What is a platinum card?
Platinum card is one of the levels of the credit cards, Its one of the top level of premium credit card available in UAE, only coming second to Titanium, Diamond credit cards when these are available.
Platinum cards are one of the premium credit cards and it comes with an extensive rewards program and higher limits.
As premium cards, platinum credit cards are designed for a class of higher-income individuals, so they come with Low-interest rates, But high annual fees. This reflects the fact that such cardholders can afford to pay their balance in full every month and thus don’t usually pay interest.
Is a High Annual Fee on the platinum card is worth it?
It really depends on how you plan to use your card and your spending habits. If you know that you will be spending high amounts throughout the year, earning the maximum number of rewards points, making use of the premium services we mentioned above, and paying off your balance in full every month so you don’t pay interest, then it may be worth paying the huge annual fee to hold a platinum credit card.
Check out the List of Best Credit Cards in UAE for 2020
Visa & Mastercard both networks offer Platinum cards with few variations
Visa Platinum
Celebrate more with bigger rewards. Enjoy more of the finer things you love with Visa Platinum card rewards and privileges,
Here is the list of the Visa Platinum card rewards
| Merchant Offering | Platinum Card offer by VISA | |
|---|---|---|
| 1 | Salt Restaurant | you can enjoy 20% off an authentic feast on the freshest seafood at the Salt restaurant. Dishes inspired by global contemporary and classic cuisines, as you watch your food being prepared in the open show kitchen. |
| 2 | Wild Wadi Waterpark | Wild Wadi Waterpark Visa Offer - AED 99 per person on Sundays only. You can use Wild Wadi online tickets within 14 days |
| 3 | Cinnabon | 7% discount for Visa Platinum, Visa Signature and Visa Infinite cardholders. |
| 4 | Compensair.com | Get сompensation for a flight delay/cancellation of overbooking with reduced percent of commission 15% from Compensair for Visa Gold, Visa Platinum, Visa Signature, Visa Infinite cardholders! |
| 5 | 21vek.by | Up to 10% discount for Visa premium cardholders (Visa Gold, Visa Platinum, Visa Signature, Visa Infinite): http://www.21vek.by/visa. |
| 6 | IMPRINT PHOTO STUDIO | 90% Off - 1 Hour Studio Family Portrait Session with 2 Edited Photos |
| 7 | OYO | Save 30% on your next Hotel booking with OYO |
| 8 | The Private Clinic Medical and Aesthetic Clinic | 15% Off Laser Hair Removal Session |
| 9 | Premier Inn Hotels Middle East | Pay with Visa to book your stay and enjoy a 20% discount at any Premier Inn across the Middle East. |
| 10 | Mattel Play! Town | 20% off adult and child single entry admission |
| 11 | Zabeel House The Greens | The neighbourhood gathering spot for healthy breakfasts, leisurely lunches or quick eats. |
| 12 | Zabeel House The Greens | An edgy Pan Asian Kitchen and Bar great for anything from after-work drinks, to Friday night out and lazy family lunch on a Saturday. |
| 13 | STIME | Get a 10% off Visa Platinum и Visa Signature |
| 14 | Jumeirah Al Wathba | Enjoy 20% off your bill in the rooftop terrace at Al Mesayan with the breathtaking view of the desert dunes. |
| 15 | Arboretum | One of the best known buffet restaurants in the city, Arboretum has risen to popularity with its opulent spread of delicacies as well as its lively ambiance. It is a five star experince for the whole family. |
| 16 | Jumeirah Beach Hotel | Kitchen Connection offers a truly international experience. Experience the world of gastronomy on your plate with a multitude of live cooking stations and theme nights brought to life by Jumeirah's talented chefs. |
