What is a platinum card?

Platinum card is one of the levels of the credit cards, Its one of the top level of premium credit card available in UAE, only coming second to Titanium, Diamond credit cards when these are available.

Platinum cards are one of the premium credit cards and it comes with an extensive rewards program and higher limits.

As premium cards, platinum credit cards are designed for a class of higher-income individuals, so they come with Low-interest rates, But high annual fees. This reflects the fact that such cardholders can afford to pay their balance in full every month and thus don’t usually pay interest.

Is a High Annual Fee on the platinum card is worth it?
It really depends on how you plan to use your card and your spending habits. If you know that you will be spending high amounts throughout the year, earning the maximum number of rewards points, making use of the premium services we mentioned above, and paying off your balance in full every month so you don’t pay interest, then it may be worth paying the huge annual fee to hold a platinum credit card.

Check out the List of Best Credit Cards in UAE for 2020

 

 

Visa & Mastercard both networks offer Platinum cards with few variations

Visa Platinum

Celebrate more with bigger rewards. Enjoy more of the finer things you love with Visa Platinum card rewards and privileges,

Here is the list of the Visa Platinum card rewards

Merchant OfferingPlatinum Card offer by VISA
1Salt Restaurantyou can enjoy 20% off an authentic feast on the freshest seafood at the Salt restaurant. Dishes inspired by global contemporary and classic cuisines, as you watch your food being prepared in the open show kitchen.
2Wild Wadi WaterparkWild Wadi Waterpark Visa Offer - AED 99 per person on Sundays only. You can use Wild Wadi online tickets within 14 days
3Cinnabon7% discount for Visa Platinum, Visa Signature and Visa Infinite cardholders.
4Compensair.comGet сompensation for a flight delay/cancellation of overbooking with reduced percent of commission 15% from Compensair for Visa Gold, Visa Platinum, Visa Signature, Visa Infinite cardholders!
521vek.byUp to 10% discount for Visa premium cardholders (Visa Gold, Visa Platinum, Visa Signature, Visa Infinite): http://www.21vek.by/visa.
6IMPRINT PHOTO STUDIO90% Off - 1 Hour Studio Family Portrait Session with 2 Edited Photos
7OYOSave 30% on your next Hotel booking with OYO
8The Private Clinic Medical and Aesthetic Clinic15% Off Laser Hair Removal Session
9Premier Inn Hotels Middle EastPay with Visa to book your stay and enjoy a 20% discount at any Premier Inn across the Middle East.
10Mattel Play! Town20% off adult and child single entry admission
11Zabeel House The GreensThe neighbourhood gathering spot for healthy breakfasts, leisurely lunches or quick eats.
12Zabeel House The GreensAn edgy Pan Asian Kitchen and Bar great for anything from after-work drinks, to Friday night out and lazy family lunch on a Saturday.
13STIMEGet a 10% off Visa Platinum и Visa Signature
14Jumeirah Al WathbaEnjoy 20% off your bill in the rooftop terrace at Al Mesayan with the breathtaking view of the desert dunes.
15ArboretumOne of the best known buffet restaurants in the city, Arboretum has risen to popularity with its opulent spread of delicacies as well as its lively ambiance. It is a five star experince for the whole family.
16Jumeirah Beach HotelKitchen Connection offers a truly international experience. Experience the world of gastronomy on your plate with a multitude of live cooking stations and theme nights brought to life by Jumeirah's talented chefs.
17Jumeirah Emirates TowersWhether you are here for pre-dinner cocktails or choose to stay for the night, Rib Room Bar will tempt you with its premium drinks and an extensive menu of delicacies.
18Jumeirah Al NaseemThe Palmery is your oasis of tranquility and excuisite flavours. Savour our carefully selected delicacies in a relaxed setting of contemporary family dining.
19Jumeirah Beach HotelOur sunit lounge offers a wide selection of premium teas, coffees and small bites. Whether it is a business meeting or a gathering with loved ones, Pearl Lounge is the perfect place to socialize.
20Jumeirah Al WathbaEnjoy 20% off your bill in an upscale Trattoria - Terra Secca set in the midst of Arabian Desert.
