Number 1 credit Card by HSBC : BEst ZERO ANNUAL FEES CARDS IN UAE
HSBC Bank Middle East Limited is the largest and most widely represented international bank in the Middle East. The bank has received several awards in various categories. The Imperial Bank of Persia was a British bank that operated as the state bank and bank of issue in Iran between 1889 and 1929
HSBC offers a range of financing products To UAE customers.HSBC credit cards come with a range of features. Each credit card comes with unique features that suit the customer requirements.
ADCB is a one of the most popular credit card provider in UAE, especially among rewards seekers due to ADCB Touchpoint program.
We have done our research and shortlisted the top HSBC credit cards for you.
If you are interested in applying for a HSBC card, these are our best pick of HSBC Credit Card for you.
Each credit card comes with unique features that suit the customer requirements. Major credit cards available at HSBC are:
HSBC Zero Credit Card, HSBC Black Credit Card, HSBC Advance Credit Card, HSBC Cashback Credit Card, HSBC Platinum Credit Card
Number 1 credit Card by HSBC : BEst ZERO ANNUAL FEES CARDS IN UAE
In HSBC's own words - No fears If you are Scared of credit cards? With the Zero Credit Card, enjoy no fees for card membership, going over your limit or cash advances. You'll also benefit from 0% interest on purchases for the first 3 months and a flexible installment plan to help manage your cash flow.
With the Zero Credit Card, appreciate no charges for card participation, going over your point of confinement or loans. You’ll likewise profit by 0% enthusiasm on buys for the initial 3 months and an adaptable portion intend to help deal with your income.
Why you need the Zero credit card?
Benefits of the HSBC Credit Card:
Instant EMI available on your card: Purchase a wide scope of items and administrations from hardware to travel and more on your HSBC Credit Card, and reimburse in EMIs (Equated Monthly Instalments) whenever it might suit you.
Cash on EMI: with the help of the HSBC Credit Card, you will have the availability of the cash on the EMI and the group management. This amazing credit card helps you to give the cash and repay them on the basis of the instalments for your card and then added rate of interest for your card will be little to no.
No cash rate on withdrawal: However, there may be no interest loose duration for cash withdrawal/advance transactions and interest is calculated from the date the transaction is made.
No exceeding of credit limit and score: Generally, you could no longer exceed your credit score limit. However in a few instances, your credit score restrict may be handed through your superb stability due to both (a) charging of any hobby and costs (b) transactions being permitted in excess of your credit limit or (c) another valid cause.
Instalment from the bank itself: To benefit from the 3 months free length you need to make the minimum payment by means of the due date. Otherwise the applicable interest price as set out in our Schedule of Services and Tariffs (PDF 236KB) will follow. The three months interest free period is most effective to be had for brand new HSBC credit cardholders.
Features of the Zero Credit Card:
Eligibility of HSBC Zero Credit Card:
To apply for a Zero Credit Card you’ll need to:
How can you apply for HSBC Zero Credit Card?
Apply online on MoneyMall for an instant decision. If your application is successful, your card will be with you in 2 Days.
Documents required to apply for HSBC ZERO Credit Card
We’ll need to see proof of your identity, residency in the UAE and income before we can finalise your application. We’ll contact you to arrange a face-to-face appointment at a time that’s convenient to you.
If you’re also applying for a supplementary card, then we’ll need to see proof of identity (passport and Emirates ID) for the additional applicant too.
If you apply online, any approval given is conditional and subject to the information in these documents.
We’ll need to see originals of the following documents:
valid Emirates ID
valid residence visa (if you’re not a GCC national)
proof of UAE residence – a utility bill, rental agreement/title deeds or employment letter (if you’re a GCC national) – dated within the last 2 months
signed security cheque
last 2 months of bank statements from the account to which your income is credited
income transfer letter from your employer, or income certificate issued in the last month, or 2 income credits into an HSBC account
Fees and Charge of HSBCZERO credit card
Get zero interest on purchases for the first 3 months, with zero annual membership fee
How to cancel an HSBCZero credit card
Cancelling a HSBC Credit Card involves a very simple procedure. Here’s how you can do it:
Through Netbanking: log in to netbanking account and submit a formal request for the cancellation of their card.
Through HSBC Customer care
By Visiting a Branch: A written request can be submitted to any HSBC bank branch, after which the cancellation process will be initiated.
HSBC Bank suggests that you cut your credit card into four pieces, along where the chip and the magnetic stripes are located, so that the card cannot be used for duplication or other criminal purposes.
Have you redeemed the reward points? Make sure to check whether you have any reward points remaining on your credit card and use them up before cancelling the card. In case the card in cancelled before usage, you will lose them all if you fail to redeem them.
Are they any dues to be cleared? Make sure your outstanding is brought down to zero before you go ahead with cancelling the card. In case the dues aren’t cleared, the bank will not be able to initiate the request.
Have you checked the final statement carefully? There are times when a credit card may accrue some wrong charges or if a fraudster has got their hands on it, they would like to max it out. So, go through the final statement to check everything is in order.
Did you put the card away? Once you put in the cancel request, make sure to put the card away and don’t try to sneak in one last transaction before the account is closed. If you do continue to do so, the card company can decline the request as they will need to print out a fresh statement for the card.
Did you cancel automatic payments? Most people use their cards to pay most of their bills, while some opt for automatic payments so that they don’t need to go through the process every month. If you have mapped any such payments, make sure to cancel them before the cancellation. In case you haven’t, the payment could go through while the cancellation process is going on, and you will need to go through clearing the outstanding bill and apply for a close all over again.
HSBC Bank offer credit cards facility to the individuals having minimum salary of AED 5000.
HSBC Credit Card application is very Fast and easy, Documents required to apply for HSBC Credit Card in UAE are:
PO Box : 242102 , Dubai, UAE.
058 580 – LOAN (5626) , Care@MoneyMall.ae
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