| 17 | Jumeirah Emirates Towers | Whether you are here for pre-dinner cocktails or choose to stay for the night, Rib Room Bar will tempt you with its premium drinks and an extensive menu of delicacies. |
| 18 | Jumeirah Al Naseem | The Palmery is your oasis of tranquility and excuisite flavours. Savour our carefully selected delicacies in a relaxed setting of contemporary family dining. |
| 19 | Jumeirah Beach Hotel | Our sunit lounge offers a wide selection of premium teas, coffees and small bites. Whether it is a business meeting or a gathering with loved ones, Pearl Lounge is the perfect place to socialize. |
| 20 | Jumeirah Al Wathba | Enjoy 20% off your bill in an upscale Trattoria - Terra Secca set in the midst of Arabian Desert. |
| 21 | Jumeirah Al Wathba | Enjoy 20% off your bill as you at Al Mabeet Desert Camp, a high-end interpretation of nomadic living in UAE. |
| 22 | Jumeirah Al Wathba | Enjoy 20% off your bill as you enjoy 1000 sqm infinity pool overlooking the desert. |
| 23 | Jumeirah Al Wathba | Enjoy 20% off your bill in the rooftop terrace at Al Mesayan with the breathtaking view of the desert dunes. |
| 24 | Jumeirah Al Wathba | Deligh in a taste of Arabia where flavours of the desert are brought to life with 20% off at bright and stlish all day dining Bait Al Hanine. |
| 25 | Jumeirah Creekside hotel | Explore innovative tapas and creatively-infused refreshments at our chic and atmospheric rooftop restaurant. Enjoy the views and all-year around sunshine with our indoor and outdoor seating. |
| 26 | NOMAD Restaurant | Visit our bustling open kitchen serving international dishes for lunch and dinner. Four distinct dining experiences housed in one restaurant – a perfect combination of skill, decor and cuisine. |
| 27 | Jumeirah Emirates Towers | Make the iconic Jumeirah Emirates Towers your address for the night. Visit the Alta Badia bar for breathtaking views of the sparkling Dubai. Tantalize your taste buts with our signature drinks and special bar menu. |
| 28 | Jumeirah Al Qasr | A relaxing ambient terrace bar serving innovative refreshments and incredible views of Burj Al Arab Jumeirah. |
| 29 | Jumeirah Al Qasr | Al Fayrooz is an elegant lounge where you can enjoy a memorable afternoon tea in a palatial setting. An iconic experience on its own, lounge's terrace offers stunning views of the Arabian Gulf and Burj Al Arab. Its mediterranean menu is sure to satisfy even the most demanding of tastes. |
| 30 | Jumeirah Mina A' Salam | As a well established mixology venue in Dubai, Bahri Bar offers the best cocktails paired with breathtaking views of the sea. The night is always young with our extensive menu of premium drinks and small bites. |
| 31 | Jumeirah Beach Hotel | Uptown bar is a modern lounge offering breathtaking views of the iconic Burj Al Arab and the Arabian gulf. With a choice of innovative cocktails and tantalizing bites, this is yur address for unforgettabel sunsets in Dubai. |
| 32 | Khaymat Al Bahar | Known for having one of the best beachside views in Dubai,Khaymat Al Bahar is a unique location to celebrate the HolyMonth. The views are just as breathtaking as the cuisine andentertainment on offer, making it the perfect spot to share atraditional mezze and shisha. |
| 33 | Jumeirah Emirates Towers | Experience the warmth of Bedouin hospitality in a contemporary setting. Enjoy the urban ambiance with an afternoon tea enriched with Middle Eastern flavours. |
| 34 | Mundo | Embark on a gourmet journey through the flavours of the Mediterranean, Middle East, India and Asia. |