21Jumeirah Al WathbaEnjoy 20% off your bill as you at Al Mabeet Desert Camp, a high-end interpretation of nomadic living in UAE.
22Jumeirah Al WathbaEnjoy 20% off your bill as you enjoy 1000 sqm infinity pool overlooking the desert.
23Jumeirah Al WathbaEnjoy 20% off your bill in the rooftop terrace at Al Mesayan with the breathtaking view of the desert dunes.
24Jumeirah Al WathbaDeligh in a taste of Arabia where flavours of the desert are brought to life with 20% off at bright and stlish all day dining Bait Al Hanine.
25Jumeirah Creekside hotelExplore innovative tapas and creatively-infused refreshments at our chic and atmospheric rooftop restaurant. Enjoy the views and all-year around sunshine with our indoor and outdoor seating.
26NOMAD RestaurantVisit our bustling open kitchen serving international dishes for lunch and dinner. Four distinct dining experiences housed in one restaurant – a perfect combination of skill, decor and cuisine.
27Jumeirah Emirates TowersMake the iconic Jumeirah Emirates Towers your address for the night. Visit the Alta Badia bar for breathtaking views of the sparkling Dubai. Tantalize your taste buts with our signature drinks and special bar menu.
28Jumeirah Al QasrA relaxing ambient terrace bar serving innovative refreshments and incredible views of Burj Al Arab Jumeirah.
29Jumeirah Al QasrAl Fayrooz is an elegant lounge where you can enjoy a memorable afternoon tea in a palatial setting. An iconic experience on its own, lounge's terrace offers stunning views of the Arabian Gulf and Burj Al Arab. Its mediterranean menu is sure to satisfy even the most demanding of tastes.
30Jumeirah Mina A' SalamAs a well established mixology venue in Dubai, Bahri Bar offers the best cocktails paired with breathtaking views of the sea. The night is always young with our extensive menu of premium drinks and small bites.
31Jumeirah Beach HotelUptown bar is a modern lounge offering breathtaking views of the iconic Burj Al Arab and the Arabian gulf. With a choice of innovative cocktails and tantalizing bites, this is yur address for unforgettabel sunsets in Dubai.
32Khaymat Al BaharKnown for having one of the best beachside views in Dubai,Khaymat Al Bahar is a unique location to celebrate the HolyMonth. The views are just as breathtaking as the cuisine andentertainment on offer, making it the perfect spot to share atraditional mezze and shisha.
33Jumeirah Emirates TowersExperience the warmth of Bedouin hospitality in a contemporary setting. Enjoy the urban ambiance with an afternoon tea enriched with Middle Eastern flavours.
34MundoEmbark on a gourmet journey through the flavours of the Mediterranean, Middle East, India and Asia.
35HanaayaNamed after the Arabic word for happiness, this chic restaurant serves creative cosmopolitan cuisine and the famous Friday brunch. Ejoy stunning views and the beautiful setting when you dine at Hanaaya.
36Jumeirah Mina A' SalamArabesque style can be experienced in a luxurious settings at Al Samar. Enjoy our scrumptious menu or tantalizing drinks in Mina A'Salam's signature lounge.
37Jumeirah Al NaseemAmbar is a luxurious lounge with a talented team of sommeliers and mixologists. Enjoy the sunsets as you sip on premium concoctions in a chic setting.
38Jumeirah Al NaseemAl Mandhar lounge exudes elegance while offering breathtaking views of the iconic Burj Al Arab. A social space, frequented by city's socialites, is ideal for both formal and heartfelt gatherings. Indluge in our delicious mediterranean menu accompanied by a wide selection of premium teas and moctails.
39Jumeirah Zabeel SaraySave 20% on your next holidays at Jumeirah Zabeel Saray.
40BulkwhizGet great value grocery with BulkWhiz! VISA cares about your savings
41Hotels.comEnjoy 8% off Hotels.com bookings when you pay with Visa.
42Splash Pad20% off adult and child single entry admission
43Hub Zero20% off adult and child single entry admission
44Roxy Cinemas20% off full-price tickets
45Lobby BarIndulge in a range of refreshing cocktails or sparkling bubbly paired with delicious bites from a select menu of Lobby Lounge and receive 20% off your bill.
46AtriumEnjoy 25% off at the spectacular second-floor Atrium with a seven-storey high ceiling and a grand over-sized fireplace
