HSBC Zero Credit Card

Get Zero interest on purchases for the first 3 months, with zero annual membership fee on
HSBC Zero Credit Card

At MoneyMall ,
We reviewed all Credit Cards by HSBC bank based on the
features of HSBC Credit Card for different sets of needs, offers & benefits

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HSBC Bank Middle East Limited is the largest and most widely represented international bank in the Middle East. The bank has received several awards in various categories. The Imperial Bank of Persia was a British bank that operated as the state bank and bank of issue in Iran between 1889 and 1929

HSBC offers a range of financing products To UAE customers.HSBC credit cards come with a range of features. Each credit card comes with unique features that suit the customer requirements. 

If you’re looking for the best HSBC credit cards, you’ve landed on the right place. 

ADCB is a one of the most popular credit card provider in UAE, especially among rewards seekers due to ADCB Touchpoint program.

We have done our research and shortlisted the top HSBC credit cards for you.

If you are interested in applying for a HSBC card, these are our best pick of HSBC Credit Card for you. 

Best HSBC Credit Card : December'2019

HSBC offers a wide range of credit cards that will fit your needs and lifestyle

Each credit card comes with unique features that suit the customer requirements. Major credit cards available at HSBC are: 

HSBC Zero Credit Card, HSBC Black Credit Card, HSBC Advance Credit Card, HSBC Cashback Credit Card, HSBC Platinum Credit Card 

Number 1 credit Card by HSBC : BEst ZERO ANNUAL FEES CARDS IN UAE

HSBC Zero Credit Card

  • Zero annual fee
    No annual membership fee to pay.
  • Zero over limit fee
    You won't be charged if you go over your credit limit.1 View footnote 1
  • Zero cash advance fee
    If you need to withdraw cash using your credit card.2 View footnote 2

  • Zero processing fees on balance transfers
    Transfer balances from your other credit cards
  • Zero interest on purchases
    Enjoy 0% interest on retail purchases you make 

HSBC zero Credit Card

HSBC Zero credit Card:

In HSBC's own words - No fears If you are Scared of credit cards? With the Zero Credit Card, enjoy no fees for card membership, going over your limit or cash advances. You'll also benefit from 0% interest on purchases for the first 3 months and a flexible installment plan to help manage your cash flow.

HSBC Zero credit Card:

With the Zero Credit Card, appreciate no charges for card participation, going over your point of confinement or loans. You’ll likewise profit by 0% enthusiasm on buys for the initial 3 months and an adaptable portion intend to help deal with your income.

Why you need the Zero credit card?

  1. There is no annual membership that you will have to pay for the card. 
  2. There is no credit limit fee for your card which is here. 
  3. You won’t be charged any type of cash advanced fee if you draw cash with the use of the credit card. 
  4. Transfer balances from your other credit cards won’t take you any type of processing fee for your zero credit card. 
  5. There is zero interest rate on the purchases that you make so you don’t have to worry. 
  6. A purchases over AED 1,000 to up to 36 monthly repayments and help yourself with the low interest rates which comes on your card. 

Benefits of the HSBC Credit Card:

Instant EMI available on your card: Purchase a wide scope of items and administrations from hardware to travel and more on your HSBC Credit Card, and reimburse in EMIs (Equated Monthly Instalments) whenever it might suit you.

Cash on EMI: with the help of the HSBC Credit Card, you will have the availability of the cash on the EMI and the group management. This amazing credit card helps you to give the cash and repay them on the basis of the instalments for your card and then added rate of interest for your card will be little to no. 

No cash rate on withdrawal: However, there may be no interest loose duration for cash withdrawal/advance transactions and interest is calculated from the date the transaction is made.

No exceeding of credit limit and score: Generally, you could no longer exceed your credit score limit. However in a few instances, your credit score restrict may be handed through your superb stability due to both (a) charging of any hobby and costs (b) transactions being permitted in excess of your credit limit or (c) another valid cause.

Instalment from the bank itself: To benefit from the 3 months free length you need to make the minimum payment by means of the due date. Otherwise the applicable interest price as set out in our Schedule of Services and Tariffs (PDF 236KB) will follow. The three months interest free period is most effective to be had for brand new HSBC credit cardholders.