| 35 | Hanaaya | Named after the Arabic word for happiness, this chic restaurant serves creative cosmopolitan cuisine and the famous Friday brunch. Ejoy stunning views and the beautiful setting when you dine at Hanaaya. |
| 36 | Jumeirah Mina A' Salam | Arabesque style can be experienced in a luxurious settings at Al Samar. Enjoy our scrumptious menu or tantalizing drinks in Mina A'Salam's signature lounge. |
| 37 | Jumeirah Al Naseem | Ambar is a luxurious lounge with a talented team of sommeliers and mixologists. Enjoy the sunsets as you sip on premium concoctions in a chic setting. |
| 38 | Jumeirah Al Naseem | Al Mandhar lounge exudes elegance while offering breathtaking views of the iconic Burj Al Arab. A social space, frequented by city's socialites, is ideal for both formal and heartfelt gatherings. Indluge in our delicious mediterranean menu accompanied by a wide selection of premium teas and moctails. |
| 39 | Jumeirah Zabeel Saray | Save 20% on your next holidays at Jumeirah Zabeel Saray. |
| 40 | Bulkwhiz | Get great value grocery with BulkWhiz! VISA cares about your savings |
| 41 | Hotels.com | Enjoy 8% off Hotels.com bookings when you pay with Visa. |
| 42 | Splash Pad | 20% off adult and child single entry admission |
| 43 | Hub Zero | 20% off adult and child single entry admission |
| 44 | Roxy Cinemas | 20% off full-price tickets |
| 45 | Lobby Bar | Indulge in a range of refreshing cocktails or sparkling bubbly paired with delicious bites from a select menu of Lobby Lounge and receive 20% off your bill. |
| 46 | Atrium | Enjoy 25% off at the spectacular second-floor Atrium with a seven-storey high ceiling and a grand over-sized fireplace |
| 47 | White | Embark on a culinary journey at the interactive White, with dishes from around the world tailored to your taste and enjoy 20% off. |
| 48 | Tean | With your exclusive 20% savings, experience real Levantine dining culture, just footsteps away from the limitless sea. |
| 49 | Jumeirah Port Soller Hotel & Spa | Save 20% on your stay along with a host of exclusive benefits at Jumeirah Port Soller. |
| 50 | Jumeirah at Etihad Towers | Book your stay with your VISA card and receive 20% off Best Available Rate and a host of other exclusive benefits. |
| 51 | Ray's Bar | Enjoy your exclusive 20% savings at Ray’s Bar, with spectacular views and innovative cocktails. |
| 52 | Observation Deck at 300 | With your exclusive 20% savings, experience breathtaking views of Abu Dhabi from the highest vantage of the city, as you enjoy afternoon tea. |
| 53 | Pool Bar | Indulge in a range of cold hops, refreshing cocktails or some sparkling bubbly with your exclusive 20% savings. |
| 54 | The Lounge | With your exclusive 20% savings, enjoy The Lounge and its hip rooftop setting with a unique take on social dining. |
| 55 | Majlis Saadiyat | Enjoy 20% off at Majlis Saadiyat, the perfect place to catch up over a latte and light refreshments in a beautiful ocean setting. |
| 56 | Amwaj Al Bahar Boats And Yachts Chartering llc | 15% discount for luxury Yacht Rental |
| 57 | Taxi BAVARIA | 15% around the city and 50% in the airport for Visa Platinum, Visa Signature and Visa Infinite cardholders |
| 58 | A La Lounge | 15% discount for Visa Platinum and Visa Signature cardholders |
| 59 | Doctor Vet | 5% discount for Visa Platinum cardholders |
| 60 | Marcelino Kids | 10% discount for Visa Gold, Visa Platinum and Visa Signature cardholders |
| 61 | Jumeirah Zabeel Saray | Book in a suite, club or villa at Jumeirah Zabeel Saray and receive 25% off on Best Available Rate. |
| 62 | Ray's Grill | Enjoy 20% off at Ray's Grill, a contemporary must visit steakhouse, complimented with stunning 360° views of Abu Dhabi and the Arabian Gulf. |
