“Cash Up” means Cash Up currency earned on the Deem Finance Credit Card. All Cash Up earned is maintained in the form of Cash Up. The conversion of Cash Up to AED is: 1 Cash Up = 1 AED

This complimentary insurance facility does not only provide coverage for the outstanding balance on your credit card but also offers the nominee an equivalent amount.

EPP is a repayment plan which allows the high-value purchases made on Deem credit card to be repaid in instalments, over a tenure of your choice ranging from 3 to 12 months. EPP is available to all Deem Credit Card customers in the United Arab Emirates and make point of sale or online transactions above a minimum threshold amount identified by Deem Finance from time to time.

The amount of cash up that you have earned will reflect on your credit card statement every month. One cash up point is equal to one dirham, and the bank has not determined any minimum spending criteria for earning cash up.

‘Revolving Balance Transfer’ facility is available to the eligible Deem credit card in the United Arab Emirates. Upon receipt of a request by the Customer, Deem holds the authority to either approve or reject the requested balance transfer. If approved, customer will be informed with the details of the ‘Revolving Balance Transfer’. Customer is responsible to continue to make timely payments to all the non-Deem Credit cards while the application for Balance Transfer (BT) at Deem is still in the process

There is no minimum spend to earn Cash Up on deem credit cards.

Yes, your Deem Titanium & Platinum Credit Cards are insured with Deem Double Secure. An insurance plan which protects your credit card’s outstanding and extends an equivalent amount to you or your nominee in the unfortunate event of Death or Critical Illness of the primary credit card holder. The plan also pays 10% of your credit card’s outstanding in the event of Involuntary Loss of Employment. Further, in the event of an accident, the plan extends benefits such as Hospital Cash Benefit of AED 100/day and Ambulance/Taxi Fare of up to AED 500.

You need to check on deem finance website for a particular merchant, At present, If the transaction amount is more than AED 1,000, you are eligible for Kalyan, Cleartrip, Emax, Home Centre & Amazon EPP. Please make sure your request for EPP is submitted at least 5 business days before the payment due date. Deem Transaction EPP eligibility is subject to approval for retail transactions more than AED 1,000.