47WhiteEmbark on a culinary journey at the interactive White, with dishes from around the world tailored to your taste and enjoy 20% off.
48TeanWith your exclusive 20% savings, experience real Levantine dining culture, just footsteps away from the limitless sea.
49Jumeirah Port Soller Hotel & SpaSave 20% on your stay along with a host of exclusive benefits at Jumeirah Port Soller.
50Jumeirah at Etihad TowersBook your stay with your VISA card and receive 20% off Best Available Rate and a host of other exclusive benefits.
51Ray's BarEnjoy your exclusive 20% savings at Ray’s Bar, with spectacular views and innovative cocktails.
52Observation Deck at 300With your exclusive 20% savings, experience breathtaking views of Abu Dhabi from the highest vantage of the city, as you enjoy afternoon tea.
53Pool BarIndulge in a range of cold hops, refreshing cocktails or some sparkling bubbly with your exclusive 20% savings.
54The LoungeWith your exclusive 20% savings, enjoy The Lounge and its hip rooftop setting with a unique take on social dining.
55Majlis SaadiyatEnjoy 20% off at Majlis Saadiyat, the perfect place to catch up over a latte and light refreshments in a beautiful ocean setting.
56Amwaj Al Bahar Boats And Yachts Chartering llc15% discount for luxury Yacht Rental
57Taxi BAVARIA15% around the city and 50% in the airport for Visa Platinum, Visa Signature and Visa Infinite cardholders
58A La Lounge15% discount for Visa Platinum and Visa Signature cardholders
59Doctor Vet5% discount for Visa Platinum cardholders
60Marcelino Kids10% discount for Visa Gold, Visa Platinum and Visa Signature cardholders
61Jumeirah Zabeel SarayBook in a suite, club or villa at Jumeirah Zabeel Saray and receive 25% off on Best Available Rate.
62Ray's GrillEnjoy 20% off at Ray's Grill, a contemporary must visit steakhouse, complimented with stunning 360° views of Abu Dhabi and the Arabian Gulf.
63Jumeirah Beach HotelSave 20% on your next holidays at Jumeirah Beach Hotel
64Jumeirah Emirates TowersSave 20% on your next holidays at Jumeirah Emirates Towers.
65Jumeirah VittaveliSave 20% on your next holidays in the Maldives.
66Jumeirah Al NaseemSave 20% on your next holidays at Jumeirah Al Naseem
67Lobby LoungeEnjoy 20% off at Lobby Lounge, the perfect place to enjoy Afternoon Tea, light refreshments, drinks or range of cakes from the counter.
68RosewaterWith your exclusive 20% savings, enliven your taste buds with the authentic and much-loved flavours from home and abroad.
69Tori No SuEnjoy 20% off at Tori No Su, a chic and award-winning Japanese restaurant in Abu Dhabi, offering a contemporary and innovative menu created by kaiseki-trained chef, Ando Takashi.
70NahaamEnjoy 20% off at Nahaam - a chic, funky restaurant, perfect for a laid-back lunch or a social evening with friends at the open-air lounge.
71Li BeirutOffering fine dining at its best, Li Beirut presents traditional, lip-smacking dishes from Lebanon, plus, 20% off on your bill.
72Jumeirah Mina A' SalamSave 20% on your next holidays at Jumeirah Mina A'Salam.
73BiceWith your exclusive 20% savings, experience authentic Italian dining at BiCE with a combination of modern and traditional creations.
74Jumeirah Al QasrSave 20% on your next holidays at Jumeirah Al Qasr.
75Jumeirah Dar Al MasyafSave 20% on your next holidays at Jumeirah Dar Al Masyaf.
76Jumeirah Beach HotelSave 25% on your stay when booking a suite for three nights at Jumeirah Beach Hotel.
77Burj Al Arab JumeirahBook our spectacular offer and create unforgettable moments. From dining in the open air to lounging on the stunning Burj Al Arab Terrace, discover the perfect place to luxuriate in the pleasant Dubai summer weather and enjoy a host of exclusive benefits.
78Jumeirah Al NaseemSave 25% on your stay when booking a suite for three nights at Jumeirah Al Naseem.
79Jumeirah Creekside hotelSave 20% on your next holidays at Jumeirah Creekside Hotel.
80Jumeirah Mina A' SalamSave 25% on your stay when booking a suite for three nights at Jumeirah Mina A'Salam.
81Jumeirah Al QasrSave 25% on your stay when booking a suite for three nights at Jumeirah Al Qasr.
82Jumeirah Dar Al MasyafSave 25% on your stay when booking a suite for three nights at Jumeirah Dar Al Masyaf.
83Jumeirah Creekside hotelSave 25% on your stay when booking a suite at Jumeirah Creekside Hotel
