Emirates NBD Personal Loan
Emirates NBD is one of the leading banks in UAE that offers a variety of personal loan products. The loans are hassle-free to avail and available for both UAE Nationals and Expatriates at the competitive Interest rate.
Features and benefits:
- ENBD Personal loan for UAE National up to AED 3 million.
- ENBD Personal loans for New to country / New to employment up to AED 400,000.
Emirates NBD personal loan interest rate :
Get a Emirates NBD Personal Loan with interest rates starting at 2.90%* per annum.
- Top-up your loan program up to 125% times your original loan amount.
- Get a Home Improvement Personal loan up to AED 3 million
- End – of – Service Benefit Backed Personal Loans up to 90% of End-of-Service Benefit amount.
- With a co-applicant program, increase your personal loan eligibility.
- Without the end of service benefit, you are backed by personal loan amounts up to 15 times your salary or up to AED 2,000,000.
Other Personal Loan products from Emirates NBD
- Loan for NRIs – Loan against/for NRE Fixed Deposits-Get up to 90%* of Fixed Deposit amount in AED and up to 80% for INR Fixed Deposit.
- Loan for a bankers-Get personal loan up to AED 200,000 for both UAE Nationals and Expatriates
- Get a loan amount up to AED 500,000 for both UAE Nationals and Expatriates even if you don’t transfer salary account in the bank.
- For professionals, get a loan with competitive AED 500,000 for both UAE Nationals and Expatriates up to AED 300,000.
- For a self employer-Get up to AED 300,000 loan amount with 100% cash without an end-user declaration.
- Overdraft facility of up to 90% of the net monthly salary or 90% of the Fixed Deposits under lien with Emirates NBD.
Eligibility Criteria for an ENBD personal loan:
Emirates NBD provides a range of personal loans for with salary transfer or without salary transfer accounts.
- Minimum salary AED 5000 is required
- UAE Residents of 21-65 yrs are eligible
- Both self-employed and salaried individuals are eligible