| 63 | Jumeirah Beach Hotel | Save 20% on your next holidays at Jumeirah Beach Hotel |
| 64 | Jumeirah Emirates Towers | Save 20% on your next holidays at Jumeirah Emirates Towers. |
| 65 | Jumeirah Vittaveli | Save 20% on your next holidays in the Maldives. |
| 66 | Jumeirah Al Naseem | Save 20% on your next holidays at Jumeirah Al Naseem |
| 67 | Lobby Lounge | Enjoy 20% off at Lobby Lounge, the perfect place to enjoy Afternoon Tea, light refreshments, drinks or range of cakes from the counter. |
| 68 | Rosewater | With your exclusive 20% savings, enliven your taste buds with the authentic and much-loved flavours from home and abroad. |
| 69 | Tori No Su | Enjoy 20% off at Tori No Su, a chic and award-winning Japanese restaurant in Abu Dhabi, offering a contemporary and innovative menu created by kaiseki-trained chef, Ando Takashi. |
| 70 | Nahaam | Enjoy 20% off at Nahaam - a chic, funky restaurant, perfect for a laid-back lunch or a social evening with friends at the open-air lounge. |
| 71 | Li Beirut | Offering fine dining at its best, Li Beirut presents traditional, lip-smacking dishes from Lebanon, plus, 20% off on your bill. |
| 72 | Jumeirah Mina A' Salam | Save 20% on your next holidays at Jumeirah Mina A'Salam. |
| 73 | Bice | With your exclusive 20% savings, experience authentic Italian dining at BiCE with a combination of modern and traditional creations. |
| 74 | Jumeirah Al Qasr | Save 20% on your next holidays at Jumeirah Al Qasr. |
| 75 | Jumeirah Dar Al Masyaf | Save 20% on your next holidays at Jumeirah Dar Al Masyaf. |
| 76 | Jumeirah Beach Hotel | Save 25% on your stay when booking a suite for three nights at Jumeirah Beach Hotel. |
| 77 | Burj Al Arab Jumeirah | Book our spectacular offer and create unforgettable moments. From dining in the open air to lounging on the stunning Burj Al Arab Terrace, discover the perfect place to luxuriate in the pleasant Dubai summer weather and enjoy a host of exclusive benefits. |
| 78 | Jumeirah Al Naseem | Save 25% on your stay when booking a suite for three nights at Jumeirah Al Naseem. |
| 79 | Jumeirah Creekside hotel | Save 20% on your next holidays at Jumeirah Creekside Hotel. |
| 80 | Jumeirah Mina A' Salam | Save 25% on your stay when booking a suite for three nights at Jumeirah Mina A'Salam. |
| 81 | Jumeirah Al Qasr | Save 25% on your stay when booking a suite for three nights at Jumeirah Al Qasr. |
| 82 | Jumeirah Dar Al Masyaf | Save 25% on your stay when booking a suite for three nights at Jumeirah Dar Al Masyaf. |
| 83 | Jumeirah Creekside hotel | Save 25% on your stay when booking a suite at Jumeirah Creekside Hotel |
| 84 | Jumeirah Emirates Towers | Save 25% on your stay when booking a suite at Jumeirah Emirates Towers. |
| 85 | Jumeirah at Etihad Towers | Jumeirah at Etihad Towers invites you to experience unparalleled luxury and a memorable stay during your next visit to Abu Dhabi with our Visa Suite Stay offer. Save 25% off Best Available Rates when you stay in one of our suites or clubs. |
| 86 | Magic Planet | Get up to 70 AED bonus credit to spend at Magic Planet when you top up with Visa |
| 87 | IFLY | Up to 25% off |
| 88 | Ski Dubai | Up to 25% off on the Polar Pass, Polar Express and Ski Dubai Experiences |
| 89 | La Perle | Save up to 50% on all tickets to see La Perle (online only) |
| 90 | Hardee's | Get free chocolate chip cookie with any large meal purchased using Visa |
| 91 | KFC | Upgrade Your Meal To Large Using Visa and Get 2 Free PCS of Strips |
| 92 | Hotels.com | Enjoy 8% off Hotels.com bookings when you pay with Visa. |
| 93 | 1800Flowers.com | Save 20% off the Merchandise Value of your purchase at 1800Flowers |
