All about Mortgage Meaning, Types , Home Loan interest rates in UAE

Mortgage Meaning : 

A Mortgage is a Finance Amount given by a bank, Mortgage Lenders or Islamic financial institution  for the purpose of purchase of a residential property or a home in UAE

BEst Mortgage Resources in UAE

Mortgage – Find best mortgage loan offers in Dubai & the UAE

Mortgages in UAE – Compare home loans and Find Best Mortgage offers for you UAE Banks, calculate mortgage installments with our Mortgage Calculator

  • * Home Mortgage Rate offers starts from 2.45% p.a.*
  • * Refinance/Cash Against Property Options are Available for UAE Nationals & Expats
  • * Best Land finance & Mortgage Options for UAE Nationals

 

APPLY to get Mortgage Offers from 20+ banks in UAE

 

Top 5 Home Mortgage/ Finance offers :

BankRate % on offerMinimum Salary Required Apply to Compare
CBI – Commercial Bank International cbi2.45%*15,000apply-button
FAB – First Abu Dhabi Bank fab logo first abu dhabi bank2.75%*15,000apply-button
ADIB – Abu Dhabi Islamic Bank adib2.99%*15,000apply-button
DIB – Dubai Islamic Bank PJSC, Dubai dib logo3.49%*12,000apply-button

1. Commercial Bank International Home Mortgage Finance starts at 2.45% p.a.*

2. National Bank of Abu  Dhabi is offering Home Mortgage Finance from 2.94% p.a.*

3. Abu Dhabi Islamic Bank Home Finance offers 2.99% p.a.*

4. Dubai Islamic Bank Home Finance offers 3.49%*

Find whats suits you best; Let banks compete for your Home Mortgage finance. Compare All, Choose the best.

Mortgages FAQ

  1. What is the meaning of a mortgage in the UAE?

    Answer : A mortgage can be a convetional loan or islamic finance in which your property is a collateral.

  2. How do mortgages work in the UAE ?

    Answer : A mortgage is essentially a loan to help you buy a property. UAE Expat usually need to put down a deposit for at least 25% of the property value in UAE and a mortgage allows you to borrow the rest from a bank or Islamic Finance companies. Borrower then pay back the amout owed along with intrest/profit monthly, generally over a period of 20-25 years.