84Jumeirah Emirates TowersSave 25% on your stay when booking a suite at Jumeirah Emirates Towers.
85Jumeirah at Etihad TowersJumeirah at Etihad Towers invites you to experience unparalleled luxury and a memorable stay during your next visit to Abu Dhabi with our Visa Suite Stay offer. Save 25% off Best Available Rates when you stay in one of our suites or clubs.
86Magic PlanetGet up to 70 AED bonus credit to spend at Magic Planet when you top up with Visa
87IFLYUp to 25% off
88Ski DubaiUp to 25% off on the Polar Pass, Polar Express and Ski Dubai Experiences
89La PerleSave up to 50% on all tickets to see La Perle (online only)
90Hardee'sGet free chocolate chip cookie with any large meal purchased using Visa
91KFCUpgrade Your Meal To Large Using Visa and Get 2 Free PCS of Strips
92Hotels.comEnjoy 8% off Hotels.com bookings when you pay with Visa.
931800Flowers.comSave 20% off the Merchandise Value of your purchase at 1800Flowers
94joi Gifts20% off Gifts, Flowers, Cakes & More on JoiGifts.com when you pay with Visa
95SuperShuttleSave 10% on SuperShuttle or ExecuCar airport rides.
96Beverly Hills Medical Center One Day SurgeryDiscount up to 40 %
97SkyBOXBuy online in the US & Europe with your Visa card and ship with SkyBOX.
98JA The Resort Golf CourseDownload the SpikesOn.com App & Book Now!
99Abu Dhabi City Golf ClubDownload the SpikesOn App and Book Now!
100Palazzo Versace DubaiSave 25%
101AnghamiUp to 4 Months of Free Anghami Plus With Visa
102Custom | TailoringCustom Made Suit | Shirt & Tuxedo
103THE ENTERTAINERVisa Platinum, Signature and Infinite Cardholders in the GCC and Levant now have access to the ENTERTAINER Buy One Get One Free Offers and 5,000+ Travel Based Discount Offers in key destinations. Start enjoying your benefits by downloading the “Visa Offers MENA” app and register using your Account Number.
104Agoda.comSave up to 12% discount over 985,000+ hotels & vacation rentals worldwide.
105Basiligo Restaurant LLC10% Off on Basiligo Clean Eating Meal Plans
106Sea View Golf ClubDownload the SpikesOn App and Book Now!
107Sixt Rent a Car / Sixt Rent a TruckSave Up to 10% on Car Rentals in 110+ Countries Worldwide
108Auto EuropeUp to 37% Off International Car Rentals in 180 Countries Worldwide
109eBagsSave $40 on Your Online Order of $150 or More + Free US Shipping
110yQ (meet & assist) serviceTravel in style with yQ (meet & assist) service
111Gray LineSave 10% on All Sightseeing Tours
112Golfballs.comSave $10 on Online Orders of $50 or More!
113HeliDubaiSave 15% on Dubai aerial tours
114Big Bus Tours50% off Hop-on Hop-off + Desert Sunset Tour Combo
115TGI Friday'sSpend 200 AED with Visa at TGIF Fridays and recevie a Free Cosmo Rita Shaker
116Frying Pan TourismSave 15% on signature food tours
117ModCloth15% Off Your $100+ Order -- Online or In-Store
118AvisSave up to 35% on international car rental and get the fastest check out with Avis Preferred.
119Dri Dri20% off your total dining Bill
120My Karak20% off your total bill
121Little Explorer DubaiUp to 25% off
122Wahoo Water ParkUp to 25% off on the entrance
123Priority PassEnjoy up to 50% discount on the first year membership fee for Priority Pass
124Toro + Ko20% off your total dining bill
125Burger Pit20% off your total dining bill
126Butcha20% off your total dining bill
127Sikka Cafe20% off your total dining Bill
128Lima Dubai20% off your total dining bill
129Visa Luxury Hotel CollectionEnjoy upgrades and VIP privileges at participating luxury boutiques hotels and resorts at Visa Luxury Hotel Collection.

 

 

Is a High Annual Fee on the platinum card is worth it?

It really depends on how you plan to use your card and your spending habits. If you know that you will be spending high amounts throughout the year, earning the maximum number of rewards points, making use of the premium services we mentioned above, and paying off your balance in full every month so you don’t pay interest, then it may be worth paying the huge annual fee to hold a platinum credit card.

What does it mean when you have a platinum credit card?

Platinum Card

A Platinum card is a credit card which, as its name suggests, is a card with more benefits than gold or silver credit cards, Platinum cardholders tend to have high incomes. However, a high income is by no means a requirement.