+ airport lounges worldwide for you and 1 guest
  • Cash back on any travel booking (using points)
  • ‘Buy 1 Get 1’ movie tickets with VOX cinemas
  • A round of golf once a month at some of the best golf clubs in the UAE
  • Complimentary Travel Insurance and Purchase Protection
  • Complimentary Marhaba Bronze Meet & Greet service once a year at Dubai International Airport 
  • Convert your points into cash rebate or pay for your transactions with points via SMS

Credit Card FAQ - Frequently Asked Questions about Citi Bank Credit Cards in UAE

Which is the best credit card in Citibank?

Citi bank has many Credit card on offer at the moment, if you are looking for Best Citi Credit Card for shopping than Citi Rewards Credit card can be the one. it depends on your spending patterns.

How can I pay my Citibank credit card?

You can pay your Citibank credit card bill online via Citi Mobile App or any Citi Bank Branch or ATM

What is the minimum salary required for Citibank credit card?

AED 5000 is the minimum Salary per month Required to apply for a Citi Bank Credit Card.

How to choose best Citi Bank Credit Cards ?

You can chose a Credit Card best on your monthly usage. for Example : When choosing for the best Citi bank credit cards of 2019, we considered a many factors into account, Major focus was on these 4 things 1. Annual fees, 2. Interest rates 3. Ease of rewards. 4. Minimum salary requirements We started with all of credit cards offered to UAE Resident individual by Citi Bank in UAE . Given the size and diversity of the Citi Account holders, we wanted to make sure our picks appealed to the most people possible in the earning bracket of Monthly Salary upto AED 15,000. Everyone’s spending habits are totally different than other. Few travels by any airline’s plane frequently, some prefer to travel via emirates only. people with high debt or many cards want best balance transfer offers, We found that Citi bank has offers on just about everyone’s needs in UAE.

How to make the most of my Credit cards ?

As discussed above, Prior applying for any of these citi bank cards, consider your own spending habits, how you use any of your card and how you’d like to redeem your rewards points before it expires. For Example, the best and amazing travel rewards cards aren’t worth much to you if you travel on once in 2 years. Similarly, you won’t find much value in using cash back at carrefour if you don’t like grocery shopping.

My Salary is 5000, Which is the Best Credit Card for me.

Citi Simplicity is the Best Credit Card in UAE to start with, It has all basic features and low salary requirement: Apply now: https://MoneyMall.ae/Apply-Now/

With Salary of AED 8000 per month, Which is the best Credit Card i can get?

For Salary 8000 and above, Citi has a wide range of options, you can apply for Citi Rewards Credit Card of Citi Cash Back Credit Card and enjoy lots of great features

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