Features of the Zero Credit Card:

  1. Enjoy over 10,000 ‘Buy 1 Get 1 Free’ offers across dining, leisure, retail and wellness.
  2. Get up to 30% off at over 400 restaurants across the UAE when you pay using your HSBC Zero Credit Card.
  3. Get 50% off VOX Cinemas tickets for Sunday showings bought with your Zero Credit Card online or through the Vox app. You can apply for 4 tickets per transaction and up to 10 free tickets a month.
  4. Get up to 12% off at over 985,000 hotels and vacation rentals worldwide when you book using your HSBC Zero Credit Card through the link below.
  5. VLHC has more than 900 intriguing and prestigious properties, from boutique gems to world famous hotels. You’ll benefit from a best available rate guarantee, automatic room upgrades.
  6. Enjoy airport dining offers at over 200 airport restaurants worldwide. Just download the Dine & Fly app and register to get started.
  7. Get exclusive offers on shopping, dining, leisure, and entertainment at 19,000 outlets across 160 countries.
  8. You’ll be protected against the theft or accidental damage of purchases you make in full with your Zero Credit Card.
  9. It doubles the original manufacturer’s warranty for up to 1 year, protecting you against the cost of repair and replacement of an item.
  10. Choose from repayment terms of 6, 12 or 24 months at interest rates as low as 0.75% per month.
  11. There are a lot of comparative interest rates. 
  12. Pay in an easy, safe and private way using the mobile devices you use every day, wherever contactless payments are accepted.
  13. Register your HSBC Cashback Credit Card to Apple Pay or Samsung Pay today and change the way you pay.
  14. Enjoy no interest on your purchases for up to 56 days if you settle your monthly outstanding balance in full.

Eligibility of HSBC Zero Credit Card:

To apply for a Zero Credit Card you’ll need to:

  • Minimum Salary of at least AED 5,000 a month
  • be between 21 and 65 age group
  • be a UAE resident

How can you apply for HSBC Zero Credit Card?

Apply online 

Apply online on MoneyMall for an instant decision. If your application is successful, your card will be with you in 2 Days.

Apply by phone  Give us a call and we’ll help you with it. 058 580 5626

Documents required to apply for HSBC ZERO Credit Card

We’ll need to see proof of your identity, residency in the UAE and income before we can finalise your application. We’ll contact you to arrange a face-to-face appointment at a time that’s convenient to you.

If you’re also applying for a supplementary card, then we’ll need to see proof of identity (passport and Emirates ID) for the additional applicant too.

If you apply online, any approval given is conditional and subject to the information in these documents. 

We’ll need to see originals of the following documents:

  • valid Emirates ID

  • passport

  • valid residence visa (if you’re not a GCC national)

  • proof of UAE residence – a utility bill, rental agreement/title deeds or employment letter (if you’re a GCC national) – dated within the last 2 months

  • signed security cheque

  • last 2 months of bank statements from the account to which your income is credited

  • income transfer letter from your employer, or income certificate issued in the last month, or 2 income credits into an HSBC account 

  • Fees and Charge of HSBCZERO credit card

    Get zero interest on purchases for the first 3 months, with zero annual membership fee

    How to cancel an HSBCZero credit card

    Cancelling a HSBC Credit Card involves a very simple procedure. Here’s how you can do it:

    • Through Netbanking: log in to netbanking account and submit a formal request for the cancellation of their card. 

    • Through HSBC Customer care

    • By Visiting a Branch: A written request can be submitted to any HSBC bank branch, after which the cancellation process will be initiated. 

    HSBC Bank suggests that you cut your credit card into four pieces, along where the chip and the magnetic stripes are located, so that the card cannot be used for duplication or other criminal purposes.

    • Have you redeemed the reward points? Make sure to check whether you have any reward points remaining on your credit card and use them up before cancelling the card. In case the card in cancelled before usage, you will lose them all if you fail to redeem them. 

    • Are they any dues to be cleared? Make sure your outstanding is brought down to zero before you go ahead with cancelling the card. In case the dues aren’t cleared, the bank will not be able to initiate the request. 

    • Have you checked the final statement carefully? There are times when a credit card may accrue some wrong charges or if a fraudster has got their hands on it, they would like to max it out. So, go through the final statement to check everything is in order. 

    • Did you put the card away? Once you put in the cancel request, make sure to put the card away and don’t try to sneak in one last transaction before the account is closed. If you do continue to do so, the card company can decline the request as they will need to print out a fresh statement for the card. 

    • Did you cancel automatic payments? Most people use their cards to pay most of their bills, while some opt for automatic payments so that they don’t need to go through the process every month. If you have mapped any such payments, make sure to cancel them before the cancellation. In case you haven’t, the payment could go through while the cancellation process is going on, and you will need to go through clearing the outstanding bill and apply for a close all over again. 

How do I get a HSBC credit card?

Apply Now You can apply online on MoneyMall to get a Credit Card in UAE

What is the minimum salary required to Apply for HSBC credit card in Dubai, UAE?

HSBC Bank offer credit cards  facility to the individuals having  minimum salary of AED 5000.

What is the interest rate for ADCB credit card?

HSBC Credit Card Interest rates / Monthly finance charge are 3.25%

What Are the documents required to apply for a HSBC credit card?

HSBC Credit Card application is very Fast and easy, Documents required to apply for HSBC Credit Card in UAE are:

  1. Emirates ID
  2. Passport & Visa copy
  3. Bank Statement of  Months
  4. Pay Slip or Salary Certificate

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