DIB Personal Loan-Dubai Islamic Bank

DIB Personal loan Interest rates, Personal Finance offers from Dubai Islamic Bank in UAE

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DIB Personal Loan-Dubai Islamic Bank – Apply for DIB Salam Finance – Personal Loan Online

DIB Al Islami Personal Finance-DUBAI ISLAMIC BANK 

With Al Islami Personal Finance from Dubai Islamic Bank (DIB), you can buy and acquire a variety of goods and services or get an upfront cash price


dubai islamic personal finance payment holiday 1

Dubai Islamic Bank personal loan product details, Eligibility Criteria:

  • Salary Transfer Loan/Islamic Finance
  • Profit Rates:  Starting from 6%* reducing per year

 

 

UAE Nationals Expatriates
Maximum finance amount (AED) 4000,000 2000,000
Maximum tenure 48 months 48 months
Minimum salary requirement (AED) 3,000 3,000
  • Islamic Finance: Yes
  • Early Settlement Charges: 0%
  • Salary transfer: Yes
  • *Al Islami Personal Finance is offered to those who work for a DIB-approved company and transfer their salary to DIB.
(DIB) Dubai Islamic Bank personal finance can be used to buy anything from electronics, boats, cars or home furniture. With no salary transfer, an excellent profit rate and high finance amount, the DIB personal finance is currently one of the best in Dubai.

Dubai Islamic Bank has experienced excellent growth since it formed back in 1975, the Bank today remains true to its roots with customer service high up its list of priorities. To find out more information or to apply for personal finance, fill out the form on the right and a trained professional call you back.

DIB Personal Loan Main Benefits

  • Upfront cash payment to the customer;
  • No early settlement fee;
  • The arrangement fee is a fixed amount between AED 600 and AED800
  • The Profit rate is calculated on a reducing basis
  • Lowest Min Salary Requirements: salary of AED 3,000 per month is eligible for DIB Salary Current Account holders.
  • If you don’t wish to transfer your salary then you need a minimum salary between AED 6000 to AED 8000.
  • NEW OFFER:PERSONAL FINANCE – PAYMENT HOLIDAY

  • Now enjoy 2 months payment holiday on personal finance.
  • Enjoy a stress-free break from payments when you avail Personal Finance from Dubai Islamic Bank.
  • Features

  • Up to 2 instalment deferrals per year*
  • 2 consecutive deferments allowed**
  • No deferment fees/charges
  • *This facility is available for Sukuk Murabaha customers only (who transfer their salaries to DIB).

**This facility is available after a payment of 3 consecutive instalments.


What are the documents required to Apply for Dubai Islamic Bank Personal Loan ?

  1. Copy of Passport (with Residence visa for expatriates)
  2. Emirates ID Copy
  3. Salary and the End of Service Benefit Transfer Letter/Certificate from the employer
  4. Statement of Account for minimum 3 months if the salary is transferred to another bank
  5. 12 months statement for self employed professionals/ businessmen)
  6. Salary Certificate.
  7. Salary Transfer Letter*.
  8. Liability or Clearance Letter. (for buy-out cases)*
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    Hi, am salary is 2770 , am I liable to get a salary loan.
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    my salary is 4500 AED , can i get a loan from your Bank? Please reply
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    my salary is 3000 AED , can i get a loan from your Bank? Please reply
  • 0
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    Hi sir/mam, Can i ask the details?
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    Hi sir/mam, Can i ask the details about this. Thank you.
  • 1
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    Hi sir/ma’am I need personal loan my salary is 2500 0544586155
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    Hi sir/ma’am I need personal loan my salary is 2500
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    Dear sir/madam I have debit card in Dib I want need applying for personal loan Imy company name Sicilia kitchens nd not listed company then I will future loan wedding nd new house Then please support me Please how to document detail
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    3500
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    i need a loan and my salary is 2200AED, i have commissions every month which comes like 4000AED, but in my salary transfer its not mention,how can u be of help in this?
  • 0
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    HI sir/mam my salary is 2500 and im looking for cash loan with amount of 20,000 aed. thanks
  • 0
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    Respected Sir, My Current salery is 3500/- AED accommodation, transportation provided by the employer. i’m looking for to get 10,000/- AED as loan. would you suggest me something about it?
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    Dear sir I'm looking for a personal loan of 6000 AED. My salary is 2610 AED. Thank you. Please contact me 0545434086
  • 0
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    My salary is 4200 and will be 4500 next month. I want to top up a loan that I took 3 years ago, which I'll clear within 2 months. My application is not accepted because my company says, the minimum salary for a teacher's loan is 5000. I'm just astonished that 3 years back I took a loan that will be clear within 2 months and the bank IS NOT OK TO TOP IT UP. Kindly please find a solution for people like me. I'll just have to change my bank and see whether another one can give me a loan because I urgently need money to SAVE A LIFE.
  • 0
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    Respected Sir, My Current salery is 2700/- AED accommodation, transportation provided by the employer. i'm looking for to get 10,000/- AED as loan. would you suggest me something about it?
  • 0
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    i am looking for 25000 aed of personal loan my salary is 3500 and i completed 6 months in the system am i eligible for personal loan
  • 0
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    My salary 3000AED I am looking for persnal lone
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    Dear Sir, I am getting the salary of AED:2900/month. I need a loan AED:25000/-, What is the monthly installment and how many will take procedure Thanks
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    dear sir/mam , i having sallary 2550 + 3 monthly bonous + accomodation+ travelling provide by company , can i get loan please suggest and call me +971555592301
  • 0
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    I have 2970 salary is it possible if I apply for loan.
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    hi this khalid ramim i have 3500 salary i need 10000 or 15000 loan 0502448724
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    My salary is 2900 i need loan
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    Good afternoon sir I need loan my salary is 2400 accommodation by company transport also company please sir contact me if need loan emmargency
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    i am cuurently on loan at dib is it possible that i can loan also mobile Samsung for installment?thanks
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    I wanted to claim my insurance from DIB Takaful.
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    my salary 2000AED need loan call me 0529727055
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    My Salary is 4500,I work in Dubai Design District , i would like to apply for loan If you could give me some info Thank you
  • 0
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    i need personal loan con : 0525903209
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    Need loan
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    my salary 3000 i need loan
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    if i get salary of 3000 AED , can i get a loan from your Bank? Please reply
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    3500 salary possible plz call me 0556238740
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    Need a loan please get back to me ASAP
  • 0
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    my salary is 4250 and im getting my monthly salary in dib every month. is it possible to apply for loan of 20,000 only?
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    my salary is 2300 i need personal loan cont: +971525903209
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    dear sir, i took loan amount of 30000. i would like to close the loan at one payment. please give me the suggestion.
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    Yes Mr.Farid, Its possible.. Kindly fill up the basic details form at https://moneymall.ae/apply-now/ . we wiil check with the lenders for you..
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    Hello sir my salary is 6500 is it possible to get a loan and how much ??? Please let me know .. thank you
  • 0
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    will u also provide facility to help to get loan for the person who salary is below 3000
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    Hello Sir I'm from dp world I need loan my salary 5500 I need loan 100000
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    my salary is 13500
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    my salery2800+ot 300 +transport +accommodation +insurance card
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