| 94 | joi Gifts | 20% off Gifts, Flowers, Cakes & More on JoiGifts.com when you pay with Visa |
| 95 | SuperShuttle | Save 10% on SuperShuttle or ExecuCar airport rides. |
| 96 | Beverly Hills Medical Center One Day Surgery | Discount up to 40 % |
| 97 | SkyBOX | Buy online in the US & Europe with your Visa card and ship with SkyBOX. |
| 98 | JA The Resort Golf Course | Download the SpikesOn.com App & Book Now! |
| 99 | Abu Dhabi City Golf Club | Download the SpikesOn App and Book Now! |
| 100 | Palazzo Versace Dubai | Save 25% |
| 101 | Anghami | Up to 4 Months of Free Anghami Plus With Visa |
| 102 | Custom | Tailoring | Custom Made Suit | Shirt & Tuxedo |
| 103 | THE ENTERTAINER | Visa Platinum, Signature and Infinite Cardholders in the GCC and Levant now have access to the ENTERTAINER Buy One Get One Free Offers and 5,000+ Travel Based Discount Offers in key destinations. Start enjoying your benefits by downloading the “Visa Offers MENA” app and register using your Account Number. |
| 104 | Agoda.com | Save up to 12% discount over 985,000+ hotels & vacation rentals worldwide. |
| 105 | Basiligo Restaurant LLC | 10% Off on Basiligo Clean Eating Meal Plans |
| 106 | Sea View Golf Club | Download the SpikesOn App and Book Now! |
| 107 | Sixt Rent a Car / Sixt Rent a Truck | Save Up to 10% on Car Rentals in 110+ Countries Worldwide |
| 108 | Auto Europe | Up to 37% Off International Car Rentals in 180 Countries Worldwide |
| 109 | eBags | Save $40 on Your Online Order of $150 or More + Free US Shipping |
| 110 | yQ (meet & assist) service | Travel in style with yQ (meet & assist) service |
| 111 | Gray Line | Save 10% on All Sightseeing Tours |
| 112 | Golfballs.com | Save $10 on Online Orders of $50 or More! |
| 113 | HeliDubai | Save 15% on Dubai aerial tours |
| 114 | Big Bus Tours | 50% off Hop-on Hop-off + Desert Sunset Tour Combo |
| 115 | TGI Friday's | Spend 200 AED with Visa at TGIF Fridays and recevie a Free Cosmo Rita Shaker |
| 116 | Frying Pan Tourism | Save 15% on signature food tours |
| 117 | ModCloth | 15% Off Your $100+ Order -- Online or In-Store |
| 118 | Avis | Save up to 35% on international car rental and get the fastest check out with Avis Preferred. |
| 119 | Dri Dri | 20% off your total dining Bill |
| 120 | My Karak | 20% off your total bill |
| 121 | Little Explorer Dubai | Up to 25% off |
| 122 | Wahoo Water Park | Up to 25% off on the entrance |
| 123 | Priority Pass | Enjoy up to 50% discount on the first year membership fee for Priority Pass |
| 124 | Toro + Ko | 20% off your total dining bill |
| 125 | Burger Pit | 20% off your total dining bill |
| 126 | Butcha | 20% off your total dining bill |
| 127 | Sikka Cafe | 20% off your total dining Bill |
| 128 | Lima Dubai | 20% off your total dining bill |
| 129 | Visa Luxury Hotel Collection | Enjoy upgrades and VIP privileges at participating luxury boutiques hotels and resorts at Visa Luxury Hotel Collection. |
Is a High Annual Fee on the platinum card is worth it?
It really depends on how you plan to use your card and your spending habits. If you know that you will be spending high amounts throughout the year, earning the maximum number of rewards points, making use of the premium services we mentioned above, and paying off your balance in full every month so you don’t pay interest, then it may be worth paying the huge annual fee to hold a platinum credit card.
What does it mean when you have a platinum credit card?
A Platinum card is a credit card which, as its name suggests, is a card with more benefits than gold or silver credit cards, Platinum cardholders tend to have high incomes. However, a high income is by no means a requirement.